States › New York › Tioga County

Tioga County, New York

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 36107 · 47,980 residents (2021) · 519 sq mi · dominant hazard Wind

Hail · 87Tornado · 8Flood · 92Wind · 256Winter · 82

Tioga County within New York. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 558 storm events in Tioga County, New York, led by damaging wind.

That is 107.6 events per 100 square miles, in line with the New York figure of 120.3, and 116.3 per 10,000 residents against 28.6 statewide.

11 events fall in the 12 months to 30 Jun 2026. NCEI attributes 2 deaths and 11 injuries to events in the county, with property damage estimated at $609M and crop damage at $5K.

FEMA has designated the county in 27 federal disaster declarations since 1953; the most recent is Remnants Of Tropical Storm Fred (major disaster, 8 Oct 2021).

National Flood Insurance Program policyholders in the county filed 1,558 claims since 1978, of which 1,402 were paid, totalling $61M (about $44K per paid claim). FEMA counts 556 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($20M a year across 18 hazards).

11 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

11events, last 12 monthsto 30 Jun 2026

558events since 19502 deaths, 11 injuries recorded

27disaster declarationslast 8 Oct 2021

1,558NFIP flood claims$61M paid

Compared with New York and the United States

Measure	Tioga County	New York	US
Recorded events since 1950	558	56,675	1,977,440
Events per 100 square miles	107.6	120.3	56.0
Events per 10,000 residents	116.3	28.6	59.6
Events in the last 12 months	11	1,948	62,008
Deaths recorded by NCEI	2	578	26,435
Property damage (NCEI estimates)	$609M	$5.7B	$575B
NFIP claims per 1,000 residents	32.5	8.8	8.1
Average paid NFIP claim	$44K	$40K	$43K
Claims per 100 policies in force, last 10 years	10.6	10.1	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Wind: 1

Wind: 2

Hail: 1Tornado: 3Wind: 20

Hail: 6Tornado: 2Flood: 10Wind: 52Winter: 15Cold: 5Drought: 2

Hail: 39Tornado: 2Flood: 34Wind: 46Winter: 34Heat: 2Cold: 8Drought: 1Lightning: 1Other: 4

Hail: 38Tornado: 1Flood: 38Wind: 76Winter: 19Heat: 2Drought: 4Lightning: 1

Hail: 3Flood: 10Wind: 59Winter: 14Heat: 1Cold: 1Lightning: 1

01950s11960s21970s241980s921990s1712000s1792010s892020s

Recorded events in Tioga County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 335 events in the 20 years to 2025 against 206 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind256

Flood92

Hail87

Winter82

Cold14

Tornado8

Drought7

Heat5

Other4

Lightning3

Hazard	Events	Deaths	Share of state's events
■ Wind	256	—	1.0%	detail
■ Flood	92	—	1.3%	detail
■ Hail	87	—	1.7%	detail
■ Winter	82	1	0.6%	detail
■ Cold	14	—	0.5%
■ Tornado	8	—	1.4%
■ Drought	7	—	1.9%
■ Heat	5	1	0.4%
■ Other	4	—	0.7%
■ Lightning	3	—	0.5%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
13 Dec 2007	Heavy Snow	Winter	—	—	—	1	—	Forecast zone
23 Jun 2025	Excessive Heat	Heat	—	—	—	1	—	Forecast zone
7 Sep 2011	Flood	Flood	—	$309M	—	—	—	County
27 Jun 2006	Flash Flood	Flood	—	$100M	—	—	—	County
31 May 2002	Tornado	Tornado	F1	$600K	—	—	7	County
7 Sep 2011	Flash Flood	Flood	—	$70M	—	—	—	County
7 Sep 2011	Flash Flood	Flood	—	$25M	—	—	—	County
17 Jul 1988	Thunderstorm Wind	Wind	0 mph	—	—	—	2	County
7 Sep 2011	Flash Flood	Flood	—	$20M	—	—	—	County
7 Sep 2011	Flood	Flood	—	$16M	—	—	—	County
7 Sep 2011	Flash Flood	Flood	—	$15M	—	—	—	County
2 May 1983	Tornado	Tornado	F3	$2.5M	—	—	1	County
5 Jun 2002	Lightning	Lightning	—	—	—	—	1	County
7 Sep 2011	Flash Flood	Flood	—	$10M	—	—	—	County
7 Sep 2011	Flash Flood	Flood	—	$8.0M	—	—	—	County
28 Jun 2006	Flood	Flood	—	$5.0M	—	—	—	County
19 Jan 1996	Flash Flood	Flood	—	$4.5M	—	—	—	County
28 Apr 2011	Flash Flood	Flood	—	$3.0M	—	—	—	County
2 May 1983	Tornado	Tornado	F3	$2.5M	—	—	—	County
27 Aug 1988	Tornado	Tornado	F1	$2.5M	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
8 Oct 2021	DR-4625	Major disaster	Hurricane	Remnants Of Tropical Storm Fred	Public assistance
20 Mar 2020	DR-4480	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3434	Emergency	Biological	Covid-19	Public assistance
19 Dec 2019	DR-4472	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, And Flooding	Public assistance
1 Oct 2018	DR-4397	Major disaster	Flood	Severe Storms And Flooding	Public assistance
12 Jul 2017	DR-4322	Major disaster	Snowstorm	Severe Winter Storm And Snowstorm	Public assistance
28 Oct 2012	EM-3351	Emergency	Hurricane	Hurricane Sandy	Public assistance
13 Sep 2011	DR-4031	Major disaster	Severe Storm	Remnants Of Tropical Storm Lee	Individual assistance, Public assistance
8 Sep 2011	EM-3341	Emergency	Severe Storm	Remnants Of Tropical Storm Lee	Public assistance
10 Jun 2011	DR-1993	Major disaster	Flood	Severe Storms, Flooding, Tornadoes, And Straight-Line Winds	Public assistance
12 Dec 2006	DR-1670	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
1 Jul 2006	DR-1650	Major disaster	Severe Storm	Severe Storms And Flooding	Individual assistance, Public assistance
30 Sep 2005	EM-3262	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
19 Apr 2005	DR-1589	Major disaster	Severe Storm	Severe Storms And Flooding	Individual assistance, Public assistance
1 Oct 2004	DR-1565	Major disaster	Severe Storm	Tropical Depression Ivan	Public assistance
3 Aug 2004	DR-1534	Major disaster	Severe Storm	Severe Storms And Flooding	—
23 Aug 2003	EM-3186	Emergency	Other	Power Outage	Public assistance
25 Feb 2003	EM-3173	Emergency	Snowstorm	Snowstorms	Public assistance
11 Sep 2001	DR-1391	Major disaster	Fire	Fires And Explosions	Public assistance
11 Oct 2000	EM-3155	Emergency	Other	West Nile Virus	Public assistance
21 Jul 2000	DR-1335	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
7 Jul 1998	DR-1233	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
24 Jan 1996	DR-1095	Major disaster	Flood	Severe Storms And Flooding	Individual assistance, Public assistance
17 Mar 1993	EM-3107	Emergency	Snowstorm	Severe Blizzard	Public assistance
21 Jul 1976	DR-515	Major disaster	Flood	Severe Storms & Flooding	Individual assistance, Public assistance
2 Oct 1975	DR-487	Major disaster	Flood	Storms, Rains, Landslides & Flooding	Individual assistance, Public assistance
23 Jun 1972	DR-338	Major disaster	Flood	Tropical Storm Agnes	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Tioga County, 1978 to 2026 (hover for the amount paid).

