County Hazards

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Tompkins County, New York

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 36109 · 105,162 residents (2021) · 475 sq mi · dominant hazard Wind

Hail · 105Tornado · 8Flood · 40Wind · 273Winter · 84
1971-05-20: Hail1983-06-06: Hail1989-07-07: Hail1990-06-21: Hail1991-04-09: Hail1991-04-09: Hail1992-05-02: Hail2000-05-10: Hail2000-05-10: Hail2000-06-29: Hail2002-06-15: Hail2003-05-06: Hail2005-05-27: Hail2005-06-06: Hail2006-06-29: Hail2006-07-09: Hail2006-07-09: Hail2006-07-09: Hail2006-07-09: Hail2006-07-09: Hail2007-06-21: Hail2007-06-21: Hail2007-07-06: Hail2007-07-06: Hail2007-07-09: Hail2007-07-09: Hail2007-07-09: Hail2007-08-16: Hail2007-08-16: Hail2007-08-24: Hail2007-07-09: Hail2008-05-31: Hail2008-06-16: Hail2008-06-16: Hail2008-08-10: Hail2008-08-10: Hail2008-07-16: Hail2008-07-16: Hail2009-05-23: Hail2009-05-23: Hail2009-06-25: Hail2009-06-25: Hail2009-06-25: Hail2009-06-25: Hail2009-08-10: Hail2010-05-04: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2010-07-21: Hail2011-05-26: Hail2011-05-26: Hail2011-05-27: Hail2011-05-26: Hail2011-06-09: Hail2011-06-09: Hail2011-06-09: Hail2012-05-03: Hail2012-05-03: Hail2012-05-03: Hail2012-05-03: Hail2012-05-03: Hail2012-05-03: Hail2012-05-03: Hail2012-05-03: Hail2012-05-03: Hail2012-09-06: Hail2012-09-06: Hail2012-09-06: Hail2012-09-06: Hail2012-09-06: Hail2012-09-06: Hail2012-09-06: Hail2012-09-06: Hail2012-08-09: Hail2012-09-06: Hail2013-08-08: Hail2013-06-24: Hail2013-06-24: Hail2014-08-05: Hail2014-08-05: Hail2014-08-21: Hail2014-10-25: Hail2014-05-22: Hail2014-05-22: Hail2014-05-22: Hail2014-05-22: Hail2014-07-03: Hail2019-07-28: Hail2021-06-21: Hail2021-06-21: Hail2021-07-20: Hail2022-06-16: Hail2023-08-12: Hail2024-06-22: Hail2025-07-03: Hail2026-06-30: Hail2026-06-30: Hail2026-06-30: Hail1961-08-25: Tornado1969-06-20: Tornado1977-06-18: Tornado1988-08-28: Tornado2011-04-28: Tornado2021-06-21: Tornado2023-08-07: Tornado2005-04-02: Flood2006-11-16: Flood2007-08-24: Flood2011-09-07: Flood2011-09-07: Flood2013-08-08: Flood2013-08-08: Flood2013-08-08: Flood2013-08-08: Flood2014-08-03: Flood2015-06-14: Flood2015-07-09: Flood2015-07-09: Flood2017-07-24: Flood2017-07-13: Flood2019-08-15: Flood2019-08-15: Flood2020-04-30: Flood2020-04-30: Flood2021-10-26: Flood2021-10-26: Flood2021-10-26: Flood2021-10-26: Flood2023-12-18: Flood2025-06-18: Flood2025-07-14: Flood2026-03-31: Flood2026-03-31: Flood2026-03-31: Flood2026-06-18: Wind2026-06-11: Wind2026-05-29: Wind2025-07-07: Wind2025-07-03: Wind2025-07-03: Wind2025-07-03: Wind2025-07-03: Wind2025-07-03: Wind2025-07-03: Wind2025-06-09: Wind2025-06-09: Wind2025-06-09: Wind2025-05-02: Wind2025-05-02: Wind2025-05-02: Wind2025-05-02: Wind2025-03-16: Wind2025-03-16: Wind2025-03-16: Wind2025-03-16: Wind2024-08-05: Wind2024-08-05: Wind2024-08-05: Wind2024-07-15: Wind2024-07-15: Wind2024-07-15: Wind2024-07-10: Wind2024-06-23: Wind2024-06-22: Wind2024-06-22: Wind2023-08-12: Wind2023-08-12: Wind2023-07-24: Wind2023-07-24: Wind2023-07-24: Wind2023-07-24: Wind2023-07-07: Wind2023-06-26: Wind2023-06-26: Wind2023-06-26: Wind2023-06-26: Wind2023-06-26: Wind2022-07-24: Wind2022-07-24: Wind2022-07-24: Wind2022-07-24: Wind2022-07-12: Wind2022-07-12: Wind2022-06-16: Wind2022-06-16: Wind2022-06-16: Wind2022-06-16: Wind2022-03-07: Wind2021-07-20: Wind2021-07-17: Wind2021-07-17: Wind2021-07-13: Wind2021-07-09: Wind2021-07-06: Wind2021-07-06: Wind2021-06-30: Wind2021-06-30: Wind2021-06-29: Wind2021-06-29: Wind2021-06-21: Wind2021-06-21: Wind2021-06-21: Wind2021-06-21: Wind2021-06-21: Wind2020-08-27: Wind2020-08-25: Wind2020-08-25: Wind2020-07-23: Wind2020-07-19: Wind2020-05-15: Wind2020-05-15: Wind2019-08-17: Wind2019-08-15: Wind2019-08-08: Wind2019-08-08: Wind2019-07-30: Wind2019-07-30: Wind2019-07-30: Wind2019-07-30: Wind2019-07-16: Wind2019-07-16: Wind2019-06-20: Wind2018-06-13: Wind2018-06-13: Wind2018-05-28: Wind2018-05-28: Wind2018-05-04: Wind2018-05-04: Wind2018-05-04: Wind2017-10-15: Wind2017-08-22: Wind2017-08-22: Wind2017-07-20: Wind2017-06-18: Wind2017-04-16: Wind2017-04-16: Wind2017-04-16: Wind2015-06-12: Wind2015-06-12: Wind2015-06-10: Wind2015-06-08: Wind2014-08-05: Wind2014-07-08: Wind2014-07-08: Wind2014-07-07: Wind2014-07-03: Wind2014-07-02: Wind2014-06-17: Wind2014-06-17: Wind2014-06-17: Wind2014-06-17: Wind2013-09-02: Wind2013-09-02: Wind2013-08-08: Wind
Tompkins County within New York. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 548 events for Tompkins County, New York, between 1950 and 2026; damaging wind account for the largest share.

