County Hazards

States › Missouri › Jefferson County

Jefferson County, Missouri

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 29099 · 227,771 residents (2021) · 656 sq mi · dominant hazard Hail

Hail · 312Tornado · 44Flood · 56Wind · 245Winter · 57
2026-04-27: Hail2026-04-27: Hail2025-06-07: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2025-03-14: Hail2024-05-26: Hail2024-05-24: Hail2024-05-21: Hail2024-05-08: Hail2024-05-08: Hail2024-03-14: Hail2024-03-14: Hail2024-03-13: Hail2024-03-13: Hail2023-09-26: Hail2023-04-15: Hail2023-04-15: Hail2023-04-05: Hail2023-03-31: Hail2023-02-16: Hail2022-08-20: Hail2022-05-19: Hail2022-04-11: Hail2020-07-21: Hail2020-05-28: Hail2019-10-21: Hail2019-03-24: Hail2019-03-24: Hail2019-03-24: Hail2018-06-28: Hail2018-06-09: Hail2017-11-05: Hail2017-11-05: Hail2017-10-10: Hail2017-04-04: Hail2017-02-28: Hail2017-02-28: Hail2017-02-28: Hail2017-02-28: Hail2016-05-11: Hail2016-05-11: Hail2016-05-11: Hail2016-05-11: Hail2016-05-11: Hail2016-05-11: Hail2016-04-30: Hail2016-04-30: Hail2016-04-27: Hail2016-04-26: Hail2016-02-20: Hail2016-02-20: Hail2015-07-01: Hail2015-04-08: Hail2015-04-02: Hail2014-07-07: Hail2014-07-07: Hail2014-04-03: Hail2014-04-02: Hail2013-07-06: Hail2013-07-06: Hail2013-07-06: Hail2013-06-22: Hail2012-10-22: Hail2012-09-25: Hail2012-09-25: Hail2012-09-06: Hail2012-08-16: Hail2012-07-01: Hail2012-06-04: Hail2012-06-04: Hail2012-04-28: Hail2012-04-28: Hail2012-04-28: Hail2012-04-28: Hail2012-03-14: Hail2012-03-14: Hail2011-07-03: Hail2011-06-21: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-04-22: Hail2011-04-19: Hail2011-04-19: Hail2011-04-19: Hail2011-04-19: Hail2011-04-19: Hail2011-04-19: Hail2011-04-15: Hail2011-04-15: Hail2011-04-15: Hail2010-12-31: Hail2010-12-31: Hail2010-10-24: Hail2010-06-18: Hail2010-06-18: Hail2010-06-18: Hail1961-05-06: Tornado1961-05-07: Tornado1965-09-04: Tornado1967-10-24: Tornado1967-05-28: Tornado1967-06-10: Tornado1968-04-03: Tornado1968-05-15: Tornado1973-06-04: Tornado1976-07-27: Tornado1978-05-12: Tornado1981-07-20: Tornado1981-04-22: Tornado1982-12-02: Tornado1984-11-09: Tornado1994-04-15: Tornado1994-04-15: Tornado1994-04-26: Tornado1995-04-16: Tornado2003-05-06: Tornado2003-05-06: Tornado2004-05-27: Tornado2006-03-11: Tornado2006-03-11: Tornado2006-09-22: Tornado2006-09-22: Tornado2010-12-31: Tornado2010-12-31: Tornado2010-12-31: Tornado2010-04-30: Tornado2013-05-31: Tornado2014-09-01: Tornado2015-07-08: Tornado2017-03-07: Tornado2017-03-07: Tornado2023-04-15: Tornado2023-04-15: Tornado2023-04-15: Tornado2024-05-26: Tornado2024-04-18: Tornado2025-03-14: Tornado2025-05-19: