States › Pennsylvania › Tioga County

Tioga County, Pennsylvania

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 42117 · 40,929 residents (2021) · 1,134 sq mi · dominant hazard Wind

Hail · 54Tornado · 7Flood · 50Wind · 252Winter · 103

Tioga County within Pennsylvania. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 499 storm events in Tioga County, Pennsylvania, led by damaging wind.

That is 44.0 events per 100 square miles, below the Pennsylvania figure of 121.6, and 121.9 per 10,000 residents against 42.0 statewide.

14 events fall in the 12 months to 30 Jun 2026. NCEI attributes 0 deaths and 20 injuries to events in the county, with property damage estimated at $6.8M and crop damage at $500K.

FEMA has designated the county in 20 federal disaster declarations since 1953; the most recent is Tropical Storm Debby (major disaster, 11 Sep 2024).

National Flood Insurance Program policyholders in the county filed 234 claims since 1978, of which 192 were paid, totalling $3.5M (about $18K per paid claim). FEMA counts 282 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($19M a year across 18 hazards).

16 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

14events, last 12 monthsto 30 Jun 2026

499events since 19500 deaths, 20 injuries recorded

20disaster declarationslast 11 Sep 2024

234NFIP flood claims$3.5M paid

Compared with Pennsylvania and the United States

Measure	Tioga County	Pennsylvania	US
Recorded events since 1950	499	54,427	1,977,440
Events per 100 square miles	44.0	121.6	56.0
Events per 10,000 residents	121.9	42.0	59.6
Events in the last 12 months	14	2,028	62,008
Deaths recorded by NCEI	0	901	26,435
Property damage (NCEI estimates)	$6.8M	$5.3B	$575B
NFIP claims per 1,000 residents	5.7	5.9	8.1
Average paid NFIP claim	$18K	$23K	$43K
Claims per 100 policies in force, last 10 years	26.2	25.9	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 2

Hail: 1Tornado: 1Wind: 8

Hail: 4Tornado: 1Wind: 10

Hail: 17Tornado: 1Flood: 7Wind: 54Winter: 16Drought: 4

Hail: 24Tornado: 1Flood: 19Wind: 64Winter: 39Tropical: 1Cold: 9Lightning: 1

Hail: 4Tornado: 3Flood: 14Wind: 66Winter: 18Cold: 10Other: 1

Hail: 2Flood: 10Wind: 50Winter: 30Heat: 1Cold: 3Drought: 3

01950s21960s101970s151980s991990s1582000s1162010s992020s

Recorded events in Tioga County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 269 events in the 20 years to 2025 against 199 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind252

Winter103

Hail54

Flood50

Cold22

Tornado7

Drought7

Tropical1

Heat1

Lightning1

Other1

Hazard	Events	Deaths	Share of state's events
■ Wind	252	—	0.9%	detail
■ Winter	103	—	1.1%	detail
■ Hail	54	—	1.0%	detail
■ Flood	50	—	0.7%	detail
■ Cold	22	—	2.0%
■ Tornado	7	—	0.6%
■ Drought	7	—	0.9%
■ Tropical	1	—	1.1%
■ Heat	1	—	0.1%
■ Lightning	1	—	0.2%
■ Other	1	—	0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
26 May 2011	Thunderstorm Wind	Wind	81 mph	$5K	—	—	9	County
20 Mar 2024	Winter Weather	Winter	—	$15K	—	—	3	Forecast zone
20 Nov 1989	Thunderstorm Wind	Wind	0 mph	—	—	—	2	County
3 Feb 2022	Winter Storm	Winter	—	—	—	—	2	Forecast zone
21 Sep 2012	Thunderstorm Wind	Wind	75 mph	$10K	—	—	1	County
16 Jun 1986	Thunderstorm Wind	Wind	0 mph	—	—	—	1	County
13 Aug 2005	Lightning	Lightning	—	—	—	—	1	County
31 Jul 2005	Thunderstorm Wind	Wind	58 mph	—	—	—	1	County
2 May 1983	Tornado	Tornado	F2	$2.5M	—	—	—	County
8 Nov 1996	Flash Flood	Flood	—	$2.5M	—	—	—	County
2 Aug 1994	Thunderstorm Wind	Wind	0 mph	$2K	$500K	—	—	County
7 Sep 2011	Flood	Flood	—	$450K	—	—	—	County
12 Jul 2021	Flash Flood	Flood	—	$300K	—	—	—	County
16 Mar 2025	Thunderstorm Wind	Wind	100 mph	$100K	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
11 Sep 2024	DR-4815	Major disaster	Tropical Storm	Tropical Storm Debby	Individual assistance, Public assistance
30 Mar 2020	DR-4506	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3441	Emergency	Biological	Covid-19	Public assistance
27 Nov 2018	DR-4408	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
29 Oct 2012	EM-3356	Emergency	Hurricane	Hurricane Sandy	Public assistance
12 Sep 2011	DR-4030	Major disaster	Flood	Tropical Storm Lee	Public assistance
8 Sep 2011	EM-3340	Emergency	Flood	Remnants Of Tropical Storm Lee	Public assistance
13 Jul 2011	DR-4003	Major disaster	Severe Storm	Severe Storms And Flooding	Public assistance
30 Jun 2006	DR-1649	Major disaster	Severe Storm	Severe Storms, Flooding, And Mudslides	Public assistance
10 Sep 2005	EM-3235	Emergency	Hurricane	Hurricane Katrina	Public assistance
19 Sep 2004	DR-1557	Major disaster	Hurricane	Tropical Depression Ivan	Individual assistance, Public assistance
19 Sep 2004	DR-1555	Major disaster	Severe Storm	Severe Storms And Flooding Associated With Tropical Depression Frances	—
23 Aug 2003	DR-1485	Major disaster	Severe Storm	Severe Storms, Tornadoes, And Flooding	Individual assistance, Public assistance
23 Dec 1996	DR-1150	Major disaster	Flood	Severe Thunderstorms, High Winds,Rain, Flooding	Individual assistance, Public assistance
21 Jan 1996	DR-1093	Major disaster	Flood	Severe Storms And Flooding	Individual assistance, Public assistance
16 Mar 1993	EM-3105	Emergency	Snowstorm	Severe Snowfall & Winter Storm	Public assistance
29 Jan 1977	EM-3026	Emergency	Snowstorm	Snowstorms	Public assistance
7 Jul 1976	DR-513	Major disaster	Flood	High Winds, Flash Floods	Individual assistance, Public assistance
26 Sep 1975	DR-485	Major disaster	Flood	Severe Storms, Heavy Rains & Flooding	Individual assistance, Public assistance
23 Jun 1972	DR-340	Major disaster	Flood	Tropical Storm Agnes	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Tioga County, 1978 to 2026 (hover for the amount paid).

