County Hazards

States › West Virginia › Roane County

Roane County, West Virginia

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 54087 · 13,898 residents (2021) · 484 sq mi · dominant hazard Wind

Hail · 41Tornado · 1Flood · 77Wind · 152Winter · 72
1956-03-13: Hail1969-09-17: Hail1988-05-23: Hail1988-05-23: Hail1989-04-25: Hail1990-06-09: Hail1990-06-08: Hail1991-04-09: Hail1992-10-24: Hail1992-04-24: Hail1992-06-24: Hail1997-08-15: Hail1997-08-15: Hail1998-06-16: Hail2000-08-27: Hail2001-05-17: Hail2001-06-20: Hail2001-06-20: Hail2003-08-04: Hail2005-05-10: Hail2006-05-02: Hail2007-03-14: Hail2008-06-04: Hail2008-06-20: Hail2008-06-16: Hail2014-06-11: Hail2014-06-11: Hail2016-06-16: Hail2016-06-16: Hail2016-09-30: Hail2016-09-30: Hail2016-09-30: Hail2016-09-30: Hail2020-03-03: Hail2023-08-07: Hail2026-02-19: Hail1989-06-12: Tornado2004-05-27: Flood2005-08-29: Flood2005-11-09: Flood2008-06-04: Flood2010-02-05: Flood2011-11-22: Flood2013-06-13: Flood2013-06-18: Flood2013-07-12: Flood2014-09-06: Flood2015-07-10: Flood2015-07-08: Flood2015-04-14: Flood2015-03-04: Flood2015-12-25: Flood2016-06-23: Flood2016-07-26: Flood2018-02-16: Flood2018-07-27: Flood2018-09-27: Flood2018-08-12: Flood2019-12-16: Flood2020-05-20: Flood2020-05-28: Flood2020-05-28: Flood2020-07-30: Flood2020-08-27: Flood2020-06-14: Flood2021-02-28: Flood2021-06-13: Flood2022-02-04: Flood2022-02-17: Flood2022-02-24: Flood2022-05-06: Flood2022-05-06: Flood2022-08-05: Flood2022-06-08: Flood2023-02-16: Flood2023-02-17: Flood2023-07-04: Flood2024-02-13: Flood2024-04-11: Flood2025-01-31: Flood2025-02-06: Flood2025-02-06: Flood2025-02-06: Flood2025-08-13: Flood2025-08-13: Flood2025-07-14: Flood2026-05-27: Flood2026-05-27: Flood2026-05-27: Flood1967-05-07: Wind1990-05-04: Wind1990-05-16: Wind1991-07-12: Wind1991-07-12: Wind1991-04-09: Wind1996-06-24: Wind1996-05-04: Wind1996-04-23: Wind1997-08-17: Wind1997-08-15: Wind1998-06-27: Wind1998-06-28: Wind1998-06-28: Wind2000-05-24: Wind2000-06-14: Wind2000-06-14: Wind2000-06-15: Wind2000-06-02: Wind2000-07-10: Wind2000-07-10: Wind2000-08-09: Wind2001-05-21: Wind2002-02-20: Wind2002-11-10: Wind2003-07-07: Wind2003-07-10: Wind2004-08-29: Wind2005-07-27: Wind2005-07-19: Wind2005-07-25: Wind2006-05-26: Wind2006-10-04: Wind2007-06-13: Wind2007-07-26: Wind2007-08-16: Wind2008-06-04: Wind2009-02-11: Wind2009-05-31: Wind2010-08-04: Wind2010-08-04: Wind2011-06-07: Wind2012-07-03: Wind2012-07-26: Wind2012-07-03: Wind2012-06-29: Wind2013-12-22: Wind2013-05-22: Wind2013-11-17: Wind2014-05-13: Wind2014-05-13: Wind2014-07-08: Wind2014-07-08: Wind2015-06-26: Wind2015-06-26: Wind2015-06-26: Wind2015-06-26: Wind2015-07-14: Wind2016-06-16: Wind2016-06-23: Wind2016-06-23: Wind2017-07-10: Wind2018-05-21: Wind2018-05-21: Wind2018-08-12: Wind2018-08-12: Wind2019-05-26: Wind2019-04-26: Wind2019-05-23: Wind2019-05-23: Wind2019-05-29: Wind2019-05-29: Wind2019-05-29: Wind2019-05-29: Wind2019-05-29: Wind2020-01-11: Wind2020-01-11: Wind2020-01-11: Wind2020-04-09: Wind2020-04-09: Wind2020-07-21: Wind2020-08-27: Wind2020-08-25: Wind2020-08-01: Wind2020-06-06: Wind2021-08-03: Wind2021-08-03: Wind2021-08-03: Wind2021-08-03: Wind2021-08-03: Wind2021-08-03: Wind2022-07-23: Wind2022-07-23: Wind2022-06-17: Wind
Roane County within West Virginia. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 431 storm events in Roane County, West Virginia, led by damaging wind.