That is 115.5 events per 100 square miles, in line with the New York figure of 120.3, and 52.1 per 10,000 residents against 28.6 statewide.

21 events fall in the 12 months to 30 Jun 2026. NCEI attributes 3 deaths and 4 injuries to events in the county, with property damage estimated at $29M.

FEMA has designated the county in 20 federal disaster declarations since 1953; the most recent is Covid-19 Pandemic (major disaster, 20 Mar 2020).

National Flood Insurance Program policyholders in the county filed 290 claims since 1978, of which 203 were paid, totalling $1.9M (about $9K per paid claim). FEMA counts 366 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($35M a year across 18 hazards).

9 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

21events, last 12 monthsto 30 Jun 2026
548events since 19503 deaths, 4 injuries recorded
20disaster declarationslast 20 Mar 2020
290NFIP flood claims$1.9M paid

Compared with New York and the United States

MeasureTompkins CountyNew YorkUS
Recorded events since 195054856,6751,977,440
Events per 100 square miles115.5120.356.0
Events per 10,000 residents52.128.659.6
Events in the last 12 months211,94862,008
Deaths recorded by NCEI357826,435
Property damage (NCEI estimates)$29M$5.7B$575B
NFIP claims per 1,000 residents2.88.88.1
Average paid NFIP claim$9K$40K$43K
Claims per 100 policies in force, last 10 years5.210.116.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2Wind: 6
Hail: 1Tornado: 1Wind: 6
Hail: 2Tornado: 1Wind: 19
Hail: 5Tornado: 1Flood: 3Wind: 53Winter: 16Cold: 5Drought: 2
Hail: 38Flood: 11Wind: 58Winter: 36Heat: 2Cold: 9Drought: 1Lightning: 5Other: 3
Hail: 49Tornado: 1Flood: 14Wind: 54Winter: 18Heat: 2Drought: 4Other: 1
Hail: 10Tornado: 2Flood: 12Wind: 77Winter: 14Cold: 1Lightning: 2Other: 1
01950s81960s81970s221980s851990s1632000s1432010s1192020s
Recorded events in Tompkins County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 327 events in the 20 years to 2025 against 187 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind273
Hail105
Winter84
Flood40
Cold15
Tornado8
Drought7
Lightning7
Other5
Heat4
HazardEventsDeathsShare of state's events
■ Wind273—1.1%detail
■ Hail105—2.1%detail
■ Winter8430.6%detail
■ Flood40—0.6%detail
■ Cold15—0.5%
■ Tornado8—1.4%
■ Drought7—1.9%
■ Lightning7—1.2%
■ Other5—0.9%
■ Heat4—0.3%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
6 Mar 1996Heavy SnowWinter———21Forecast zone
3 Mar 1996Heavy SnowWinter———11Forecast zone
19 Jan 1996Flash FloodFlood—$19M———County
16 Aug 2003LightningLightning—$2K——1County
12 Sep 2000LightningLightning————1County
14 Jun 2015Flash FloodFlood—$1.5M———County
3 May 2012HailHail2.00 in$1.0M———County
8 Nov 1996Flash FloodFlood—$900K———County
21 Aug 1994TornadoTornadoF0$500K———County
22 Jul 2003Flash FloodFlood—$500K———County
3 Jan 2003Heavy SnowWinter—$500K———Forecast zone
29 Aug 2003Thunderstorm WindWind81 mph$400K———County
7 Sep 2011Flash FloodFlood—$400K———County
28 Aug 1988TornadoTornadoF1$250K———County
2 Apr 2005Flash FloodFlood—$200K———County
5 Jun 2002Thunderstorm WindWind58 mph$150K———County
28 Apr 2011TornadoTornadoEF1$125K———County
13 Nov 2003High WindWind58 mph$120K———Forecast zone
1 Jan 2003Ice StormWinter—$100K———Forecast zone
29 Jan 2005FloodFlood—$100K———Forecast zone

