County Hazards

States › Indiana › Henry County

Henry County, Indiana

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 18065 · 48,935 residents (2021) · 392 sq mi · dominant hazard Wind

Hail · 69Tornado · 23Flood · 27Wind · 178Winter · 46
1974-04-03: Hail1978-04-23: Hail1980-08-11: Hail1986-09-26: Hail1990-08-28: Hail1992-06-18: Hail1992-06-18: Hail1996-06-23: Hail1996-06-23: Hail1996-06-23: Hail1997-07-02: Hail1997-07-02: Hail1997-03-28: Hail2000-05-18: Hail2000-05-18: Hail2001-06-12: Hail2001-10-24: Hail2003-03-20: Hail2003-05-10: Hail2003-07-08: Hail2005-05-11: Hail2005-05-11: Hail2005-05-11: Hail2005-05-11: Hail2006-04-07: Hail2006-04-07: Hail2006-04-07: Hail2006-04-07: Hail2006-05-25: Hail2006-06-19: Hail2006-07-18: Hail2006-07-18: Hail2006-07-18: Hail2006-06-19: Hail2006-06-19: Hail2006-06-19: Hail2006-06-19: Hail2006-05-25: Hail2006-05-25: Hail2006-05-25: Hail2006-06-19: Hail2006-05-18: Hail2007-08-19: Hail2008-05-30: Hail2009-05-30: Hail2009-06-02: Hail2009-08-04: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-09-26: Hail2012-03-02: Hail2014-05-11: Hail2017-07-11: Hail2018-06-07: Hail2019-05-30: Hail2019-05-30: Hail2019-08-18: Hail2021-06-18: Hail2021-06-18: Hail2023-01-19: Hail2024-03-14: Hail1957-04-05: Tornado1958-06-08: Tornado1958-04-05: Tornado1962-06-18: Tornado1965-05-18: Tornado1965-04-08: Tornado1972-05-14: Tornado1974-04-03: Tornado1974-04-03: Tornado1974-04-01: Tornado1976-03-20: Tornado1986-03-10: Tornado1992-06-18: Tornado1997-07-02: Tornado1998-06-11: Tornado1998-06-11: Tornado2000-06-20: Tornado2000-06-20: Tornado2002-07-09: Tornado2002-09-20: Tornado2005-09-15: Tornado2019-05-27: Tornado2019-05-27: Tornado2008-01-08: Flood2008-06-09: Flood2008-06-04: Flood2008-06-04: Flood2010-07-13: Flood2016-08-28: Flood2017-05-24: Flood2017-05-24: Flood2024-08-01: Flood2025-04-04: Flood1955-11-15: Wind1957-07-04: Wind1957-07-04: Wind1958-08-11: Wind1962-06-18: Wind1963-05-28: Wind1964-04-03: Wind1974-06-20: Wind1974-05-30: Wind1980-06-07: Wind1980-06-07: Wind1980-06-07: Wind1980-07-05: Wind1980-08-07: Wind1981-06-13: Wind1982-06-15: Wind1982-05-31: Wind1983-05-02: Wind1983-05-02: Wind1983-07-23: Wind1983-07-23: Wind1983-07-23: Wind1983-09-06: Wind1985-06-13: Wind1986-05-15: Wind1987-06-29: Wind1989-07-11: Wind1989-05-25: Wind1989-05-25: Wind1989-09-09: Wind1990-08-28: Wind1990-06-03: Wind1990-06-03: Wind1990-08-19: Wind1990-07-09: Wind1991-05-17: Wind1991-05-17: Wind1991-03-27: Wind1992-07-14: Wind1992-07-14: Wind1992-10-08: Wind1996-06-14: Wind1997-07-02: Wind1998-12-06: Wind1998-06-22: Wind1998-06-19: Wind1998-07-19: Wind1998-08-24: Wind1998-06-12: Wind1998-11-10: Wind1999-07-26: Wind1999-05-17: Wind1999-05-17: Wind1999-07-31: Wind2000-06-20: Wind2000-06-14: Wind2000-08-09: Wind2000-08-06: Wind2000-09-20: Wind2001-06-12: Wind2001-07-08: Wind2002-07-29: Wind2002-06-27: Wind2003-09-01: Wind2003-05-11: Wind2003-05-01: Wind2003-04-20: Wind2003-04-20: Wind2003-07-04: Wind2003-07-08: Wind2003-07-07: Wind2004-05-23: Wind2004-05-23: Wind2004-05-23: Wind2005-05-11: Wind2005-06-30: Wind2005-06-30: Wind2005-06-30: Wind2005-06-28: Wind2005-08-10: Wind2005-07-21: Wind2005-09-19: Wind2005-09-19: Wind2005-09-19: Wind2005-09-19: Wind2006-05-25: Wind2007-06-27: Wind2007-08-19: Wind2007-06-27: Wind2007-09-25: Wind2007-06-17: Wind2007-08-08: Wind2007-08-08: Wind2007-08-08: Wind2008-01-29: Wind2008-06-03: Wind2008-05-11: Wind2008-05-30: Wind2008-05-30: Wind2008-05-30: Wind2008-05-11: Wind2008-06-26: Wind2008-06-26: Wind2008-06-26: Wind
Henry County within Indiana. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Henry County, Indiana, has 369 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 94.2 events per 100 square miles, below the Indiana figure of 120.7, and 75.4 per 10,000 residents against 63.5 statewide.

