States › Idaho › Clearwater County
Clearwater County, Idaho
Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.
The NCEI record lists 96 events for Clearwater County, Idaho, between 1950 and 2026; damaging wind account for the largest share.
That is 3.9 events per 100 square miles, below the Idaho figure of 14.6, and 107.9 per 10,000 residents against 63.5 statewide.
3 events fall in the 12 months to 30 Jun 2026. NCEI attributes 0 deaths and 1 injury to events in the county, with property damage estimated at $5.3M and crop damage at $451K.
FEMA has designated the county in 15 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides (major disaster, 30 Jun 2026).
National Flood Insurance Program policyholders in the county filed 8 claims since 1978, of which 5 were paid, totalling $37K (about $7K per paid claim). FEMA counts 9 residential flood policies in force.
FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Very Low" ($10M a year across 18 hazards).
Compared with Idaho and the United States
| Measure | Clearwater County | Idaho | US |
|---|---|---|---|
| Recorded events since 1950 | 96 | 12,071 | 1,977,440 |
| Events per 100 square miles | 3.9 | 14.6 | 56.0 |
| Events per 10,000 residents | 107.9 | 63.5 | 59.6 |
| Events in the last 12 months | 3 | 580 | 62,008 |
| Deaths recorded by NCEI | 0 | 134 | 26,435 |
| Property damage (NCEI estimates) | $5.3M | $1.1B | $575B |
| NFIP claims per 1,000 residents | 0.9 | 0.6 | 8.1 |
| Average paid NFIP claim | $7K | $14K | $43K |
| Claims per 100 policies in force, last 10 years | 0.0 | 9.5 | 16.1 |
County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.
Events by decade
Trend: 61 events in the 20 years to 2025 against 24 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.
Events by type
Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.
Largest recorded events
| Date | Event type | Group | Magnitude | Property damage | Crop damage | Deaths | Injuries | Geography |
|---|---|---|---|---|---|---|---|---|
| 5 Feb 2018 | Heavy Rain | Other | — | $1.5M | — | — | 1 | County |
| 16 Mar 2017 | Flood | Flood | — | $3.0M | — | — | — | County |
| 13 Mar 2026 | Flood | Flood | — | $500K | $10K | — | — | County |
| 14 Aug 2014 | Hail | Hail | 1.25 in | $104K | $175K | — | — | County |
| 14 Aug 2014 | Hail | Hail | 1.25 in | — | $250K | — | — | County |
Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.
Federal disaster declarations
| Declared | Number | Type | Incident | Title | Programs |
|---|---|---|---|---|---|
| 30 Jun 2026 | DR-4917 | Major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides | Public assistance |
| 7 Apr 2026 | DR-4905 | Major disaster | Straight-Line Winds | Straight-Line Winds | Public assistance |
| 9 Apr 2020 | DR-4534 | Major disaster | Biological | Covid-19 Pandemic | Individual assistance, Public assistance |
| 13 Mar 2020 | EM-3467 | Emergency | Biological | Covid-19 | Public assistance |
| 18 May 2017 | DR-4313 | Major disaster | Flood | Severe Storms, Flooding, Landslides, And Mudslides | Public assistance |
| 15 Aug 2015 | FM-5105 | Fire management assistance | Fire | Municipal Fire | Public assistance |
| 20 May 2011 | DR-1987 | Major disaster | Flood | Flooding, Landslides, And Mudslides | Public assistance |
| 13 Sep 2005 | EM-3244 | Emergency | Hurricane | Hurricane Katrina | Public assistance |
| 1 Sep 2000 | DR-1341 | Major disaster | Fire | Wildfires | Individual assistance |
| 4 Jan 1997 | DR-1154 | Major disaster | Severe Storm | Severe Storms, Flooding, Mud And Landslides | Individual assistance, Public assistance |
| 11 Feb 1996 | DR-1102 | Major disaster | Severe Storm | Severe Storms And Flooding | Individual assistance, Public assistance |
| 22 May 1980 | DR-624 | Major disaster | Volcanic Eruption | Volcanic Eruption, Mt. St. Helens | Individual assistance, Public assistance |
| 25 Jan 1974 | DR-415 | Major disaster | Flood | Severe Storms, Snowmelt & Flooding | Individual assistance, Public assistance |
| 30 Aug 1967 | DR-231 | Major disaster | Fire | Forest Fires | Individual assistance, Public assistance |
| 31 Dec 1964 | DR-186 | Major disaster | Flood | Heavy Rains & Flooding | Individual assistance, Public assistance |
Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.
Flood insurance claims
| Year of loss | Claims | Paid claims | Amount paid | Average paid |
|---|---|---|---|---|
| 2009 | 1 | 1 | $27,298 | $27,298 |
| 2008 | 1 | 1 | $5,980 | $5,980 |
| 2005 | 1 | 0 | $0 | — |
| 1996 | 3 | 3 | $3,271 | $1,090 |
| 1982 | 2 | 0 | $0 | — |
OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).
National Risk Index
| Hazard (NRI) | Risk rating | Expected annual loss |
|---|---|---|
| Inland flooding | $5,432,452 | |
| Wildfire | $3,850,658 | |
| Avalanche | $456,668 | |
| Landslide | $239,003 | |
| Heat wave | $79,568 | |
| Cold wave | $48,032 | |
| Earthquake | $25,319 | |
| Winter weather | $24,630 | |
| Strong wind | $18,626 | |
| Hail | $13,726 | |
| Lightning | $10,406 | |
| Tornado | $6,699 | |
| Ice storm | $2,832 | |
| Drought | $53 |
FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.
Hurricane and tropical storm passes
No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).
ZIP codes with flood claims
- 83544 6
ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.
Questions and answers
How often does it hail in Clearwater County, ID?
NCEI records 35 hail events in Clearwater County since 1950, in 18 different years; that is about 0.5 recorded events a year. 8 reports were golf-ball size (1.75 in) or larger.
Has Clearwater County had a tornado?
Yes. NCEI records 1 tornado in Clearwater County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.
When was the last federal disaster declaration for Clearwater County?
30 Jun 2026: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides, a major disaster declaration for severe storm. The county appears in 15 declarations since 1953.
How many flood insurance claims have been filed in Clearwater County, and how much was paid?
8 NFIP claims since 1978, 5 of them paid, for $37K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.
Is Clearwater County in the National Risk Index's high-risk band?
FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Very Low" for expected annual loss, "Very High" for social vulnerability and "Very Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.
How does Clearwater County compare with the rest of Idaho?
3.9 recorded events per 100 square miles against 14.6 statewide, and 0.9 NFIP claims per 1,000 residents against 0.6. The comparison table on this page shows each measure beside the state and national figures.
Provenance
Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.