County Hazards

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Georgetown County, South Carolina

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 45043 · 63,921 residents (2021) · 814 sq mi · dominant hazard Wind

Hail · 97Tornado · 23Flood · 60Wind · 180Winter · 4
1982-04-27: Hail1985-06-16: Hail1985-06-04: Hail1985-05-16: Hail1988-06-03: Hail1988-06-03: Hail1990-08-01: Hail1996-05-06: Hail1997-07-05: Hail1997-06-03: Hail1997-06-03: Hail1997-05-26: Hail1997-04-22: Hail1997-05-26: Hail1997-05-26: Hail1998-05-04: Hail1998-05-04: Hail1998-06-01: Hail1999-02-19: Hail1999-02-19: Hail1999-04-27: Hail1999-05-14: Hail1999-04-27: Hail1999-04-27: Hail2000-03-10: Hail2000-05-25: Hail2000-05-25: Hail2000-05-25: Hail2000-08-11: Hail2000-08-28: Hail2001-05-12: Hail2001-05-28: Hail2002-07-21: Hail2003-05-16: Hail2004-06-30: Hail2005-05-24: Hail2006-04-03: Hail2006-04-08: Hail2006-04-08: Hail2006-05-26: Hail2006-05-26: Hail2008-05-10: Hail2008-06-15: Hail2008-07-05: Hail2008-07-05: Hail2009-06-16: Hail2009-06-01: Hail2009-06-01: Hail2009-06-01: Hail2009-06-01: Hail2009-06-01: Hail2010-05-23: Hail2010-05-23: Hail2010-05-23: Hail2010-05-23: Hail2010-05-23: Hail2010-08-26: Hail2010-10-14: Hail2011-04-16: Hail2011-05-10: Hail2011-05-10: Hail2011-05-10: Hail2011-05-10: Hail2011-05-10: Hail2011-05-11: Hail2011-05-11: Hail2011-05-10: Hail2011-04-09: Hail2012-04-21: Hail2012-05-15: Hail2012-11-04: Hail2012-11-04: Hail2012-11-04: Hail2012-07-11: Hail2012-05-16: Hail2012-05-22: Hail2012-05-16: Hail2012-05-05: Hail2014-07-28: Hail2014-05-23: Hail2014-05-23: Hail2014-05-23: Hail2016-07-09: Hail2016-07-31: Hail2017-06-15: Hail2018-03-20: Hail2020-06-20: Hail2020-06-20: Hail2021-05-03: Hail2024-05-15: Hail2024-08-20: Hail2025-04-23: Hail2025-04-23: Hail1953-08-07: Tornado1974-05-26: Tornado1976-05-07: Tornado1979-09-04: Tornado1995-11-07: Tornado1995-11-07: Tornado1997-09-24: Tornado1998-09-03: Tornado2000-09-18: Tornado2000-07-23: Tornado2002-10-11: Tornado2004-09-27: Tornado2008-03-15: Tornado2011-04-16: Tornado2011-04-16: Tornado2011-04-16: Tornado2011-04-16: Tornado2020-04-13: Tornado2020-04-13: Tornado2020-04-13: Tornado2020-08-03: Tornado2024-09-27: Tornado2024-09-27: Tornado2009-07-13: Flood2009-07-13: Flood2009-07-13: Flood2011-07-09: Flood2011-08-26: Flood2012-05-16: Flood2012-05-16: Flood2012-05-16: Flood2012-08-28: Flood2012-08-29: Flood2012-08-29: Flood2012-08-29: Flood2015-10-04: Flood2015-10-05: Flood2015-10-04: Flood2015-10-04: Flood2015-10-04: Flood2015-10-04: Flood2015-10-04: Flood2015-10-04: Flood2015-10-04: Flood2015-10-04: Flood2015-10-03: Flood2015-10-10: Flood2015-10-10: Flood2015-10-10: Flood2015-10-03: Flood2015-10-04: Flood2016-09-02: Flood2017-04-24: Flood2017-04-24: Flood2018-12-30: Flood2018-12-30: Flood2018-09-16: Flood2019-09-05: Flood2020-09-09: Flood2022-09-30: Flood2023-12-17: Flood2023-12-17: Flood2023-12-17: Flood2024-08-06: Flood2024-08-06: Flood2024-08-06: Flood2024-08-06: Flood2024-08-09: Flood2025-10-12: Flood2025-10-12: Flood2025-10-12: Flood1960-05-25: Wind1973-11-21: Wind1974-05-12: Wind1977-05-24: Wind1978-04-13: Wind1982-12-12: Wind1984-07-15: Wind1984-09-05: Wind1985-07-11: Wind1988-07-13: Wind1988-06-09: Wind1988-09-25: Wind1988-11-05: Wind1989-07-25: Wind1989-05-05: Wind1989-08-24: Wind1989-09-20: Wind1989-02-21: Wind1989-06-07: Wind1989-06-09: Wind1990-08-29: Wind1991-03-03: Wind1991-03-03: Wind1991-08-06: Wind1991-05-06: Wind1992-07-01: Wind1992-07-01: Wind1996-05-29: Wind1996-03-07: Wind1996-03-07: Wind1996-10-08: Wind1997-07-05: Wind1997-05-26: Wind1998-09-08: Wind1998-06-10: Wind1998-06-19: Wind1998-05-17: Wind1998-04-09: Wind2000-02-14: Wind2000-05-25: Wind2000-04-08: Wind2000-04-17: Wind2000-07-21: Wind2001-04-01: Wind2002-06-14: Wind2002-06-28: Wind2002-08-25: Wind2003-02-22: Wind2003-05-06: Wind2003-05-06: Wind2003-07-12: Wind2004-07-17: Wind2004-07-17: Wind2006-05-20: Wind2006-07-15: Wind2006-11-16: Wind2007-07-11: Wind2007-07-11: Wind2008-06-23: Wind2008-02-26: Wind2008-02-26: Wind2008-03-15: Wind2008-06-01: Wind2008-07-05: Wind2009-06-11: Wind2009-08-11: Wind2010-06-25: Wind2010-01-25: Wind2010-07-21: Wind2010-07-21: Wind2010-07-21: Wind2011-06-14: Wind2011-04-05: Wind2011-04-05: Wind2011-04-05: Wind2011-04-16: Wind2011-05-11: Wind2011-07-09: Wind2011-07-09: Wind2011-07-09: Wind2011-06-23: Wind2011-04-05: Wind2011-04-05: Wind2012-05-16: Wind2012-05-22: Wind2012-06-13: Wind2012-07-01: Wind2012-07-01: Wind2012-02-24: Wind2012-07-11: Wind2013-07-17: Wind2013-09-03: Wind
Georgetown County within South Carolina. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 424 storm events in Georgetown County, South Carolina, led by damaging wind.

