States › Tennessee › Davidson County

Davidson County, Tennessee

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 47037 · 703,953 residents (2021) · 504 sq mi · dominant hazard Wind

Hail · 275Tornado · 53Flood · 170Wind · 1,024Winter · 75

Davidson County within Tennessee. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 1,709 events for Davidson County, Tennessee, between 1950 and 2026; damaging wind account for the largest share.

That is 339.3 events per 100 square miles, above the Tennessee figure of 112.2, and 24.3 per 10,000 residents against 66.4 statewide.

31 events fall in the 12 months to 30 Jun 2026. NCEI attributes 36 deaths and 417 injuries to events in the county, with property damage estimated at $2.9B and crop damage at $58K.

FEMA has designated the county in 28 federal disaster declarations since 1953; the most recent is Severe Winter Storm (major disaster, 6 Feb 2026).

National Flood Insurance Program policyholders in the county filed 4,787 claims since 1978, of which 3,994 were paid, totalling $186M (about $47K per paid claim). FEMA counts 3,818 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively High" and its expected annual loss as "Relatively High" ($262M a year across 18 hazards).

5 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

31events, last 12 monthsto 30 Jun 2026

1,709events since 195036 deaths, 417 injuries recorded

28disaster declarationslast 6 Feb 2026

4,787NFIP flood claims$186M paid

Compared with Tennessee and the United States

Measure	Davidson County	Tennessee	US
Recorded events since 1950	1,709	46,283	1,977,440
Events per 100 square miles	339.3	112.2	56.0
Events per 10,000 residents	24.3	66.4	59.6
Events in the last 12 months	31	1,524	62,008
Deaths recorded by NCEI	36	804	26,435
Property damage (NCEI estimates)	$2.9B	$9.2B	$575B
NFIP claims per 1,000 residents	6.8	2.5	8.1
Average paid NFIP claim	$47K	$33K	$43K
Claims per 100 policies in force, last 10 years	26.1	20.9	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 4Tornado: 3Wind: 9

Hail: 13Tornado: 3Wind: 27

Hail: 10Tornado: 5Wind: 18

Hail: 8Wind: 26

Hail: 42Tornado: 6Flood: 24Wind: 102Winter: 4Lightning: 2Other: 1

Hail: 61Tornado: 10Flood: 44Wind: 159Winter: 6Drought: 8Lightning: 3Other: 4

Hail: 97Tornado: 15Flood: 59Wind: 460Winter: 51Heat: 3Cold: 1Drought: 7Lightning: 27Other: 18

Hail: 40Tornado: 11Flood: 43Wind: 223Winter: 14Heat: 5Cold: 1Drought: 14Lightning: 15Other: 3

161950s431960s331970s341980s1811990s2952000s7382010s3692020s

Recorded events in Davidson County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 1,187 events in the 20 years to 2025 against 391 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind1,024

