County Hazards

States › Missouri › Newton County

Newton County, Missouri

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 29145 · 59,386 residents (2021) · 625 sq mi · dominant hazard Hail

Hail · 345Tornado · 54Flood · 244Wind · 276Winter · 52
2026-03-06: Hail2025-09-16: Hail2025-04-29: Hail2025-04-20: Hail2024-10-30: Hail2024-05-26: Hail2024-05-26: Hail2024-05-26: Hail2024-05-26: Hail2024-05-26: Hail2024-05-26: Hail2024-05-26: Hail2024-05-08: Hail2024-05-08: Hail2024-05-08: Hail2024-05-08: Hail2024-05-08: Hail2024-05-08: Hail2024-05-08: Hail2023-09-08: Hail2023-08-13: Hail2023-08-13: Hail2023-04-05: Hail2022-05-15: Hail2022-04-11: Hail2021-04-09: Hail2021-03-17: Hail2021-03-17: Hail2020-11-24: Hail2020-07-16: Hail2020-07-16: Hail2020-07-16: Hail2020-05-22: Hail2020-05-22: Hail2020-05-04: Hail2020-05-04: Hail2020-05-04: Hail2020-05-04: Hail2020-05-04: Hail2020-04-28: Hail2020-03-11: Hail2020-03-11: Hail2019-10-10: Hail2019-05-20: Hail2019-05-06: Hail2019-05-06: Hail2019-04-30: Hail2019-02-06: Hail2018-08-16: Hail2018-08-16: Hail2018-07-20: Hail2018-07-20: Hail2018-07-20: Hail2018-05-19: Hail2017-07-07: Hail2017-05-27: Hail2017-05-27: Hail2017-05-27: Hail2017-05-27: Hail2017-05-27: Hail2017-05-27: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-05-11: Hail2017-04-29: Hail2017-04-04: Hail2017-04-04: Hail2017-03-21: Hail2017-03-09: Hail2017-03-09: Hail2017-03-09: Hail2017-03-09: Hail2017-03-09: Hail2017-03-01: Hail2017-03-01: Hail2017-03-01: Hail2016-08-25: Hail2016-03-30: Hail2016-03-30: Hail2016-03-23: Hail2015-08-17: Hail2015-04-22: Hail2015-04-22: Hail2015-04-02: Hail2015-03-25: Hail2015-03-25: Hail2015-03-25: Hail2015-03-25: Hail2015-03-25: Hail2015-03-25: Hail2015-03-25: Hail2015-03-25: Hail2015-03-24: Hail2015-03-24: Hail2015-03-24: Hail2014-09-18: Hail2014-06-05: Hail2014-06-05: Hail2014-05-12: Hail2014-05-12: Hail2014-04-27: Hail2013-05-19: Hail2013-05-19: Hail2013-04-18: Hail2013-03-30: Hail2013-03-30: Hail2012-08-16: Hail2012-08-04: Hail2012-04-15: Hail2012-04-13: Hail2011-05-20: Hail2011-05-12: Hail1954-03-24: Tornado1956-02-24: Tornado1958-05-31: Tornado1961-03-12: Tornado1962-06-02: Tornado1962-06-09: Tornado1967-01-27: Tornado1968-04-19: Tornado1970-10-26: Tornado1971-02-04: Tornado1971-12-14: Tornado1974-06-08: Tornado1974-06-08: Tornado1974-04-13: Tornado1975-04-24: Tornado1976-03-26: Tornado1983-04-29: Tornado1985-05-29: Tornado1985-05-29: Tornado1991-04-26: Tornado1993-10-08: Tornado1994-09-25: Tornado1994-09-25: Tornado1996-09-26: Tornado2001-04-15: Tornado2001-04-15: Tornado2001-05-20: Tornado2002-12-17: Tornado2003-05-04: Tornado2004-07-04: Tornado2005-06-13: Tornado2005-06-30: Tornado2005-06-30: Tornado2006-03-12: Tornado2006-03-12: Tornado2008-03-31: Tornado2008-03-31: Tornado2008-05-10: Tornado2011-05-22: Tornado2011-05-22: Tornado2011-05-22: Tornado2013-05-20: Tornado2014-09-01: Tornado2014-09-01: Tornado2014-09-01: Tornado2015-05-16: Tornado2016-04-26: Tornado2017-05-19: Tornado2017-05-10: Tornado2017-04-04: Tornado2018-08-19: Tornado2021-10-11: Tornado2023-02-27: Tornado2025-04-29: Tornado2026-06-14: Flood2026-06-08: Flood2026-06-08: Flood2026-06-08: Flood2026-06-08: Flood2026-06-08: Flood2025-06-06: Flood2025-06-06: Flood2025-06-04: Flood2025-04-30: Flood2025-04-20: Flood2024-07-08: Flood2023-08-13: Flood2023-08-13: Flood2023-08-13: Flood2023-08-13: Flood2023-07-21: Flood2023-03-24: Flood2023-03-24: Flood2023-03-24: Flood2023-03-24: Flood2022-05-05: Flood2022-05-05: Flood2022-05-05: Flood2022-05-05: