States › New Jersey › Cumberland County

Cumberland County, New Jersey

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 34011 · 153,627 residents (2021) · 483 sq mi · dominant hazard Wind

Hail · 36Tornado · 10Flood · 90Wind · 366Winter · 173

Cumberland County within New Jersey. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 995 events for Cumberland County, New Jersey, between 1950 and 2026; damaging wind account for the largest share.

That is 205.9 events per 100 square miles, below the New Jersey figure of 358.7, and 64.8 per 10,000 residents against 28.5 statewide.

15 events fall in the 12 months to 30 Jun 2026. NCEI attributes 2 deaths and 12 injuries to events in the county, with property damage estimated at $109M and crop damage at $10.

FEMA has designated the county in 31 federal disaster declarations since 1953; the most recent is Remnants Of Hurricane Ida (major disaster, 5 Sep 2021).

National Flood Insurance Program policyholders in the county filed 756 claims since 1978, of which 602 were paid, totalling $13M (about $21K per paid claim). FEMA counts 371 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Low" ($44M a year across 18 hazards).

67 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 3 of them within 50 miles at hurricane strength.

15events, last 12 monthsto 30 Jun 2026

995events since 19502 deaths, 12 injuries recorded

31disaster declarationslast 5 Sep 2021

756NFIP flood claims$13M paid

Compared with New Jersey and the United States

Measure	Cumberland County	New Jersey	US
Recorded events since 1950	995	26,382	1,977,440
Events per 100 square miles	205.9	358.7	56.0
Events per 10,000 residents	64.8	28.5	59.6
Events in the last 12 months	15	776	62,008
Deaths recorded by NCEI	2	276	26,435
Property damage (NCEI estimates)	$109M	$28B	$575B
NFIP claims per 1,000 residents	4.9	21.8	8.1
Average paid NFIP claim	$21K	$38K	$43K
Claims per 100 policies in force, last 10 years	8.9	10.6	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Wind: 2

Hail: 2Tornado: 4Wind: 8

Hail: 4Tornado: 2Wind: 15

Hail: 4Tornado: 3Flood: 4Wind: 56Winter: 16Tropical: 1Heat: 27Cold: 4Drought: 16Fog: 4Other: 28

Hail: 9Flood: 30Wind: 119Winter: 62Tropical: 12Heat: 35Cold: 17Drought: 20Wildfire: 6Lightning: 8Fog: 9Other: 30

Hail: 14Tornado: 1Flood: 44Wind: 120Winter: 72Tropical: 2Heat: 22Cold: 10Drought: 2Wildfire: 3Lightning: 1Fog: 6Other: 38

Hail: 3Flood: 12Wind: 46Winter: 23Tropical: 1Cold: 1Fog: 16Other: 1

01950s21960s141970s211980s1631990s3572000s3352010s1032020s

Recorded events in Cumberland County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtWildfireLightningFogOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 579 events in the 20 years to 2025 against 385 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind366