Hail275

Flood170

Winter75

Tornado53

Lightning47

Drought29

Other26

Heat8

Cold2

Hazard	Events	Deaths	Share of state's events
■ Wind	1,024	5	4.8%	detail
■ Hail	275	—	3.8%	detail
■ Flood	170	16	3.9%	detail
■ Winter	75	5	1.3%	detail
■ Tornado	53	7	3.1%	detail
■ Lightning	47	—	9.6%
■ Drought	29	—	1.5%
■ Other	26	—	6.9%
■ Heat	8	2	0.4%
■ Cold	2	1	0.3%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
1 May 2010	Flood	Flood	—	$1.5B	$1K	10	—	County
27 Mar 2021	Flash Flood	Flood	—	$20M	—	5	—	County
3 Mar 2020	Tornado	Tornado	EF3	$1.1B	—	2	170	County
24 Jan 2026	Winter Storm	Winter	—	—	—	4	—	Forecast zone
9 Dec 2023	Tornado	Tornado	EF2	$10M	—	3	21	County
16 Apr 1998	Tornado	Tornado	F3	$100M	—	1	60	County
1 Apr 1974	Tornado	Tornado	F2	$3K	—	1	12	County
21 Jul 2006	Thunderstorm Wind	Wind	49 mph	$10K	—	1	3	County
1 May 2010	Flash Flood	Flood	—	$25M	—	1	—	County
31 Oct 2013	High Wind	Wind	60 mph	$50K	—	1	—	Forecast zone
7 Dec 2013	Winter Weather	Winter	—	$10K	—	1	—	Forecast zone
30 Jan 2013	Thunderstorm Wind	Wind	60 mph	$5K	—	1	—	County
25 Nov 2024	Strong Wind	Wind	45 mph	$5K	—	1	—	Forecast zone
7 Aug 2012	Heat	Heat	—	—	—	1	—	Forecast zone
30 Apr 2017	Strong Wind	Wind	45 mph	—	—	1	—	Forecast zone
1 Jan 2018	Extreme Cold/Wind Chill	Cold	—	—	—	1	—	Forecast zone
23 May 2018	Heat	Heat	—	—	—	1	—	Forecast zone
9 Feb 2011	Winter Weather	Winter	—	—	—	—	48	Forecast zone
4 Aug 2010	Excessive Heat	Heat	—	$100K	—	—	25	Forecast zone
7 Apr 1972	Tornado	Tornado	F2	$250K	—	—	15	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
6 Feb 2026	DR-4898	Major disaster	Winter Storm	Severe Winter Storm	Individual assistance, Public assistance
24 Jan 2026	EM-3635	Emergency	Winter Storm	Severe Winter Storm	Public assistance
19 Jun 2025	DR-4878	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	Individual assistance, Public assistance
2 Apr 2025	EM-3625	Emergency	Severe Storm	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	Public assistance
13 Dec 2023	DR-4751	Major disaster	Severe Storm	Severe Storms And Tornadoes	Individual assistance, Public assistance
17 May 2023	DR-4712	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, And Tornado	Public assistance
8 Mar 2023	DR-4691	Major disaster	Winter Storm	Severe Winter Storm	Public assistance
14 Jan 2022	DR-4637	Major disaster	Tornado	Severe Storms, Straight-Line Winds, And Tornadoes	Individual assistance, Public assistance
8 May 2021	DR-4601	Major disaster	Tornado	Severe Storms, Tornadoes, And Flooding	Individual assistance, Public assistance
5 Jan 2021	EM-3552	Emergency	Other	Explosion	Public assistance
9 Jul 2020	DR-4550	Major disaster	Severe Storm	Severe Storms, Straight-Line Winds, And Flooding	Public assistance
2 Apr 2020	DR-4514	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3473	Emergency	Biological	Covid-19	Public assistance
5 Mar 2020	DR-4476	Major disaster	Tornado	Severe Storms, Tornadoes, Straight-Line Winds, And Flooding	Individual assistance, Public assistance
2 Apr 2015	DR-4211	Major disaster	Severe Ice Storm	Severe Winter Storm And Flooding	Public assistance
9 May 2011	DR-1978	Major disaster	Severe Storm	Severe Storms, Flooding, Tornadoes, And Straight-Line Winds	Public assistance
4 May 2010	DR-1909	Major disaster	Severe Storm	Severe Storms, Flooding, Straight-Line Winds, And Tornadoes	Individual assistance, Public assistance
5 Apr 2006	DR-1634	Major disaster	Severe Storm	Severe Storms And Tornadoes	Individual assistance, Public assistance
5 Sep 2005	EM-3217	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
8 May 2003	DR-1464	Major disaster	Severe Storm	Severe Storms, Tornadoes, And Flooding	Individual assistance
12 Jun 2000	DR-1331	Major disaster	Severe Storm	Severe Storms, Tornadoes, And Flooding	Public assistance
12 May 1999	DR-1275	Major disaster	Severe Storm	Severe Storms, Tornadoes And Flooding	Individual assistance, Public assistance
20 Apr 1998	DR-1215	Major disaster	Severe Storm	Severe Storms, Tornadoes And Flooding	Individual assistance, Public assistance
7 Mar 1997	DR-1167	Major disaster	Tornado	Heavy Rains, Tornadoes, Flooding, Hail, High Winds	Individual assistance, Public assistance
28 Feb 1994	DR-1010	Major disaster	Severe Storm	Severe Winter Ice Storm,Flash Flooding	Public assistance
7 May 1979	DR-585	Major disaster	Severe Storm	Severe Storms, Tornadoes & Flooding	Individual assistance
22 Mar 1975	DR-459	Major disaster	Flood	Severe Storms & Flooding	Individual assistance, Public assistance
4 Apr 1974	DR-424	Major disaster	Tornado	Tornadoes	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Davidson County, 1978 to 2026 (hover for the amount paid).