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
20 Mar 2020DR-4480Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3434EmergencyBiologicalCovid-19Public assistance
12 Jul 2017DR-4322Major disasterSnowstormSevere Winter Storm And SnowstormPublic assistance
28 Oct 2012EM-3351EmergencyHurricaneHurricane SandyPublic assistance
13 Sep 2011DR-4031Major disasterSevere StormRemnants Of Tropical Storm LeePublic assistance
1 Jul 2006DR-1650Major disasterSevere StormSevere Storms And FloodingPublic assistance
30 Sep 2005EM-3262EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
3 Aug 2004DR-1534Major disasterSevere StormSevere Storms And Flooding—
23 Aug 2003EM-3186EmergencyOtherPower OutagePublic assistance
11 Sep 2001DR-1391Major disasterFireFires And ExplosionsPublic assistance
11 Oct 2000EM-3155EmergencyOtherWest Nile VirusPublic assistance
21 Jul 2000DR-1335Major disasterSevere StormSevere Storms And FloodingPublic assistance
7 Jul 1998DR-1233Major disasterSevere StormSevere Storms And FloodingPublic assistance
9 Dec 1996DR-1148Major disasterSevere StormSevere Storms High Winds, Rain And FloodingIndividual assistance, Public assistance
24 Jan 1996DR-1095Major disasterFloodSevere Storms And FloodingIndividual assistance, Public assistance
17 Mar 1993EM-3107EmergencySnowstormSevere BlizzardPublic assistance
21 Jul 1976DR-515Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
2 Oct 1975DR-487Major disasterFloodStorms, Rains, Landslides & FloodingIndividual assistance, Public assistance
23 Jun 1972DR-338Major disasterFloodTropical Storm AgnesIndividual assistance, Public assistance
22 Jul 1970DR-290Major disasterFloodHeavy Rains & FloodingPublic assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Tompkins County, 1978 to 2026 (hover for the amount paid).
Claims since 1978290
Paid claims203
Total paid$1.9M
Average paid claim$9K
Repetitive-loss properties142 severe
Residential policies in force3661.2% of 29,641 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202610$0—
202410$0—
202142$24,606$12,303
202011$10,676$10,676
201922$23,657$11,828
201822$27,135$13,567
201783$17,990$5,997
201565$49,965$9,993
201466$30,363$5,060
201362$22,873$11,436
20111615$83,960$5,597
200711$8,123$8,123
200622$41,594$20,797
200565$24,880$4,976
200421$8,143$8,143
200311$6,257$6,257
200211$11,045$11,045
200110$0—
199720$0—
19964129$878,383$30,289
19941211$66,995$6,090
19932722$314,612$14,301
199072$7,092$3,546
198621$1,032$1,032
198510$0—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 73.9 of 100
Expected annual loss$35MRelatively Low
Social vulnerabilityRelatively Low
Community resilienceVery High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Moderate$29,909,259
TornadoRelatively Low$1,816,422
Cold waveRelatively Low$524,224
Strong windRelatively Low$500,284
LightningRelatively Moderate$390,476
Heat waveRelatively Low$363,979
HurricaneRelatively Low$358,408
DroughtRelatively Low$355,034
HailRelatively Low$233,825
EarthquakeVery Low$190,579
Ice stormRelatively Moderate$160,043
Winter weatherRelatively Low$27,144
WildfireVery Low$9,549
LandslideVery Low$2,570
AvalancheVery Low$187

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles9
Tracks within 50 miles4
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Frances200467 mi40 mph
David197966 mi46 mph
Unnamed Atlantic storm193310 mi40 mph
Unnamed Atlantic storm192983 mi58 mph
Unnamed Atlantic storm190339 mi52 mph
Unnamed Atlantic storm189360 mi69 mph
Unnamed Atlantic storm188541 mi46 mph
Unnamed Atlantic storm187886 mi81 mph
Unnamed Atlantic storm187642 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Tompkins County, NY?

NCEI records 105 hail events in Tompkins County since 1950, in 27 different years; that is about 1.4 recorded events a year. 20 reports were golf-ball size (1.75 in) or larger.

Has Tompkins County had a tornado?

Yes. NCEI records 8 tornadoes in Tompkins County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Tompkins County?

20 Mar 2020: Covid-19 Pandemic, a major disaster declaration for biological. The county appears in 20 declarations since 1953.

How many flood insurance claims have been filed in Tompkins County, and how much was paid?

290 NFIP claims since 1978, 203 of them paid, for $1.9M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Tompkins County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Low" for social vulnerability and "Very High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Tompkins County compare with the rest of New York?

115.5 recorded events per 100 square miles against 120.3 statewide, and 2.8 NFIP claims per 1,000 residents against 8.8. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.