Winter173

Other97

Flood90

Heat84

Drought38

Hail36

Fog35

Cold32

Tropical16

Tornado10

Wildfire9

Lightning9

Hazard	Events	Deaths	Share of state's events
■ Wind	366	—	3.8%	detail
■ Winter	173	—	3.4%	detail
■ Other	97	—	7.8%
■ Flood	90	—	2.4%	detail
■ Heat	84	—	4.9%
■ Drought	38	—	4.3%
■ Hail	36	—	3.1%	detail
■ Fog	35	—	4.6%
■ Cold	32	1	4.8%
■ Tropical	16	—	4.1%
■ Tornado	10	—	4.8%	detail
■ Wildfire	9	—	5.1%
■ Lightning	9	1	1.4%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
11 Aug 2001	Lightning	Lightning	—	—	—	1	—	County
4 Jan 2018	Cold/Wind Chill	Cold	—	—	—	1	—	Forecast zone
12 Feb 2008	Winter Weather	Winter	—	—	—	—	3	Forecast zone
7 Jun 2008	Excessive Heat	Heat	—	—	—	—	3	Forecast zone
13 Jul 1975	Tornado	Tornado	F2	$25M	—	—	—	County
28 Aug 2011	Flood	Flood	—	$25M	—	—	—	County
14 Aug 2011	Flash Flood	Flood	—	$20M	—	—	—	County
16 Apr 2011	Coastal Flood	Flood	—	$1.0M	—	—	1	Forecast zone
9 Feb 2010	Winter Storm	Winter	—	$500K	—	—	1	Forecast zone
23 Jul 1988	Tornado	Tornado	F1	$250K	—	—	1	County
12 Aug 2014	Flash Flood	Flood	—	$250K	—	—	1	County
10 Aug 1977	Tornado	Tornado	F0	$25K	—	—	1	County
29 Jul 2008	Heat	Heat	—	—	—	—	1	Forecast zone
29 Oct 2012	High Wind	Wind	58 mph	$10M	—	—	—	Forecast zone
29 Oct 2012	Coastal Flood	Flood	—	$10M	—	—	—	Forecast zone
29 Jun 2012	Thunderstorm Wind	Wind	75 mph	$3.6M	—	—	—	County
20 Aug 1997	Flash Flood	Flood	—	$2.1M	—	—	—	County
16 Feb 2003	Winter Storm	Winter	—	$2.0M	—	—	—	Forecast zone
22 Jan 2005	Winter Storm	Winter	—	$2.0M	—	—	—	Forecast zone
15 Apr 2007	Flood	Flood	—	$2.0M	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
5 Sep 2021	DR-4614	Major disaster	Hurricane	Remnants Of Hurricane Ida	Public assistance
2 Sep 2021	EM-3573	Emergency	Hurricane	Remnants Of Hurricane Ida	Public assistance
11 Dec 2020	DR-4574	Major disaster	Hurricane	Tropical Storm Isaias	Public assistance
25 Mar 2020	DR-4488	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3451	Emergency	Biological	Covid-19	Public assistance
14 Mar 2016	DR-4264	Major disaster	Severe Storm	Severe Winter Storm And Snowstorm	Public assistance
30 Oct 2012	DR-4086	Major disaster	Hurricane	Hurricane Sandy	Individual assistance, Public assistance
28 Oct 2012	EM-3354	Emergency	Hurricane	Hurricane Sandy	Public assistance
19 Jul 2012	DR-4070	Major disaster	Severe Storm	Severe Storms And Straight-Line Winds	Public assistance
15 Sep 2011	DR-4033	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
31 Aug 2011	DR-4021	Major disaster	Hurricane	Hurricane Irene	Individual assistance, Public assistance
27 Aug 2011	EM-3332	Emergency	Hurricane	Hurricane Irene	Public assistance
4 Feb 2011	DR-1954	Major disaster	Snowstorm	Severe Winter Storm And Snowstorm	Public assistance
2 Apr 2010	DR-1897	Major disaster	Severe Storm	Severe Storms And Flooding	Individual assistance, Public assistance
23 Mar 2010	DR-1889	Major disaster	Snowstorm	Severe Winter Storm And Snowstorm	Public assistance
5 Feb 2010	DR-1873	Major disaster	Snowstorm	Snowstorm	Public assistance
19 Sep 2005	EM-3257	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
20 Mar 2003	EM-3181	Emergency	Snowstorm	Snow	Public assistance
19 Sep 2001	EM-3169	Emergency	Fire	Fires And Explosions	Public assistance
1 Nov 2000	EM-3156	Emergency	Other	West Nile Virus	Public assistance
17 Sep 1999	EM-3148	Emergency	Hurricane	Hurricane Floyd Emergency Declarations	Public assistance
13 Jan 1996	DR-1088	Major disaster	Snowstorm	Blizzard Of 96 (Severe Snow Storm)	Public assistance
17 Mar 1993	EM-3106	Emergency	Snowstorm	Severe Blizzard	Public assistance
18 Dec 1992	DR-973	Major disaster	Flood	Coastal Storm, High Tides, Heavy Rain, & Flooding	Individual assistance, Public assistance
3 Mar 1992	DR-936	Major disaster	Severe Storm	Severe Coastal Storm	Public assistance
15 Oct 1985	DR-749	Major disaster	Hurricane	Hurricane Gloria	Public assistance
19 Oct 1980	EM-3083	Emergency	Drought	Water Shortage	Public assistance
8 Feb 1977	DR-528	Major disaster	Severe Ice Storm	Ice Conditions	Individual assistance
23 Jul 1975	DR-477	Major disaster	Flood	Heavy Rains, High Winds, Hail & Tornadoes	Individual assistance, Public assistance
4 Sep 1971	DR-310	Major disaster	Flood	Heavy Rains & Flooding	Individual assistance, Public assistance
18 Aug 1965	DR-205	Major disaster	Drought	Water Shortage	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Cumberland County, 1978 to 2026 (hover for the amount paid).