Tornado2025-06-07: Tornado2005-06-09: Flood2006-03-12: Flood2008-12-27: Flood2008-09-14: Flood2008-06-05: Flood2009-06-10: Flood2010-07-27: Flood2010-06-16: Flood2011-04-24: Flood2011-07-07: Flood2013-04-18: Flood2015-04-08: Flood2015-04-07: Flood2015-12-26: Flood2015-12-28: Flood2015-12-28: Flood2015-07-01: Flood2016-08-15: Flood2016-01-01: Flood2016-05-11: Flood2017-05-01: Flood2017-04-30: Flood2018-09-07: Flood2019-08-30: Flood2020-05-24: Flood2021-04-29: Flood2021-07-25: Flood2022-07-28: Flood2022-08-03: Flood2024-11-04: Flood2025-04-04: Flood2025-04-04: Flood2026-04-27: Wind2026-03-11: Wind2025-07-29: Wind2025-05-19: Wind2025-05-19: Wind2025-05-19: Wind2025-05-16: Wind2025-04-20: Wind2025-04-10: Wind2025-03-14: Wind2024-05-26: Wind2024-05-08: Wind2024-05-07: Wind2024-04-18: Wind2024-04-18: Wind2023-09-26: Wind2023-08-12: Wind2023-07-29: Wind2023-07-17: Wind2023-07-17: Wind2023-07-16: Wind2023-07-16: Wind2023-07-14: Wind2023-07-01: Wind2023-07-01: Wind2023-06-30: Wind2023-04-15: Wind2023-03-31: Wind2023-03-31: Wind2022-08-03: Wind2022-06-17: Wind2021-10-24: Wind2021-08-12: Wind2021-08-08: Wind2021-07-09: Wind2021-06-19: Wind2021-04-07: Wind2021-03-27: Wind2020-08-10: Wind2020-07-21: Wind2020-07-15: Wind2019-10-21: Wind2019-10-21: Wind2019-08-06: Wind2019-07-17: Wind2018-06-14: Wind2018-06-14: Wind2018-06-14: Wind2018-04-13: Wind2017-07-26: Wind2017-03-07: Wind2017-03-07: Wind2017-03-07: Wind2017-03-07: Wind2017-03-07: Wind2016-07-13: Wind2016-07-13: Wind2016-05-11: Wind2016-05-11: Wind2015-09-10: Wind2015-08-09: Wind2015-07-01: Wind2015-05-10: Wind2014-10-02: Wind2014-10-02: Wind2014-09-05: Wind2014-06-04: Wind2013-06-26: Wind2013-06-22: Wind2012-10-17: Wind2012-09-07: Wind2012-09-07: Wind2012-09-06: Wind2012-08-16: Wind2012-08-04: Wind2011-06-27: Wind2011-06-21: Wind2011-06-19: Wind2011-06-19: Wind2011-06-19: Wind2011-05-25: Wind2011-04-19: Wind2010-12-31: Wind2010-10-26: Wind2010-09-18: Wind2010-08-05: Wind2010-08-05: Wind2010-04-24: Wind2010-04-24: Wind2009-06-16: Wind2009-03-08: Wind2008-08-05: Wind2008-07-12: Wind2008-06-21: Wind2008-06-21: Wind2008-05-25: Wind2007-10-18: Wind2007-07-19: Wind2006-08-07: Wind2006-08-07: Wind2006-08-07: Wind2006-07-19: Wind2006-07-19: Wind2006-07-19: Wind2006-04-02: Wind2006-04-02: Wind2006-04-02: Wind2006-04-02: Wind2005-11-27: Wind2005-11-27: Wind2005-08-13: Wind2005-07-04: Wind2005-06-09: Wind2005-06-06: Wind2005-05-19: Wind2005-05-19: Wind2005-05-19: Wind
Jefferson County within Missouri. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 805 events for Jefferson County, Missouri, between 1950 and 2026; hail account for the largest share.