Flood2022-04-21: Flood2022-04-21: Flood2022-04-21: Flood2021-07-17: Flood2021-07-17: Flood2021-07-17: Flood2021-07-17: Flood2021-06-28: Flood2021-06-28: Flood2021-06-27: Flood2021-06-26: Flood2021-06-26: Flood2021-06-26: Flood2021-06-26: Flood2021-06-26: Flood2021-06-26: Flood2021-06-26: Flood2021-06-26: Flood2021-05-27: Flood2021-05-27: Flood2021-05-27: Flood2021-03-13: Flood2021-03-13: Flood2021-03-13: Flood2020-05-27: Flood2020-05-26: Flood2020-05-22: Flood2020-03-19: Flood2020-03-19: Flood2020-01-10: Flood2019-10-10: Flood2019-10-10: Flood2019-08-22: Flood2019-06-23: Flood2019-06-23: Flood2019-06-23: Flood2019-06-23: Flood2019-06-23: Flood2019-06-17: Flood2019-06-17: Flood2019-06-17: Flood2019-06-17: Flood2019-05-23: Flood2019-05-21: Flood2019-05-21: Flood2019-05-21: Flood2019-05-20: Flood2019-04-30: Flood2018-06-26: Flood2018-02-24: Flood2018-02-24: Flood2018-02-24: Flood2017-08-11: Flood2017-05-11: Flood2017-05-11: Flood2017-05-11: Flood2017-04-30: Flood2017-04-29: Flood2017-04-29: Flood2017-04-26: Flood2017-04-21: Flood2017-04-21: Flood2017-04-21: Flood2017-04-16: Flood2016-06-01: Flood2016-06-01: Flood2016-06-01: Flood2015-12-27: Flood2015-12-27: Flood2015-12-27: Flood2015-12-27: Flood2015-12-26: Flood2015-11-27: Flood2015-11-27: Flood2015-11-27: Flood2015-11-17: Flood2015-07-09: Flood2015-05-29: Flood2015-04-17: Flood2014-10-10: Flood2014-06-05: Flood2013-08-08: Flood2013-05-10: Flood2013-05-09: Flood2013-04-10: Flood2012-04-14: Flood2012-03-19: Flood2012-03-19: Flood2011-05-24: Flood2011-05-23: Flood2011-05-23: Flood2011-05-23: Flood2011-05-23: Flood2011-04-25: Flood2011-04-25: Flood2026-06-13: Wind2026-06-13: Wind2026-06-08: Wind2026-04-27: Wind2026-04-26: Wind2026-04-23: Wind2026-04-23: Wind2025-06-06: Wind2025-06-06: Wind2025-05-19: Wind2025-04-29: Wind2025-04-29: Wind2025-04-29: Wind2025-04-29: Wind2024-08-16: Wind2024-08-16: Wind2024-08-16: Wind2024-06-26: Wind2024-06-26: Wind2024-05-26: Wind2024-05-26: Wind2024-05-08: Wind2024-05-06: Wind2024-05-06: Wind2024-05-06: Wind2024-05-06: Wind2024-05-06: Wind2024-05-06: Wind2024-05-06: Wind2024-03-14: Wind2023-09-05: Wind2023-07-30: Wind2023-07-14: Wind2023-07-14: Wind2023-07-13: Wind2023-06-18: Wind2023-06-18: Wind2023-06-18: Wind2023-06-18: Wind2023-06-18: Wind2023-06-18: Wind2023-05-13: Wind2023-02-27: Wind2023-02-27: Wind2023-02-27: Wind2022-08-09: Wind2022-08-08: Wind2022-08-08: Wind2022-05-18: Wind2022-04-11: Wind2022-04-11: Wind2021-09-20: Wind2021-09-20: Wind2021-09-20: Wind2021-09-20: Wind2021-09-20: Wind2021-09-20: Wind2021-09-20: Wind2021-07-31: Wind2021-07-17: Wind2021-06-11: Wind2020-11-24: Wind2020-11-14: Wind2020-11-14: Wind2020-08-10: Wind2020-08-10: Wind2020-07-16: Wind2020-07-16: Wind2020-07-16: Wind2020-07-16: Wind2020-05-25: Wind2020-04-28: Wind2020-04-28: Wind2019-10-20: Wind2019-10-20: Wind2019-10-10: Wind2019-08-30: Wind2019-08-30: Wind2019-07-21: Wind2019-07-10: Wind2019-05-23: Wind2019-05-21: Wind2019-05-20: Wind2019-05-19: Wind2019-05-19: Wind2019-05-19: Wind2019-04-17: Wind2019-02-06: Wind2019-02-06: Wind2018-12-01: Wind2018-11-30: Wind2018-08-09: Wind2018-07-12: Wind2018-06-26: Wind2018-05-20: Wind2018-05-06: Wind2017-05-19: Wind2017-05-19: Wind2017-05-19: Wind2017-05-19: Wind2017-05-10: Wind2017-05-10: Wind2017-04-04: Wind2017-04-04: Wind2017-04-04: Wind2017-03-06: Wind
Newton County within Missouri. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Newton County, Missouri, has 1,055 weather events in the NCEI Storm Events record since 1950, most of them hail.

