States › Virginia › Henrico County

Henrico County, Virginia

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 51087 · 333,554 residents (2021) · 234 sq mi · dominant hazard Wind

Hail · 105Tornado · 11Flood · 67Wind · 307Winter · 47

Henrico County within Virginia. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 29 Sep 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 615 events for Henrico County, Virginia, between 1950 and 2026; damaging wind account for the largest share.

That is 263.2 events per 100 square miles, above the Virginia figure of 146.4, and 18.4 per 10,000 residents against 66.9 statewide.

42 events fall in the 12 months to 30 Jun 2026. NCEI attributes 6 deaths and 27 injuries to events in the county, with property damage estimated at $17M and crop damage at $509K.

FEMA has designated the county in 22 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 23 Jan 2026).

National Flood Insurance Program policyholders in the county filed 357 claims since 1978, of which 270 were paid, totalling $4.2M (about $16K per paid claim). FEMA counts 782 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Moderate" ($58M a year across 18 hazards).

60 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 1 of them within 50 miles at hurricane strength.

42events, last 12 monthsto 30 Jun 2026

615events since 19506 deaths, 27 injuries recorded

22disaster declarationslast 23 Jan 2026

357NFIP flood claims$4.2M paid

Compared with Virginia and the United States

Measure	Henrico County	Virginia	US
Recorded events since 1950	615	57,789	1,977,440
Events per 100 square miles	263.2	146.4	56.0
Events per 10,000 residents	18.4	66.9	59.6
Events in the last 12 months	42	1,941	62,008
Deaths recorded by NCEI	6	239	26,435
Property damage (NCEI estimates)	$17M	$2.7B	$575B
NFIP claims per 1,000 residents	1.1	5.9	8.1
Average paid NFIP claim	$16K	$19K	$43K
Claims per 100 policies in force, last 10 years	8.2	4.3	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2Wind: 3

Hail: 4Wind: 10

Hail: 1Tornado: 1Wind: 10

Hail: 9Tornado: 1Wind: 21

Hail: 12Flood: 4Wind: 36Winter: 6Heat: 1Lightning: 3Other: 3

Hail: 31Tornado: 6Flood: 7Wind: 52Winter: 12Tropical: 1Cold: 1Lightning: 3Other: 5

Hail: 31Tornado: 1Flood: 26Wind: 92Winter: 29Tropical: 1Heat: 2Lightning: 4Other: 36

Hail: 17Flood: 30Wind: 83Lightning: 2Other: 16

51950s141960s121970s311980s651990s1182000s2222010s1482020s

Recorded events in Henrico County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 430 events in the 20 years to 2025 against 133 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind307