That is 89.1 events per 100 square miles, below the West Virginia figure of 124.4, and 310.1 per 10,000 residents against 167.7 statewide.

36 events fall in the 12 months to 30 Jun 2026. NCEI attributes 5 deaths and 4 injuries to events in the county, with property damage estimated at $16M and crop damage at $5K.

FEMA has designated the county in 26 federal disaster declarations since 1953; the most recent is Severe Winter Storm (emergency, 24 Jan 2026).

National Flood Insurance Program policyholders in the county filed 189 claims since 1978, of which 154 were paid, totalling $3.3M (about $22K per paid claim). FEMA counts 87 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Very Low" ($9.9M a year across 18 hazards).

6 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

36events, last 12 monthsto 30 Jun 2026
431events since 19505 deaths, 4 injuries recorded
26disaster declarationslast 24 Jan 2026
189NFIP flood claims$3.3M paid

Compared with West Virginia and the United States

MeasureRoane CountyWest VirginiaUS
Recorded events since 195043129,9011,977,440
Events per 100 square miles89.1124.456.0
Events per 10,000 residents310.1167.759.6
Events in the last 12 months361,79062,008
Deaths recorded by NCEI515326,435
Property damage (NCEI estimates)$16M$1.3B$575B
NFIP claims per 1,000 residents13.615.78.1
Average paid NFIP claim$22K$16K$43K
Claims per 100 policies in force, last 10 years10.323.216.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 1
Hail: 1Wind: 1
Hail: 3Tornado: 1
Hail: 12Flood: 9Wind: 21Winter: 8Heat: 8Cold: 12Drought: 7Other: 3
Hail: 13Flood: 20Wind: 36Winter: 10Heat: 10Cold: 11Drought: 5Other: 8
Hail: 8Flood: 18Wind: 42Winter: 25Heat: 2Cold: 6Wildfire: 1Lightning: 1Other: 1
Hail: 3Flood: 30Wind: 52Winter: 29Cold: 3Drought: 10
11950s21960s01970s41980s801990s1132000s1042010s1272020s
Recorded events in Roane County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 229 events in the 20 years to 2025 against 175 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind152
Flood77
Winter72
Hail41
Cold32
Drought22
Heat20
Other12
Tornado1
Wildfire1
Lightning1
HazardEventsDeathsShare of state's events
■ Wind15211.5%detail
■ Flood7731.8%detail
■ Winter72—1.0%detail
■ Hail41—1.3%detail
■ Cold32—1.6%
■ Drought22—2.4%
■ Heat20—2.2%
■ Other1212.2%
■ Tornado1—0.5%
■ Wildfire1—3.1%
■ Lightning1—1.0%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
21 Jan 1999Flash FloodFlood—$250K—1—County
22 May 2001Flash FloodFlood—$35K—1—County
29 May 2019Thunderstorm WindWind58 mph$500—1—County
31 Mar 2017Heavy RainOther———1—County
13 Feb 2024FloodFlood———1—County
9 Apr 1991Thunderstorm WindWind0 mph———2County
20 Mar 2002FloodFlood—$75K——1Forecast zone
21 Apr 2014WildfireWildfire————1Forecast zone
13 Jun 2013Flash FloodFlood—$3.0M———County
23 Jun 2016FloodFlood—$2.5M———County
16 Feb 2003Ice StormWinter—$2.0M———Forecast zone
29 Jun 2012Thunderstorm WindWind64 mph$2.0M———County
1 Mar 1997Flash FloodFlood—$1.5M———County
18 Feb 2000Flash FloodFlood—$900K———County
28 Jun 1998Flash FloodFlood—$750K———County
4 Mar 2015FloodFlood—$350K———County
17 Sep 2004FloodFlood—$250K———Forecast zone
31 Jul 1996Flash FloodFlood—$200K———County
15 Aug 1997Thunderstorm WindWind—$100K———County
2 Mar 1997Flash FloodFlood—$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
24 Jan 2026EM-3639EmergencyWinter StormSevere Winter StormPublic assistance
24 May 2024DR-4787Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesIndividual assistance
30 Jan 2024DR-4756Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesPublic assistance
3 Apr 2020DR-4517Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3450EmergencyBiologicalCovid-19Public assistance
25 Jun 2016DR-4273Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesIndividual assistance, Public assistance
7 Aug 2015DR-4236Major disasterSevere StormSevere Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
21 May 2015DR-4221Major disasterFloodSevere Storms, Flooding, Landslides, And MudslidesPublic assistance
31 Mar 2015DR-4210Major disasterSevere StormSevere Winter Storm, Flooding, Landslides, And MudslidesPublic assistance
10 Jan 2014EM-3366EmergencyChemicalChemical SpillPublic assistance
26 Jul 2013DR-4132Major disasterFloodSevere Storms And FloodingPublic assistance
29 Oct 2012EM-3358EmergencyHurricaneHurricane SandyPublic assistance
23 Jul 2012DR-4071Major disasterSevere StormSevere Storms And Straight-Line WindsIndividual assistance, Public assistance
30 Jun 2012EM-3345EmergencySevere StormSevere StormsPublic assistance
16 Mar 2012DR-4059Major disasterSevere StormSevere Storms, Tornadoes, Flooding, Mudslides, And LandslidesPublic assistance
2 Mar 2010DR-1881Major disasterSnowstormSevere Winter Storm And SnowstormPublic assistance
15 May 2009DR-1838Major disasterSevere StormSevere Storms, Flooding, Mudslides, And LandslidesPublic assistance
5 Sep 2005EM-3221EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
7 Jun 2004DR-1522Major disasterSevere StormSevere Storms, Flooding, And LandslidesIndividual assistance, Public assistance
14 Mar 2003DR-1455Major disasterSevere StormSevere Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding And LandslidesIndividual assistance, Public assistance
3 Jun 2001DR-1378Major disasterSevere StormSevere Storms, Flooding And LandslidesIndividual assistance
28 Feb 2000DR-1319Major disasterFloodFlooding, Severe Storms, And LandslidesIndividual assistance, Public assistance
1 Jul 1998DR-1229Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
7 Mar 1997DR-1168Major disasterFloodHeavy & Wind Driven Rain, High Winds,Flooding,SlidesIndividual assistance, Public assistance
13 Jan 1996DR-1084Major disasterSnowstormBlizzard Of 96 (Severe Snow Storm)Public assistance
17 Mar 1993EM-3109EmergencySnowstormSevere Snowfall & Winter StormPublic assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Roane County, 1978 to 2026 (hover for the amount paid).
Claims since 1978189
Paid claims154
Total paid$3.3M
Average paid claim$22K
Repetitive-loss properties213 severe
Residential policies in force871.3% of 6,673 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202488$113,827$14,228
202211$9,114$9,114
20161917$1,162,628$68,390
201522$107,059$53,530
20133128$957,234$34,187
201110$0—
200965$24,021$4,804
2004107$158,693$22,670
20031815$141,581$9,439
20021712$79,144$6,595
20001815$111,354$7,424
19991413$114,237$8,787
19981510$160,499$16,050
19971814$179,457$12,818
199620$0—
199532$6,041$3,020
199011$2,575$2,575
197854$6,171$1,543