16 events fall in the 12 months to 30 Jun 2026. NCEI attributes 2 deaths and 14 injuries to events in the county, with property damage estimated at $36M and crop damage at $37K.

FEMA has designated the county in 20 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (major disaster, 25 Aug 2026).

National Flood Insurance Program policyholders in the county filed 33 claims since 1978, of which 23 were paid, totalling $601K (about $26K per paid claim). FEMA counts 48 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($15M a year across 18 hazards).

4 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

16events, last 12 monthsto 30 Jun 2026
369events since 19502 deaths, 14 injuries recorded
20disaster declarationslast 25 Aug 2026
33NFIP flood claims$601K paid

Compared with Indiana and the United States

MeasureHenry CountyIndianaUS
Recorded events since 195036943,2291,977,440
Events per 100 square miles94.2120.756.0
Events per 10,000 residents75.463.559.6
Events in the last 12 months161,59762,008
Deaths recorded by NCEI255026,435
Property damage (NCEI estimates)$36M$4.5B$575B
NFIP claims per 1,000 residents0.72.98.1
Average paid NFIP claim$26K$20K$43K
Claims per 100 policies in force, last 10 years45.817.316.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 3Wind: 4
Tornado: 3Wind: 3
Hail: 2Tornado: 5Wind: 2
Hail: 2Tornado: 1Wind: 21
Hail: 10Tornado: 4Flood: 8Wind: 36Winter: 8Heat: 1Cold: 1Lightning: 1Fog: 1
Hail: 37Tornado: 5Flood: 13Wind: 56Winter: 15Lightning: 3
Hail: 14Tornado: 2Flood: 4Wind: 39Winter: 15Drought: 5Lightning: 1Fog: 1
Hail: 4Flood: 2Wind: 17Winter: 8Heat: 1Cold: 5Drought: 6
71950s61960s91970s241980s701990s1292000s812010s432020s
Recorded events in Henry County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtLightningFog NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 172 events in the 20 years to 2025 against 149 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind178
Hail69
Winter46
Flood27
Tornado23
Drought11
Cold6
Lightning5
Heat2
Fog2
HazardEventsDeathsShare of state's events
■ Wind178—1.0%detail
■ Hail69—0.9%detail
■ Winter46—0.8%detail
■ Flood2710.4%detail
■ Tornado23—1.1%detail
■ Drought11—2.0%
■ Cold6—0.6%
■ Lightning5—1.3%
■ Heat2—0.3%
■ Fog210.4%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
19 Nov 2019Dense FogFog—$40K—13Forecast zone
4 Jun 2008Flash FloodFlood—$10K—1—County
3 Apr 1974TornadoTornadoF4———6County
3 Apr 1974TornadoTornadoF4$25M———County
23 Jul 2011LightningLightning————2County
1 Sep 2003Thunderstorm WindWind69 mph$200K——1County
5 Apr 1957TornadoTornadoF2$25K——1County
14 May 1972TornadoTornadoF4$25K——1County
18 May 2000HailHail3.00 in$5.0M———County
20 Sep 2002TornadoTornadoF2$2.0M$10K——County
11 Jun 1998TornadoTornadoF1$800K———County
22 Jul 2004LightningLightning—$500K———County
8 Jun 1958TornadoTornadoF2$250K———County
18 Jun 1962TornadoTornadoF3$250K———County
10 Mar 1986TornadoTornadoF2$250K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
25 Aug 2026DR-4933Major disasterFloodSevere Storms, Straight-Line Winds, Tornadoes, And FloodingIndividual assistance, Public assistance
15 Aug 2026EM-3651EmergencyFloodSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
24 Jan 2026EM-3641EmergencyWinter StormSevere Winter StormPublic assistance
3 Apr 2020DR-4515Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3456EmergencyBiologicalCovid-19Public assistance
8 Jun 2008DR-1766Major disasterSevere StormSevere Storms, Flooding, And TornadoesIndividual assistance, Public assistance