Claims since 1978234

Paid claims192

Total paid$3.5M

Average paid claim$18K

Repetitive-loss properties231 severe

Residential policies in force2821.3% of 21,051 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	4	4	$140,756	$35,189
2025	1	0	$0	—
2024	35	33	$1,712,278	$51,887
2021	19	14	$406,414	$29,030
2020	1	1	$4,154	$4,154
2019	1	1	$3,720	$3,720
2018	13	12	$191,685	$15,974
2014	1	1	$313	$313
2011	17	12	$77,274	$6,440
2010	4	3	$107,036	$35,679
2008	1	0	$0	—
2007	1	1	$32,472	$32,472
2006	1	1	$11,750	$11,750
2004	24	20	$194,518	$9,726
2003	2	1	$278	$278
1999	2	2	$8,932	$4,466
1996	50	42	$493,985	$11,762
1994	23	20	$114,495	$5,725
1993	1	0	$0	—
1989	1	0	$0	—
1984	7	6	$8,564	$1,427
1982	2	2	$3,548	$1,774
1981	2	2	$6,188	$3,094
1980	1	0	$0	—
1979	15	11	$9,165	$833

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 59.8 of 100

Expected annual loss$19MRelatively Low

Social vulnerabilityRelatively Moderate

Community resilienceRelatively High

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively Moderate	$16,321,065
Hurricane	Relatively Low	$620,229
Strong wind	Relatively Moderate	$558,144
Tornado	Very Low	$295,745
Lightning	Relatively Moderate	$280,518
Winter weather	Relatively Moderate	$149,803
Cold wave	Very Low	$127,200
Earthquake	Very Low	$75,246
Hail	Very Low	$38,232
Heat wave	Very Low	$35,795
Ice storm	Relatively Low	$28,381
Landslide	Relatively Low	$18,453
Wildfire	Very Low	$7,021
Avalanche	Relatively Low	$4,250

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles16

Tracks within 50 miles1

Hurricane strength within 50 miles0

Storm	Year	Closest approach	Max wind while within 100 mi
Frances	2004	75 mi	40 mph
David	1979	53 mi	46 mph
Connie	1955	88 mi	52 mph
Unnamed Atlantic storm	1949	75 mi	58 mph
Unnamed Atlantic storm	1933	66 mi	52 mph
Unnamed Atlantic storm	1929	93 mi	58 mph
Unnamed Atlantic storm	1928	92 mi	40 mph
Unnamed Atlantic storm	1903	50 mi	52 mph
Unnamed Atlantic storm	1902	69 mi	40 mph
Unnamed Atlantic storm	1896	91 mi	58 mph
Unnamed Atlantic storm	1893	67 mi	69 mph
Unnamed Atlantic storm	1888	90 mi	46 mph
Unnamed Atlantic storm	1885	21 mi	46 mph
Unnamed Atlantic storm	1878	92 mi	46 mph
Unnamed Atlantic storm	1878	98 mi	81 mph
Unnamed Atlantic storm	1876	52 mi	58 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

16901 39
16950 37
16928 20
16912 19
16933 19
16921 14
17765 14
16917 12
16942 10
16920 9
16935 9
16946 9
16929 7
16936 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Tioga County, PA?

NCEI records 54 hail events in Tioga County since 1950, in 27 different years; that is about 0.7 recorded events a year. 15 reports were golf-ball size (1.75 in) or larger.

Has Tioga County had a tornado?

Yes. NCEI records 7 tornadoes in Tioga County since 1950, 1 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Tioga County?

11 Sep 2024: Tropical Storm Debby, a major disaster declaration for tropical storm. The county appears in 20 declarations since 1953.

How many flood insurance claims have been filed in Tioga County, and how much was paid?

234 NFIP claims since 1978, 192 of them paid, for $3.5M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Tioga County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Tioga County compare with the rest of Pennsylvania?

44.0 recorded events per 100 square miles against 121.6 statewide, and 5.7 NFIP claims per 1,000 residents against 5.9. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.