States › Texas › Hardeman County
Hardeman County, Texas
Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 29 Sep 2026; NFIP claims as of 8 Sep 2026.
Between 1950 and 2026, NCEI recorded 686 storm events in Hardeman County, Texas, led by hail.
That is 98.7 events per 100 square miles, above the Texas figure of 63.3, and 1,931.3 per 10,000 residents against 56.0 statewide.
31 events fall in the 12 months to 30 Jun 2026. NCEI attributes 0 deaths and 2 injuries to events in the county, with property damage estimated at $3.5M and crop damage at $1.0M.
FEMA has designated the county in 16 federal disaster declarations since 1953; the most recent is Severe Winter Storms (major disaster, 19 Feb 2021).
OpenFEMA lists no National Flood Insurance Program claims in the county.
FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($2.5M a year across 18 hazards).
Compared with Texas and the United States
| Measure | Hardeman County | Texas | US |
|---|---|---|---|
| Recorded events since 1950 | 686 | 165,476 | 1,977,440 |
| Events per 100 square miles | 98.7 | 63.3 | 56.0 |
| Events per 10,000 residents | 1,931.3 | 56.0 | 59.6 |
| Events in the last 12 months | 31 | 4,723 | 62,008 |
| Deaths recorded by NCEI | 0 | 2,429 | 26,435 |
| Property damage (NCEI estimates) | $3.5M | $111B | $575B |
| NFIP claims per 1,000 residents | 0.0 | 13.4 | 8.1 |
| Average paid NFIP claim | — | $55K | $43K |
| Claims per 100 policies in force, last 10 years | — | 24.7 | 16.1 |
County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.
Events by decade
Trend: 372 events in the 20 years to 2025 against 248 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.
Events by type
Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.
Largest recorded events
| Date | Event type | Group | Magnitude | Property damage | Crop damage | Deaths | Injuries | Geography |
|---|---|---|---|---|---|---|---|---|
| 29 May 2001 | Tornado | Tornado | F1 | $60K | — | — | 1 | County |
| 18 Aug 1970 | Tornado | Tornado | F2 | $25K | — | — | 1 | County |
| 16 Aug 2019 | Wildfire | Wildfire | — | $2.2M | — | — | — | Forecast zone |
| 1 Aug 2006 | Drought | Drought | — | $20K | $500K | — | — | Forecast zone |
| 29 May 2001 | Thunderstorm Wind | Wind | — | $300K | — | — | — | County |
| 1 Sep 2006 | Drought | Drought | — | $20K | $250K | — | — | Forecast zone |
| 1 Apr 2006 | Drought | Drought | — | — | $250K | — | — | Forecast zone |
| 11 Mar 2007 | Thunderstorm Wind | Wind | 81 mph | $107K | — | — | — | County |
| 15 Mar 2026 | Dust Storm | Other | — | $100K | — | — | — | Forecast zone |
Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.
Federal disaster declarations
| Declared | Number | Type | Incident | Title | Programs |
|---|---|---|---|---|---|
| 19 Feb 2021 | DR-4586 | Major disaster | Severe Ice Storm | Severe Winter Storms | Public assistance |
| 14 Feb 2021 | EM-3554 | Emergency | Severe Ice Storm | Severe Winter Storm | Public assistance |
| 25 Mar 2020 | DR-4485 | Major disaster | Biological | Covid-19 Pandemic | Individual assistance, Public assistance |
| 13 Mar 2020 | EM-3458 | Emergency | Biological | Covid-19 | Public assistance |
| 18 Aug 2019 | FM-5288 | Fire management assistance | Fire | Copper Breaks Fire | Public assistance |
| 9 Feb 2016 | DR-4255 | Major disaster | Severe Storm | Severe Winter Storms, Tornadoes, Straight-Line Winds, And Flooding | Public assistance |
| 1 Jul 2011 | DR-1999 | Major disaster | Fire | Wildfires | Public assistance |
| 14 Mar 2008 | EM-3284 | Emergency | Fire | Wildfires | Public assistance |
| 11 Jan 2006 | DR-1624 | Major disaster | Fire | Extreme Wildfire Threat | Public assistance |
| 24 Sep 2005 | DR-1606 | Major disaster | Hurricane | Hurricane Rita | Public assistance |
| 21 Sep 2005 | EM-3261 | Emergency | Hurricane | Hurricane Rita | Public assistance |
| 2 Sep 2005 | EM-3216 | Emergency | Hurricane | Hurricane Katrina Evacuation | Public assistance |
| 1 Sep 1999 | EM-3142 | Emergency | Fire | Extreme Fire Hazards | Public assistance |
| 26 Aug 1998 | DR-1239 | Major disaster | Severe Storm | Tropical Storm Charley | — |
| 23 Feb 1996 | EM-3117 | Emergency | Fire | Extreme Fire Hazard | Public assistance |
| 10 Sep 1993 | EM-3113 | Emergency | Drought | Extreme Fire Hazard | Public assistance |
Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.
Flood insurance claims
OpenFEMA lists no NFIP claims with this county's code.
National Risk Index
| Hazard (NRI) | Risk rating | Expected annual loss |
|---|---|---|
| Drought | $628,397 | |
| Strong wind | $530,071 | |
| Tornado | $395,071 | |
| Inland flooding | $380,648 | |
| Hail | $243,955 | |
| Heat wave | $103,998 | |
| Ice storm | $87,960 | |
| Cold wave | $66,634 | |
| Wildfire | $56,644 | |
| Earthquake | $21,854 | |
| Winter weather | $12,348 | |
| Lightning | $7,412 | |
| Hurricane | $4,328 | |
| Landslide | $54 |
FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.
Hurricane and tropical storm passes
No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).
Questions and answers
How often does it hail in Hardeman County, TX?
NCEI records 284 hail events in Hardeman County since 1950, in 49 different years; that is about 3.7 recorded events a year. 83 reports were golf-ball size (1.75 in) or larger.
Has Hardeman County had a tornado?
Yes. NCEI records 42 tornadoes in Hardeman County since 1950, 2 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.
When was the last federal disaster declaration for Hardeman County?
19 Feb 2021: Severe Winter Storms, a major disaster declaration for severe ice storm. The county appears in 16 declarations since 1953.
How many flood insurance claims have been filed in Hardeman County, and how much was paid?
OpenFEMA lists no NFIP claims in the county.
Is Hardeman County in the National Risk Index's high-risk band?
FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Very High" for social vulnerability and "Very Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.
How does Hardeman County compare with the rest of Texas?
98.7 recorded events per 100 square miles against 63.3 statewide, and 0.0 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.
Provenance
Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 29 Sep 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 30 Sep 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.