That is 52.1 events per 100 square miles, below the South Carolina figure of 108.7, and 66.3 per 10,000 residents against 62.9 statewide.

5 events fall in the 12 months to 30 Jun 2026. NCEI attributes 10 deaths and 36 injuries to events in the county, with property damage estimated at $12M.

FEMA has designated the county in 30 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 23 Jan 2026).

National Flood Insurance Program policyholders in the county filed 4,748 claims since 1978, of which 3,593 were paid, totalling $115M (about $32K per paid claim). FEMA counts 5,655 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Moderate" ($90M a year across 18 hazards).

144 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 17 of them within 50 miles at hurricane strength.

5events, last 12 monthsto 30 Jun 2026
424events since 195010 deaths, 36 injuries recorded
30disaster declarationslast 23 Jan 2026
4,748NFIP flood claims$115M paid

Compared with South Carolina and the United States

MeasureGeorgetown CountySouth CarolinaUS
Recorded events since 195042432,6701,977,440
Events per 100 square miles52.1108.756.0
Events per 10,000 residents66.362.959.6
Events in the last 12 months567762,008
Deaths recorded by NCEI1028826,435
Property damage (NCEI estimates)$12M$1.9B$575B
NFIP claims per 1,000 residents74.39.68.1
Average paid NFIP claim$32K$30K$43K
Claims per 100 policies in force, last 10 years14.36.916.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 1
Wind: 1
Tornado: 3Wind: 4
Hail: 6Wind: 15
Hail: 22Tornado: 4Flood: 8Wind: 40Tropical: 6Drought: 1Wildfire: 1Lightning: 4Other: 1
Hail: 27Tornado: 5Flood: 7Wind: 30Winter: 3Tropical: 7Cold: 1Drought: 5Wildfire: 1Lightning: 11Other: 16
Hail: 35Tornado: 4Flood: 32Wind: 69Winter: 1Lightning: 2Other: 2
Hail: 7Tornado: 6Flood: 13Wind: 21Other: 2
11950s11960s71970s211980s871990s1132000s1452010s492020s
Recorded events in Georgetown County by decade and hazard group. HailTornadoFloodWindWinterTropicalColdDroughtWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 244 events in the 20 years to 2025 against 163 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind180
Hail97
Flood60
Tornado23
Other21
Lightning17
Tropical13
Drought6
Winter4
Wildfire2
Cold1
HazardEventsDeathsShare of state's events
■ Wind180—1.0%detail
■ Hail97—1.4%detail
■ Flood6022.3%detail
■ Tornado2361.7%detail
■ Other2115.7%
■ Lightning1713.3%
■ Tropical13—2.4%
■ Drought6—0.7%
■ Winter4—0.2%
■ Wildfire2—8.3%
■ Cold1—0.4%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
26 May 1974TornadoTornadoF1$25K—61County
4 Jul 2019LightningLightning———112County
20 Mar 2001FloodFlood—$25K—1—County
16 Sep 2018Flash FloodFlood—$20K—1—County
6 Sep 2008Heavy RainOther—$10K—1—County
11 Oct 2002TornadoTornadoF2$750K——8County
29 Jun 1998LightningLightning————3County
20 Aug 2001LightningLightning————2County
18 Sep 2000Flash FloodFlood—$750K——1County
3 Aug 2020TornadoTornadoEF0$100K——1County
7 Nov 1995TornadoTornadoF1$40K——1County
5 Apr 2011Thunderstorm WindWind62 mph$5K——1County
19 May 1995Thunderstorm WindWind0 mph$500——1County
21 Jun 1997LightningLightning————1County
29 Aug 2001LightningLightning————1County
7 Jul 2008LightningLightning————1County
11 May 2015LightningLightning————1County
25 Jun 2025Thunderstorm WindWind58 mph———1County
4 Sep 1979TornadoTornadoF2$2.5M———County
14 Aug 2004Hurricane (Typhoon)Tropical—$2.5M———Forecast zone