Claims since 1978756

Paid claims602

Total paid$13M

Average paid claim$21K

Repetitive-loss properties714 severe

Residential policies in force3710.9% of 42,207 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2025	2	1	$4,173	$4,173
2024	3	2	$10,488	$5,244
2023	1	0	$0	—
2021	1	0	$0	—
2020	19	16	$312,735	$19,546
2019	1	1	$14,530	$14,530
2018	4	4	$35,264	$8,816
2017	2	1	$3,354	$3,354
2016	5	2	$28,228	$14,114
2015	3	2	$19,546	$9,773
2014	8	5	$105,727	$21,145
2013	1	1	$5,696	$5,696
2012	213	190	$8,639,956	$45,473
2011	75	57	$951,804	$16,698
2010	12	7	$216,730	$30,961
2009	10	6	$28,646	$4,774
2008	5	3	$15,197	$5,066
2007	13	9	$61,534	$6,837
2006	6	3	$27,000	$9,000
2005	7	5	$45,335	$9,067
2003	7	4	$8,496	$2,124
2002	2	1	$8,925	$8,925
2001	1	1	$8,774	$8,774
2000	1	1	$683	$683
1999	3	3	$8,364	$2,788

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 82.6 of 100

Expected annual loss$44MRelatively Low

Social vulnerabilityRelatively Moderate

Community resilienceRelatively High

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively Low	$12,899,337
Hurricane	Relatively Moderate	$10,020,767
Cold wave	Relatively Moderate	$4,990,707
Coastal flooding	Relatively High	$4,505,639
Earthquake	Relatively Low	$3,100,102
Heat wave	Relatively Moderate	$2,357,636
Strong wind	Relatively High	$1,521,520
Tornado	Relatively Low	$1,278,530
Drought	Relatively Moderate	$1,061,042
Wildfire	Relatively Low	$673,064
Lightning	Relatively Moderate	$622,804
Winter weather	Relatively High	$574,230
Hail	Relatively Low	$221,252
Ice storm	Relatively Moderate	$200,257
Landslide	Very Low	$240

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles67

Tracks within 50 miles19

Hurricane strength within 50 miles3

Storm	Year	Closest approach	Max wind while within 100 mi
Elsa	2021	67 mi	58 mph
Ida	2021	41 mi	40 mph
Fay	2020	39 mi	58 mph
Andrea	2013	90 mi	46 mph
Sandy	2012	35 mi	86 mph
Irene	2011	39 mi	75 mph
Hanna	2008	57 mi	52 mph
Ernesto	2006	90 mi	46 mph
Twenty-two	2005	87 mi	46 mph
Charley	2004	71 mi	40 mph
Gaston	2004	87 mi	40 mph
Jeanne	2004	43 mi	40 mph
Allison	2001	92 mi	46 mph
Floyd	1999	92 mi	69 mph
Bertha	1996	69 mi	69 mph
Danielle	1992	46 mi	46 mph
Charley	1986	95 mi	69 mph
Gloria	1985	72 mi	98 mph
Henri	1985	77 mi	40 mph
Belle	1976	80 mi	92 mph
Doria	1971	58 mi	58 mph
Unnamed Atlantic storm	1968	79 mi	52 mph
Unnamed Atlantic storm	1963	97 mi	46 mph
Unnamed Atlantic storm	1961	72 mi	58 mph
Brenda	1960	44 mi	58 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

08321 191
08345 182
08332 65
08302 54
08360 53
08324 39
08311 35
08349 28
08314 25
08361 14
08348 11
08344 8
08315 6
08320 5
08323 5
08327 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Cumberland County, NJ?

NCEI records 36 hail events in Cumberland County since 1950, in 20 different years; that is about 0.5 recorded events a year. 6 reports were golf-ball size (1.75 in) or larger.

Has Cumberland County had a tornado?

Yes. NCEI records 10 tornadoes in Cumberland County since 1950, 2 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Cumberland County?

5 Sep 2021: Remnants Of Hurricane Ida, a major disaster declaration for hurricane. The county appears in 31 declarations since 1953.

How many flood insurance claims have been filed in Cumberland County, and how much was paid?

756 NFIP claims since 1978, 602 of them paid, for $13M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Cumberland County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Cumberland County compare with the rest of New Jersey?

205.9 recorded events per 100 square miles against 358.7 statewide, and 4.9 NFIP claims per 1,000 residents against 21.8. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.