12 Mar 2007EM-3274EmergencySnowstormSnowPublic assistance
10 Sep 2005EM-3238EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
21 Jan 2005DR-1573Major disasterSevere StormSevere Winter Storms And FloodingIndividual assistance, Public assistance
11 Jan 2005EM-3197EmergencySnowstormSnowPublic assistance
3 Jun 2004DR-1520Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
5 Sep 2003DR-1487Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
11 Jul 2003DR-1476Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
25 Sep 2002DR-1433Major disasterSevere StormSevere Storms And TornadoesIndividual assistance
15 Jan 1999EM-3135EmergencySnowstormIn-Winter Storm 12/23/98Public assistance
2 Apr 1996DR-1109Major disasterFloodBlizzard Of 96Public assistance
29 Mar 1991DR-899Major disasterSevere Ice StormSevere Ice StormPublic assistance
5 Jan 1991DR-891Major disasterFloodSevere Storms & FloodingIndividual assistance
2 Feb 1977EM-3028EmergencySnowstormSnowstormsPublic assistance
4 Apr 1974DR-423Major disasterTornadoTornadoesIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Henry County, 1978 to 2026 (hover for the amount paid).
Claims since 197833
Paid claims23
Total paid$601K
Average paid claim$26K
Repetitive-loss properties20 severe
Residential policies in force480.2% of 20,594 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
20261711$501,847$45,622
202511$2,618$2,618
202011$10,834$10,834
201731$5,378$5,378
201511$7,508$7,508
201411$5,919$5,919
201032$31,496$15,748
200611$8,112$8,112
200411$4,136$4,136
200210$0—
200011$851$851
199711$335$335
199211$22,143$22,143

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 44.8 of 100
Expected annual loss$15MRelatively Low
Social vulnerabilityRelatively Low
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$7,953,139
TornadoRelatively Moderate$4,268,538
EarthquakeRelatively Low$718,130
HailRelatively Low$451,320
Strong windRelatively Low$431,148
Cold waveRelatively Low$320,276
LightningRelatively Low$202,116
Heat waveVery Low$113,465
Ice stormRelatively Low$111,287
Winter weatherRelatively Low$68,229
DroughtRelatively Low$62,074
HurricaneVery Low$6,535
WildfireVery Low$3,040
LandslideVery Low$1,249

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles4
Tracks within 50 miles2
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Ike200899 mi58 mph
Unnamed Atlantic storm191544 mi40 mph
Unnamed Atlantic storm190246 mi40 mph
Unnamed Atlantic storm189277 mi52 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Henry County, IN?

NCEI records 69 hail events in Henry County since 1950, in 26 different years; that is about 0.9 recorded events a year. 21 reports were golf-ball size (1.75 in) or larger.

Has Henry County had a tornado?

Yes. NCEI records 23 tornadoes in Henry County since 1950, 11 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Henry County?

25 Aug 2026: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding, a major disaster declaration for flood. The county appears in 20 declarations since 1953.

How many flood insurance claims have been filed in Henry County, and how much was paid?

33 NFIP claims since 1978, 23 of them paid, for $601K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Henry County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Henry County compare with the rest of Indiana?

94.2 recorded events per 100 square miles against 120.7 statewide, and 0.7 NFIP claims per 1,000 residents against 2.9. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.