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
23 Jan 2026EM-3632EmergencyWinter StormSevere Winter StormPublic assistance
29 Sep 2024DR-4835Major disasterTropical StormTropical Storm DebbyPublic assistance
26 Sep 2024EM-3619EmergencyTropical StormHurricane HelenePublic assistance
5 Aug 2024EM-3606EmergencyTropical StormHurricane DebbyPublic assistance
31 Aug 2023EM-3597EmergencyHurricaneHurricane IdaliaPublic assistance
21 Nov 2022DR-4677Major disasterHurricaneHurricane IanIndividual assistance, Public assistance
29 Sep 2022EM-3585EmergencyHurricaneHurricane IanPublic assistance
1 May 2020DR-4542Major disasterSevere StormSevere Storms, Tornadoes, And Straight-Line WindsPublic assistance
27 Mar 2020DR-4492Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3470EmergencyBiologicalCovid-19Public assistance
30 Sep 2019DR-4464Major disasterHurricaneHurricane DorianPublic assistance
1 Sep 2019EM-3421EmergencyHurricaneHurricane DorianPublic assistance
16 Sep 2018DR-4394Major disasterHurricaneHurricane FlorenceIndividual assistance, Public assistance
10 Sep 2018EM-3400EmergencyHurricaneHurricane FlorencePublic assistance
16 Oct 2017DR-4346Major disasterHurricaneHurricane IrmaPublic assistance
7 Sep 2017EM-3386EmergencyHurricaneHurricane IrmaPublic assistance
11 Oct 2016DR-4286Major disasterHurricaneHurricane MatthewIndividual assistance, Public assistance
6 Oct 2016EM-3378EmergencyHurricaneHurricane MatthewPublic assistance
5 Oct 2015DR-4241Major disasterFloodSevere Storms And FloodingIndividual assistance, Public assistance
3 Oct 2015EM-3373EmergencySevere StormSevere Storms And FloodingPublic assistance
12 Mar 2014DR-4166Major disasterSevere Ice StormSevere Winter StormPublic assistance
12 Feb 2014EM-3369EmergencySevere Ice StormSevere Winter StormPublic assistance
10 Sep 2005EM-3233EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
7 Oct 2004DR-1566Major disasterHurricaneTropical Storm FrancesIndividual assistance
1 Sep 2004DR-1543Major disasterHurricaneHurricane CharleyPublic assistance
31 Jan 2000DR-1313Major disasterSevere StormSevere Winter StormPublic assistance
21 Sep 1999DR-1299Major disasterHurricaneHurricane Floyd Major Disaster DeclarationsIndividual assistance, Public assistance
15 Sep 1999EM-3145EmergencyHurricaneHurricane Floyd Emergency DeclarationsPublic assistance
30 Sep 1996DR-1140Major disasterFloodSevere Winds And Flooding Assoc With Hurricane FranPublic assistance
22 Sep 1989DR-843Major disasterHurricaneHurricane HugoIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Georgetown County, 1978 to 2026 (hover for the amount paid).
Claims since 19784,748
Paid claims3,593
Total paid$115M
Average paid claim$32K
Repetitive-loss properties47757 severe
Residential policies in force5,65520.7% of 27,381 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202565$277,082$55,416
202453$261,908$87,303
20236752$3,044,786$58,554
2022503446$19,542,821$43,818
202154$28,016$7,004
20207764$1,706,950$26,671
20194633$460,759$13,962
20187055$1,334,630$24,266
20172818$637,187$35,399
2016651507$14,626,321$28,849
2015334254$11,209,613$44,132
201410$0—
201352$38,386$19,193
20122722$281,001$12,773
201132$8,473$4,236
2010106$90,099$15,017
200931$3,979$3,979
200821$3,527$3,527
200611$3,078$3,078
20051712$83,469$6,956
2004103$7,885$2,628
200398$176,635$22,079
200293$8,889$2,963
200143$21,776$7,259
20004738$460,530$12,119