Hail105

Flood67

Other60

Winter47

Lightning12

Tornado11

Heat3

Tropical2

Cold1

Hazard	Events	Deaths	Share of state's events
■ Wind	307	2	1.3%	detail
■ Hail	105	—	1.7%	detail
■ Flood	67	2	0.8%	detail
■ Other	60	—	2.3%
■ Winter	47	—	0.5%	detail
■ Lightning	12	—	2.2%
■ Tornado	11	—	1.2%	detail
■ Heat	3	—	0.2%
■ Tropical	2	2	0.6%
■ Cold	1	—	0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
18 Sep 2003	Tropical Storm	Tropical	—	$9.0M	—	2	—	Forecast zone
8 Sep 1996	Flood	Flood	—	$5K	—	1	1	County
30 Aug 2004	Flash Flood	Flood	—	$2.0M	—	1	—	County
5 May 2017	Thunderstorm Wind	Wind	58 mph	$10K	—	1	—	County
18 Aug 2024	Thunderstorm Wind	Wind	58 mph	$3K	$1K	1	—	County
23 Sep 1989	Thunderstorm Wind	Wind	0 mph	—	—	—	14	County
22 Jul 2001	Thunderstorm Wind	Wind	—	$10K	—	—	4	County
30 Jan 2000	Ice Storm	Winter	—	$50K	—	—	2	Forecast zone
6 May 2015	Lightning	Lightning	—	—	—	—	2	County
18 Jul 2025	Thunderstorm Wind	Wind	58 mph	$21K	—	—	1	County
26 Jul 2021	Thunderstorm Wind	Wind	58 mph	$5K	—	—	1	County
26 Jul 1992	Thunderstorm Wind	Wind	0 mph	—	—	—	1	County
13 Jun 2000	Lightning	Lightning	—	—	—	—	1	County
16 Jun 1989	Tornado	Tornado	F1	$2.5M	—	—	—	County
16 Sep 1999	Flash Flood	Flood	—	$600K	—	—	—	County
27 Aug 2011	Tropical Storm	Tropical	—	$100K	$489K	—	—	Forecast zone
24 Jun 1996	Lightning	Lightning	—	$500K	—	—	—	County
27 Oct 2010	Tornado	Tornado	EF1	$500K	—	—	—	County
29 Jun 2012	Thunderstorm Wind	Wind	60 mph	$420K	—	—	—	County
29 Jun 2012	Thunderstorm Wind	Wind	58 mph	$300K	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
23 Jan 2026	EM-3631	Emergency	Winter Storm	Severe Winter Storm	Public assistance
2 Apr 2020	DR-4512	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3448	Emergency	Biological	Covid-19	Public assistance
11 Sep 2018	EM-3403	Emergency	Hurricane	Hurricane Florence	Public assistance
7 Mar 2016	DR-4262	Major disaster	Snowstorm	Severe Winter Storm And Snowstorm	Public assistance
29 Oct 2012	EM-3359	Emergency	Hurricane	Hurricane Sandy	Public assistance
3 Sep 2011	DR-4024	Major disaster	Hurricane	Hurricane Irene	Public assistance
26 Aug 2011	EM-3329	Emergency	Hurricane	Hurricane Irene	Public assistance
12 Sep 2005	EM-3240	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
3 Sep 2004	DR-1544	Major disaster	Severe Storm	Severe Storms, Flooding And Tornadoes Associated W Td Gaston	Individual assistance, Public assistance
18 Sep 2003	DR-1491	Major disaster	Hurricane	Hurricane Isabel	Individual assistance, Public assistance
28 Feb 2000	DR-1318	Major disaster	Severe Storm	Severe Winter Storms	Public assistance
18 Sep 1999	DR-1293	Major disaster	Hurricane	Hurricane Floyd Major Disaster Declarations	Individual assistance
6 Sep 1996	DR-1135	Major disaster	Hurricane	Hurricane Fran And Associated Severe Storm Cond	Individual assistance
13 Jan 1996	DR-1086	Major disaster	Snowstorm	Blizzard Of 96 (Severe Snow Storm)	Public assistance
10 Mar 1994	DR-1014	Major disaster	Snowstorm	Severe Ice Storms, Flooding	Public assistance
25 Mar 1993	EM-3112	Emergency	Snowstorm	Severe Winter Storm	Public assistance
9 Nov 1985	DR-755	Major disaster	Flood	Severe Storms & Flooding	Individual assistance
23 Jul 1977	EM-3046	Emergency	Drought	Drought	Public assistance
26 Jan 1977	DR-525	Major disaster	Freezing	Ice Conditions	Individual assistance
23 Jun 1972	DR-339	Major disaster	Flood	Tropical Storm Agnes	Individual assistance, Public assistance
23 Aug 1969	DR-274	Major disaster	Hurricane	Severe Storms & Flooding	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Henrico County, 1978 to 2026 (hover for the amount paid).

