States › Texas › Lubbock County
Lubbock County, Texas
Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.
Lubbock County, Texas, has 1,725 weather events in the NCEI Storm Events record since 1950, most of them hail.
That is 192.6 events per 100 square miles, above the Texas figure of 63.3, and 54.9 per 10,000 residents against 56.0 statewide.
52 events fall in the 12 months to 30 Jun 2026. NCEI attributes 43 deaths and 686 injuries to events in the county, with property damage estimated at $2.2B and crop damage at $2.4B.
FEMA has designated the county in 20 federal disaster declarations since 1953; the most recent is Severe Winter Storms (major disaster, 19 Feb 2021).
National Flood Insurance Program policyholders in the county filed 346 claims since 1978, of which 214 were paid, totalling $2.7M (about $13K per paid claim). FEMA counts 765 residential flood policies in force.
FEMA's National Risk Index rates the county's overall risk as "Relatively High" and its expected annual loss as "Relatively High" ($214M a year across 18 hazards).
Compared with Texas and the United States
| Measure | Lubbock County | Texas | US |
|---|---|---|---|
| Recorded events since 1950 | 1,725 | 165,476 | 1,977,440 |
| Events per 100 square miles | 192.6 | 63.3 | 56.0 |
| Events per 10,000 residents | 54.9 | 56.0 | 59.6 |
| Events in the last 12 months | 52 | 4,723 | 62,008 |
| Deaths recorded by NCEI | 43 | 2,429 | 26,435 |
| Property damage (NCEI estimates) | $2.2B | $111B | $575B |
| NFIP claims per 1,000 residents | 1.1 | 13.4 | 8.1 |
| Average paid NFIP claim | $13K | $55K | $43K |
| Claims per 100 policies in force, last 10 years | 1.7 | 24.7 | 16.1 |
County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.
Events by decade
Trend: 836 events in the 20 years to 2025 against 563 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.
Events by type
Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.
Largest recorded events
| Date | Event type | Group | Magnitude | Property damage | Crop damage | Deaths | Injuries | Geography |
|---|---|---|---|---|---|---|---|---|
| 11 May 1970 | Tornado | Tornado | F5 | $250M | — | 26 | 500 | County |
| 26 Dec 2015 | Blizzard | Winter | — | $12M | — | 2 | — | Forecast zone |
| 10 Jan 2020 | Winter Weather | Winter | — | — | — | 2 | 1 | Forecast zone |
| 16 Nov 2014 | Winter Weather | Winter | — | — | — | 2 | — | Forecast zone |
| 1 Jun 2011 | Drought | Drought | — | $200M | $1.1B | — | — | Forecast zone |
| 19 Dec 2012 | Dust Storm | Other | — | $1.0M | — | 1 | 17 | Forecast zone |
| 20 Mar 2006 | High Wind | Wind | 61 mph | $190K | — | 1 | 9 | Forecast zone |
| 1 Feb 2011 | Extreme Cold/Wind Chill | Cold | — | $1.0M | — | 1 | 6 | Forecast zone |
| 1 Jul 2017 | Lightning | Lightning | — | $45K | — | 1 | 1 | County |
| 24 Aug 2012 | Lightning | Lightning | — | $30K | — | 1 | 1 | County |
| 29 Dec 2009 | Winter Weather | Winter | — | $20K | — | 1 | 1 | Forecast zone |
| 10 Dec 2012 | Winter Weather | Winter | — | — | — | 1 | 1 | Forecast zone |
| 10 Apr 2019 | High Wind | Wind | 64 mph | — | — | 1 | 1 | Forecast zone |
| 28 Aug 2016 | Lightning | Lightning | — | — | — | 1 | — | County |
| 25 Oct 2020 | Winter Storm | Winter | — | — | — | 1 | — | Forecast zone |
| 31 Jan 2023 | Winter Weather | Winter | — | — | — | 1 | — | Forecast zone |
| 1 Jul 2011 | Drought | Drought | — | $250M | $250M | — | — | Forecast zone |
| 12 Jan 2007 | Ice Storm | Winter | — | $125K | — | — | 41 | Forecast zone |
| 5 Jun 2013 | Thunderstorm Wind | Wind | 72 mph | $400M | $100K | — | — | County |
| 8 May 2015 | Hail | Hail | 4.50 in | $200M | $100M | — | — | County |
Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.