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 92.5 of 100
Expected annual loss$90MRelatively Moderate
Social vulnerabilityVery High
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
HurricaneVery High$63,561,453
Inland floodingRelatively Moderate$12,293,606
EarthquakeRelatively Moderate$4,832,543
Coastal floodingRelatively High$3,105,177
LightningRelatively High$1,553,062
WildfireRelatively Moderate$1,212,444
Heat waveRelatively Moderate$1,158,846
TornadoRelatively Low$1,068,197
Cold waveRelatively Low$692,164
Ice stormRelatively Moderate$229,699
HailRelatively Low$209,897
Strong windRelatively Low$190,130
Winter weatherRelatively Low$55,050
DroughtVery Low$13,704
LandslideVery Low$37

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles144
Tracks within 50 miles50
Hurricane strength within 50 miles17
StormYearClosest approachMax wind while within 100 mi
Chantal202521 mi58 mph
Debby202434 mi58 mph
Idalia202324 mi58 mph
Colin20226 mi40 mph
Ian202210 mi81 mph
Danny202199 mi46 mph
Elsa202188 mi46 mph
Bertha202043 mi52 mph
Isaias202044 mi92 mph
Eta202090 mi46 mph
Dorian201955 mi115 mph
Florence201817 mi92 mph
Colin201648 mi52 mph
Hermine201614 mi58 mph
Matthew201618 mi92 mph
Ana201539 mi52 mph
Arthur201468 mi92 mph
Andrea201352 mi46 mph
Beryl201230 mi46 mph
Cristobal200876 mi52 mph
Hanna200829 mi69 mph
Barry200755 mi46 mph
Ernesto200654 mi69 mph
Ophelia200583 mi86 mph
Alex200495 mi69 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Georgetown County, SC?

NCEI records 97 hail events in Georgetown County since 1950, in 29 different years; that is about 1.3 recorded events a year. 26 reports were golf-ball size (1.75 in) or larger.

Has Georgetown County had a tornado?

Yes. NCEI records 23 tornadoes in Georgetown County since 1950, 3 of them rated (E)F2 or stronger. Tornado deaths recorded: 6.

When was the last federal disaster declaration for Georgetown County?

23 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 30 declarations since 1953.

How many flood insurance claims have been filed in Georgetown County, and how much was paid?

4,748 NFIP claims since 1978, 3,593 of them paid, for $115M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Georgetown County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Moderate" for expected annual loss, "Very High" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Georgetown County compare with the rest of South Carolina?

52.1 recorded events per 100 square miles against 108.7 statewide, and 74.3 NFIP claims per 1,000 residents against 9.6. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.