That is 122.6 events per 100 square miles, in line with the Missouri figure of 106.7, and 35.3 per 10,000 residents against 118.9 statewide.

8 events fall in the 12 months to 30 Jun 2026. NCEI attributes 11 deaths and 19 injuries to events in the county, with property damage estimated at $18M and crop damage at $21K.

FEMA has designated the county in 30 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Tornadoes, And Wildfires (major disaster, 21 May 2025).

National Flood Insurance Program policyholders in the county filed 4,592 claims since 1978, of which 3,916 were paid, totalling $69M (about $18K per paid claim). FEMA counts 591 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Moderate" ($114M a year across 18 hazards).

3 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

8events, last 12 monthsto 30 Jun 2026
805events since 195011 deaths, 19 injuries recorded
30disaster declarationslast 21 May 2025
4,592NFIP flood claims$69M paid

Compared with Missouri and the United States

MeasureJefferson CountyMissouriUS
Recorded events since 195080573,3391,977,440
Events per 100 square miles122.6106.756.0
Events per 10,000 residents35.3118.959.6
Events in the last 12 months81,92062,008
Deaths recorded by NCEI111,00926,435
Property damage (NCEI estimates)$18M$12B$575B
NFIP claims per 1,000 residents20.28.38.1
Average paid NFIP claim$18K$23K$43K
Claims per 100 policies in force, last 10 years57.751.016.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 2
Hail: 1Tornado: 8Wind: 4
Hail: 11Tornado: 3Wind: 14
Hail: 23Tornado: 4Wind: 29
Hail: 51Tornado: 5Flood: 7Wind: 31Winter: 13Heat: 2Lightning: 1
Hail: 100Tornado: 7Flood: 23Wind: 78Winter: 24Heat: 22Cold: 2Drought: 2Lightning: 6Other: 3
Hail: 78Tornado: 9Flood: 18Wind: 48Winter: 13Heat: 36Cold: 2Drought: 8Lightning: 1
Hail: 46Tornado: 8Flood: 8Wind: 41Winter: 7Heat: 4Cold: 1Other: 1
21950s131960s281970s561980s1101990s2672000s2132010s1162020s
Recorded events in Jefferson County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 429 events in the 20 years to 2025 against 285 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Hail312
Wind245
Heat64
Winter57
Flood56
Tornado44
Drought10
Lightning8
Cold5
Other4
HazardEventsDeathsShare of state's events
■ Hail312—1.5%detail
■ Wind24511.1%detail
■ Heat6411.7%
■ Winter5710.9%detail
■ Flood5660.5%detail
■ Tornado4411.4%detail
■ Drought10—0.4%
■ Lightning812.9%
■ Cold5—0.3%
■ Other4—0.3%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
1 Jul 2015Flash FloodFlood—$4.0M—2—County
22 Apr 1981TornadoTornadoF3$2.5M—1—County
4 Jun 1998FloodFlood———1—County
6 May 2003Flash FloodFlood———1—County
14 Jul 2006HeatHeat———1—Forecast zone
18 Apr 2013Flash FloodFlood———1—County
25 Jun 2016LightningLightning———1—County
30 Apr 2017FloodFlood———1—County
10 Aug 2020Thunderstorm WindWind70 mph——1—County
1 Dec 2025Winter WeatherWinter———1—Forecast zone
9 Jul 2004HeatHeat————5Forecast zone
26 Jul 2002HeatHeat————3Forecast zone
22 Dec 2022Winter StormWinter————3Forecast zone
19 Jul 2006Thunderstorm WindWind70 mph———2County
21 Feb 2008SleetWinter————2Forecast zone
18 Jul 1999HeatHeat————1Forecast zone
26 Sep 2003Thunderstorm WindWind63 mph———1County
30 Nov 2006Winter StormWinter————1Forecast zone
15 Apr 2023TornadoTornadoEF1———1County
15 Apr 1994TornadoTornadoF1$5.0M$5K——County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
21 May 2025DR-4867Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And WildfiresIndividual assistance
26 Mar 2020DR-4490Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3482EmergencyBiologicalCovid-19Public assistance
9 Jul 2019DR-4451Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
2 Jun 2017DR-4317Major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds And FloodingIndividual assistance, Public assistance
21 Jan 2016DR-4250Major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds, And FloodingIndividual assistance, Public assistance
2 Jan 2016EM-3374EmergencyFloodSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
7 Aug 2015DR-4238Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
3 Feb 2011EM-3317EmergencySevere StormSevere Winter StormPublic assistance
19 Jun 2009DR-1847Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
30 Jan 2009EM-3303EmergencySevere Ice StormSevere Winter StormPublic assistance
13 Nov 2008DR-1809Major disasterSevere StormSevere Storms, Flooding, And A TornadoIndividual assistance
25 Jun 2008DR-1773Major disasterSevere StormSevere Storms And FloodingPublic assistance
19 Mar 2008DR-1749Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
12 Dec 2007EM-3281EmergencySevere Ice StormSevere Winter StormsPublic assistance
21 Jul 2006EM-3267EmergencySevere StormSevere StormsPublic assistance
16 Mar 2006DR-1631Major disasterSevere StormSevere Storms, Tornadoes And FloodingIndividual assistance, Public assistance
10 Sep 2005EM-3232EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
6 May 2003DR-1463Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
6 May 2002DR-1412Major disasterSevere StormSevere Storms, Tornadoes And FloodingIndividual assistance
12 May 2000DR-1328Major disasterFloodSevere Thunderstorms And Flash FloodingIndividual assistance, Public assistance
2 Jun 1995DR-1054Major disasterSevere StormSevere Storms, Tornadoes, Hail, FloodingIndividual assistance, Public assistance
21 Apr 1994DR-1023Major disasterSevere StormSevere Storms, Tornadoes, FloodingIndividual assistance
1 Dec 1993DR-1006Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
9 Jul 1993DR-995Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
11 May 1993DR-989Major disasterFloodSevere Storms & FloodingIndividual assistance
10 Dec 1982DR-672Major disasterFloodSevere Storms And FloodingIndividual assistance
21 Apr 1979DR-579Major disasterTornadoTornadoes, Torrential Rain & FloodingIndividual assistance, Public assistance
24 Sep 1976EM-3017EmergencyDroughtDroughtPublic assistance
19 Apr 1973DR-372Major disasterSevere StormHeavy Rains, Tornadoes & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Jefferson County, 1978 to 2026 (hover for the amount paid).
Claims since 19784,592
Paid claims3,916
Total paid$69M
Average paid claim$18K
Repetitive-loss properties379135 severe
Residential policies in force5910.7% of 87,272 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202611$9,371$9,371
202532$56,680$28,340
20245648$1,764,397$36,758
202333$8,939$2,980
20222827$1,015,983$37,629
202165$177,463$35,493
202096$74,973$12,496
20193129$1,606,243$55,388
201884$41,593$10,398
2017196179$7,274,670$40,641
20164133$796,410$24,134
2015242222$11,960,369$53,876
2014129$113,968$12,663
20138072$1,914,675$26,593
20111410$125,485$12,548
201021$979$979
20094644$435,383$9,895
2008290264$6,514,763$24,677
200711$7,684$7,684
200698$37,485$4,686
20052721$202,948$9,664
200475$19,451$3,890
20036356$789,473$14,098
20024232$281,410$8,794
200175$31,644$6,329