Claims since 19784,787

Paid claims3,994

Total paid$186M

Average paid claim$47K

Repetitive-loss properties32144 severe

Residential policies in force3,8181.7% of 222,214 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	16	11	$160,180	$14,562
2025	113	86	$4,252,656	$49,449
2024	12	6	$116,042	$19,340
2023	3	1	$60,870	$60,870
2022	10	7	$111,818	$15,974
2021	493	426	$23,178,879	$54,411
2020	17	15	$264,911	$17,661
2019	100	83	$2,343,799	$28,239
2018	20	11	$111,180	$10,107
2017	214	174	$5,780,743	$33,223
2016	22	16	$213,658	$13,354
2015	10	4	$36,112	$9,028
2014	8	2	$6,180	$3,090
2013	195	162	$5,241,025	$32,352
2012	26	16	$91,504	$5,719
2011	15	5	$15,541	$3,108
2010	2,315	2,115	$136,717,485	$64,642
2009	72	55	$679,633	$12,357
2008	7	2	$23,150	$11,575
2007	1	0	$0	—
2006	7	4	$37,052	$9,263
2005	2	0	$0	—
2004	32	27	$297,835	$11,031
2003	82	69	$1,003,016	$14,536
2002	41	28	$352,420	$12,586

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Highscore 97.2 of 100

Expected annual loss$262MRelatively High

Social vulnerabilityRelatively Moderate

Community resilienceRelatively Moderate

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively High	$160,328,176
Earthquake	Relatively High	$57,883,811
Tornado	Relatively High	$23,591,585
Cold wave	Relatively High	$7,508,536
Heat wave	Relatively Moderate	$6,494,473
Strong wind	Relatively High	$3,996,594
Hail	Relatively Moderate	$1,454,883
Ice storm	Relatively Moderate	$417,289
Lightning	Relatively Low	$270,997
Winter weather	Relatively Moderate	$233,397
Hurricane	Very Low	$106,808
Wildfire	Very Low	$71,591
Drought	Very Low	$15,712
Landslide	Relatively Low	$5,485

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles5

Tracks within 50 miles1

Hurricane strength within 50 miles0

Storm	Year	Closest approach	Max wind while within 100 mi
Frederic	1979	68 mi	46 mph
Audrey	1957	44 mi	40 mph
Unnamed Atlantic storm	1915	81 mi	40 mph
Unnamed Atlantic storm	1892	88 mi	46 mph
Unnamed Atlantic storm	1888	61 mi	58 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

37211 682
37215 408
37204 403
37214 366
37207 335
37138 271
37209 255
37205 247
37115 239
37013 208
37218 207
37221 200
37072 178
37216 151
37210 145
37217 141
37076 111
37206 61
37189 55
37220 37
37203 25
37208 21
37212 20
37213 20
37080 15
37228 10
37201 7

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Davidson County, TN?

NCEI records 275 hail events in Davidson County since 1950, in 55 different years; that is about 3.6 recorded events a year. 48 reports were golf-ball size (1.75 in) or larger.

Has Davidson County had a tornado?

Yes. NCEI records 53 tornadoes in Davidson County since 1950, 12 of them rated (E)F2 or stronger. Tornado deaths recorded: 7.

When was the last federal disaster declaration for Davidson County?

6 Feb 2026: Severe Winter Storm, a major disaster declaration for winter storm. The county appears in 28 declarations since 1953.

How many flood insurance claims have been filed in Davidson County, and how much was paid?

4,787 NFIP claims since 1978, 3,994 of them paid, for $186M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Davidson County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively High" for overall risk, "Relatively High" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Davidson County compare with the rest of Tennessee?

339.3 recorded events per 100 square miles against 112.2 statewide, and 6.8 NFIP claims per 1,000 residents against 2.5. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.