Claims since 19781,558

Paid claims1,402

Total paid$61M

Average paid claim$44K

Repetitive-loss properties31028 severe

Residential policies in force5562.6% of 21,203 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2025	6	6	$73,557	$12,259
2021	2	2	$23,067	$11,533
2020	4	4	$23,968	$5,992
2019	2	2	$33,489	$16,745
2018	37	31	$566,286	$18,267
2017	8	6	$116,679	$19,447
2015	9	6	$48,484	$8,081
2013	1	1	$793	$793
2012	1	0	$0	—
2011	716	675	$46,661,416	$69,128
2010	2	1	$27,300	$27,300
2007	1	1	$12,627	$12,627
2006	353	333	$10,372,086	$31,147
2005	145	130	$2,138,242	$16,448
2004	23	19	$247,649	$13,034
2002	1	0	$0	—
2001	1	1	$15,995	$15,995
2000	2	1	$6,671	$6,671
1999	1	1	$4,627	$4,627
1998	2	1	$9,393	$9,393
1996	67	53	$477,409	$9,008
1994	2	2	$1,902	$951
1993	34	24	$94,338	$3,931
1990	3	0	$0	—
1989	1	0	$0	—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 59.9 of 100

Expected annual loss$20MRelatively Low

Social vulnerabilityRelatively Moderate

Community resilienceRelatively High

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively Moderate	$17,486,562
Tornado	Relatively Low	$948,353
Cold wave	Relatively Low	$324,814
Hurricane	Relatively Low	$259,900
Strong wind	Relatively Low	$230,115
Heat wave	Relatively Low	$220,441
Lightning	Relatively Low	$178,750
Earthquake	Very Low	$90,090
Ice storm	Relatively Low	$79,090
Drought	Relatively Low	$69,643
Hail	Very Low	$61,292
Wildfire	Very Low	$9,288
Winter weather	Very Low	$5,621
Landslide	Relatively Low	$5,433
Avalanche	Very Low	$183

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles11

Tracks within 50 miles4

Hurricane strength within 50 miles0

Storm	Year	Closest approach	Max wind while within 100 mi
Frances	2004	83 mi	40 mph
David	1979	47 mi	46 mph
Agnes	1972	98 mi	52 mph
Unnamed Atlantic storm	1949	96 mi	58 mph
Unnamed Atlantic storm	1933	15 mi	40 mph
Unnamed Atlantic storm	1929	62 mi	58 mph
Unnamed Atlantic storm	1903	19 mi	63 mph
Unnamed Atlantic storm	1893	76 mi	69 mph
Unnamed Atlantic storm	1885	38 mi	46 mph
Unnamed Atlantic storm	1878	66 mi	81 mph
Unnamed Atlantic storm	1876	58 mi	46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

13827 917
13732 254
13812 107
14892 77
13845 66
14883 53
13811 35
13743 30
13734 29
13736 7
13864 6
14859 6
13835 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Tioga County, NY?

NCEI records 87 hail events in Tioga County since 1950, in 23 different years; that is about 1.1 recorded events a year. 8 reports were golf-ball size (1.75 in) or larger.

Has Tioga County had a tornado?

Yes. NCEI records 8 tornadoes in Tioga County since 1950, 2 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Tioga County?

8 Oct 2021: Remnants Of Tropical Storm Fred, a major disaster declaration for hurricane. The county appears in 27 declarations since 1953.

How many flood insurance claims have been filed in Tioga County, and how much was paid?

1,558 NFIP claims since 1978, 1,402 of them paid, for $61M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Tioga County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Tioga County compare with the rest of New York?

107.6 recorded events per 100 square miles against 120.3 statewide, and 32.5 NFIP claims per 1,000 residents against 8.8. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.