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 45.0 of 100
Expected annual loss$9.9MVery Low
Social vulnerabilityVery High
Community resilienceRelatively Low
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$8,777,733
Cold waveRelatively Low$249,655
Strong windRelatively Low$199,932
Heat waveVery Low$146,993
Ice stormRelatively Low$85,638
LandslideRelatively Moderate$76,043
LightningRelatively Low$74,379
EarthquakeVery Low$58,985
DroughtRelatively Low$58,476
HurricaneVery Low$58,411
HailVery Low$42,568
TornadoVery Low$34,401
Winter weatherRelatively Low$19,559
WildfireVery Low$4,200
AvalancheVery Low$3

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles6
Tracks within 50 miles2
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Hugo198929 mi46 mph
Frederic197956 mi40 mph
Audrey195752 mi46 mph
Unnamed Atlantic storm193467 mi46 mph
Unnamed Atlantic storm191568 mi40 mph
Unnamed Atlantic storm188839 mi52 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Roane County, WV?

NCEI records 41 hail events in Roane County since 1950, in 23 different years; that is about 0.5 recorded events a year. 9 reports were golf-ball size (1.75 in) or larger.

Has Roane County had a tornado?

Yes. NCEI records 1 tornado in Roane County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Roane County?

24 Jan 2026: Severe Winter Storm, a emergency declaration for winter storm. The county appears in 26 declarations since 1953.

How many flood insurance claims have been filed in Roane County, and how much was paid?

189 NFIP claims since 1978, 154 of them paid, for $3.3M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Roane County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Very Low" for expected annual loss, "Very High" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Roane County compare with the rest of West Virginia?

89.1 recorded events per 100 square miles against 124.4 statewide, and 13.6 NFIP claims per 1,000 residents against 15.7. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.