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 90.5 of 100
Expected annual loss$114MRelatively Moderate
Social vulnerabilityVery Low
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Moderate$58,607,603
TornadoRelatively High$15,756,567
EarthquakeRelatively Moderate$12,485,431
Strong windVery High$8,675,234
Cold waveRelatively Moderate$8,344,536
Heat waveRelatively Moderate$4,802,459
HailRelatively Moderate$3,215,278
LightningRelatively High$1,674,391
Winter weatherRelatively Moderate$339,484
Ice stormRelatively Moderate$279,516
LandslideRelatively Moderate$223,548
WildfireVery Low$72,454
HurricaneVery Low$10,920
DroughtVery Low$8,905

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles3
Tracks within 50 miles0
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Ike200852 mi46 mph
Unnamed Atlantic storm192382 mi40 mph
Unnamed Atlantic storm191588 mi40 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Jefferson County, MO?

NCEI records 312 hail events in Jefferson County since 1950, in 52 different years; that is about 4.1 recorded events a year. 74 reports were golf-ball size (1.75 in) or larger.

Has Jefferson County had a tornado?

Yes. NCEI records 44 tornadoes in Jefferson County since 1950, 5 of them rated (E)F2 or stronger. Tornado deaths recorded: 1.

When was the last federal disaster declaration for Jefferson County?

21 May 2025: Severe Storms, Straight-Line Winds, Tornadoes, And Wildfires, a major disaster declaration for severe storm. The county appears in 30 declarations since 1953.

How many flood insurance claims have been filed in Jefferson County, and how much was paid?

4,592 NFIP claims since 1978, 3,916 of them paid, for $69M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Jefferson County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Moderate" for expected annual loss, "Very Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Jefferson County compare with the rest of Missouri?

122.6 recorded events per 100 square miles against 106.7 statewide, and 20.2 NFIP claims per 1,000 residents against 8.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.