Federal disaster declarations
| Declared | Number | Type | Incident | Title | Programs |
|---|---|---|---|---|---|
| 19 Feb 2021 | DR-4586 | Major disaster | Severe Ice Storm | Severe Winter Storms | Individual assistance, Public assistance |
| 14 Feb 2021 | EM-3554 | Emergency | Severe Ice Storm | Severe Winter Storm | Public assistance |
| 25 Mar 2020 | DR-4485 | Major disaster | Biological | Covid-19 Pandemic | Individual assistance, Public assistance |
| 13 Mar 2020 | EM-3458 | Emergency | Biological | Covid-19 | Public assistance |
| 9 Feb 2016 | DR-4255 | Major disaster | Severe Storm | Severe Winter Storms, Tornadoes, Straight-Line Winds, And Flooding | Public assistance |
| 29 May 2015 | DR-4223 | Major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds And Flooding | Public assistance |
| 3 Aug 2010 | DR-1931 | Major disaster | Hurricane | Hurricane Alex | Individual assistance, Public assistance |
| 10 Sep 2008 | EM-3294 | Emergency | Hurricane | Hurricane Ike | Public assistance |
| 29 Aug 2008 | EM-3290 | Emergency | Hurricane | Hurricane Gustav | Public assistance |
| 14 Mar 2008 | EM-3284 | Emergency | Fire | Wildfires | Public assistance |
| 11 Jan 2006 | DR-1624 | Major disaster | Fire | Extreme Wildfire Threat | Public assistance |
| 24 Sep 2005 | DR-1606 | Major disaster | Hurricane | Hurricane Rita | Public assistance |
| 21 Sep 2005 | EM-3261 | Emergency | Hurricane | Hurricane Rita | Public assistance |
| 2 Sep 2005 | EM-3216 | Emergency | Hurricane | Hurricane Katrina Evacuation | Public assistance |
| 1 Sep 1999 | EM-3142 | Emergency | Fire | Extreme Fire Hazards | Public assistance |
| 26 Aug 1998 | DR-1239 | Major disaster | Severe Storm | Tropical Storm Charley | — |
| 10 Sep 1993 | EM-3113 | Emergency | Drought | Extreme Fire Hazard | Public assistance |
| 9 Sep 1992 | DR-960 | Major disaster | Severe Storm | Excessive Rain & Hail | Individual assistance |
| 19 May 1989 | DR-828 | Major disaster | Severe Storm | Severe Storms, Tornadoes & Flooding | Individual assistance |
| 13 May 1970 | DR-286 | Major disaster | Tornado | Tornadoes, Windstorms & Flooding | Individual assistance, Public assistance |
Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.
Flood insurance claims
| Year of loss | Claims | Paid claims | Amount paid | Average paid |
|---|---|---|---|---|
| 2025 | 2 | 2 | $59,908 | $29,954 |
| 2023 | 4 | 2 | $92,842 | $46,421 |
| 2022 | 1 | 0 | $0 | — |
| 2021 | 1 | 1 | $7,216 | $7,216 |
| 2019 | 3 | 1 | $1,070 | $1,070 |
| 2018 | 1 | 0 | $0 | — |
| 2017 | 1 | 0 | $0 | — |
| 2016 | 21 | 16 | $378,106 | $23,632 |
| 2015 | 35 | 24 | $704,028 | $29,335 |
| 2014 | 11 | 8 | $151,838 | $18,980 |
| 2013 | 1 | 1 | $13,028 | $13,028 |
| 2012 | 1 | 0 | $0 | — |
| 2011 | 1 | 1 | $500 | $500 |
| 2010 | 33 | 20 | $333,816 | $16,691 |
| 2009 | 8 | 6 | $121,891 | $20,315 |
| 2008 | 32 | 18 | $254,865 | $14,159 |
| 2007 | 5 | 1 | $3,995 | $3,995 |
| 2006 | 2 | 0 | $0 | — |
| 2005 | 7 | 1 | $15,630 | $15,630 |
| 2004 | 2 | 0 | $0 | — |
| 2003 | 7 | 7 | $24,896 | $3,557 |
| 2001 | 6 | 3 | $12,548 | $4,183 |
| 2000 | 4 | 1 | $3,670 | $3,670 |
| 1999 | 43 | 38 | $272,170 | $7,162 |
| 1998 | 1 | 0 | $0 | — |
OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).
National Risk Index
| Hazard (NRI) | Risk rating | Expected annual loss |
|---|---|---|
| Drought | $61,918,408 | |
| Inland flooding | $46,841,210 | |
| Hail | $34,927,957 | |
| Tornado | $32,043,360 | |
| Strong wind | $16,519,824 | |
| Cold wave | $15,165,750 | |
| Heat wave | $1,490,140 | |
| Winter weather | $1,487,705 | |
| Ice storm | $1,099,816 | |
| Lightning | $803,949 | |
| Wildfire | $750,127 | |
| Earthquake | $439,493 | |
| Hurricane | $54,037 | |
| Landslide | $117 |
FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.
Hurricane and tropical storm passes
No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).
ZIP codes with flood claims
ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.
Questions and answers
How often does it hail in Lubbock County, TX?
NCEI records 671 hail events in Lubbock County since 1950, in 70 different years; that is about 8.7 recorded events a year. 295 reports were golf-ball size (1.75 in) or larger.
Has Lubbock County had a tornado?
Yes. NCEI records 98 tornadoes in Lubbock County since 1950, 15 of them rated (E)F2 or stronger. Tornado deaths recorded: 26.
When was the last federal disaster declaration for Lubbock County?
19 Feb 2021: Severe Winter Storms, a major disaster declaration for severe ice storm. The county appears in 20 declarations since 1953.
How many flood insurance claims have been filed in Lubbock County, and how much was paid?
346 NFIP claims since 1978, 214 of them paid, for $2.7M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.
Is Lubbock County in the National Risk Index's high-risk band?
FEMA's National Risk Index (December 2025) rates the county "Relatively High" for overall risk, "Relatively High" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.
How does Lubbock County compare with the rest of Texas?
192.6 recorded events per 100 square miles against 63.3 statewide, and 1.1 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.
Provenance
Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.