Claims since 1978357

Paid claims270

Total paid$4.2M

Average paid claim$16K

Repetitive-loss properties245 severe

Residential policies in force7821.1% of 70,823 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	1	0	$0	—
2024	2	1	$7,054	$7,054
2023	1	1	$23,414	$23,414
2022	1	1	$3,603	$3,603
2021	4	2	$29,042	$14,521
2020	10	9	$119,184	$13,243
2019	7	4	$57,781	$14,445
2018	30	19	$304,467	$16,025
2017	8	7	$90,549	$12,936
2016	4	1	$20,032	$20,032
2015	1	0	$0	—
2014	1	0	$0	—
2013	1	0	$0	—
2011	5	1	$23,016	$23,016
2010	4	3	$72,325	$24,108
2009	2	0	$0	—
2008	2	1	$11,954	$11,954
2006	17	13	$141,440	$10,880
2005	1	0	$0	—
2004	52	49	$1,291,798	$26,363
2003	28	21	$316,175	$15,056
2002	1	0	$0	—
2001	1	0	$0	—
2000	2	0	$0	—
1999	1	1	$862	$862

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 83.4 of 100

Expected annual loss$58MRelatively Moderate

Social vulnerabilityRelatively Low

Community resilienceRelatively High

Hazard (NRI)	Risk rating	Expected annual loss
Inland flooding	Relatively Moderate	$30,770,387
Earthquake	Relatively Moderate	$11,182,714
Tornado	Relatively Moderate	$4,773,254
Heat wave	Relatively Moderate	$2,937,800
Hurricane	Relatively Moderate	$2,752,723
Strong wind	Relatively Moderate	$1,633,386
Lightning	Relatively High	$1,279,611
Drought	Relatively Moderate	$926,046
Ice storm	Relatively High	$659,644
Winter weather	Relatively High	$435,889
Hail	Relatively Low	$326,761
Cold wave	Very Low	$63,465
Wildfire	Very Low	$21,423
Coastal flooding	Very Low	$9,847
Landslide	Very Low	$2,930

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles60

Tracks within 50 miles20

Hurricane strength within 50 miles1

Storm	Year	Closest approach	Max wind while within 100 mi
Ophelia	2023	79 mi	46 mph
Elsa	2021	44 mi	52 mph
Isaias	2020	33 mi	69 mph
Zeta	2020	55 mi	52 mph
Nestor	2019	45 mi	46 mph
Michael	2018	68 mi	58 mph
Andrea	2013	60 mi	46 mph
Hanna	2008	41 mi	52 mph
Ernesto	2006	29 mi	46 mph
Charley	2004	86 mi	46 mph
Gaston	2004	42 mi	40 mph
Isabel	2003	56 mi	75 mph
Helene	2000	98 mi	46 mph
Danny	1997	79 mi	46 mph
Bertha	1996	54 mi	69 mph
Dean	1983	82 mi	46 mph
Doria	1971	78 mi	63 mph
Alma	1970	67 mi	40 mph
Cleo	1964	93 mi	40 mph
Unnamed Atlantic storm	1963	80 mi	46 mph
Unnamed Atlantic storm	1961	75 mi	52 mph
Brenda	1960	53 mi	58 mph
Cindy	1959	62 mi	46 mph
Connie	1955	63 mi	69 mph
Diane	1955	86 mi	52 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

23228 79
23226 78
23229 54
23238 47
23230 34
23227 24
23231 13
23060 12
23233 10
23059 7
23294 7
23075 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Henrico County, VA?

NCEI records 105 hail events in Henrico County since 1950, in 33 different years; that is about 1.4 recorded events a year. 15 reports were golf-ball size (1.75 in) or larger.

Has Henrico County had a tornado?

Yes. NCEI records 11 tornadoes in Henrico County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Henrico County?

23 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 22 declarations since 1953.

How many flood insurance claims have been filed in Henrico County, and how much was paid?

357 NFIP claims since 1978, 270 of them paid, for $4.2M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Henrico County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Moderate" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Henrico County compare with the rest of Virginia?

263.2 recorded events per 100 square miles against 146.4 statewide, and 1.1 NFIP claims per 1,000 residents against 5.9. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 29 Sep 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 30 Sep 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.