That is 168.9 events per 100 square miles, above the Missouri figure of 106.7, and 177.7 per 10,000 residents against 118.9 statewide.

20 events fall in the 12 months to 30 Jun 2026. NCEI attributes 22 deaths and 256 injuries to events in the county, with property damage estimated at $130M and crop damage at $36M.

FEMA has designated the county in 29 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (major disaster, 3 Aug 2026).

National Flood Insurance Program policyholders in the county filed 215 claims since 1978, of which 176 were paid, totalling $5.4M (about $31K per paid claim). FEMA counts 143 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($35M a year across 18 hazards).

2 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

20events, last 12 monthsto 30 Jun 2026
1,055events since 195022 deaths, 256 injuries recorded
29disaster declarationslast 3 Aug 2026
215NFIP flood claims$5.4M paid

Compared with Missouri and the United States

MeasureNewton CountyMissouriUS
Recorded events since 19501,05573,3391,977,440
Events per 100 square miles168.9106.756.0
Events per 10,000 residents177.7118.959.6
Events in the last 12 months201,92062,008
Deaths recorded by NCEI221,00926,435
Property damage (NCEI estimates)$130M$12B$575B
NFIP claims per 1,000 residents3.68.38.1
Average paid NFIP claim$31K$23K$43K
Claims per 100 policies in force, last 10 years70.651.016.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 3Tornado: 3Wind: 4
Hail: 2Tornado: 5Wind: 3
Hail: 9Tornado: 8Wind: 11
Hail: 20Tornado: 3Wind: 15
Hail: 49Tornado: 5Flood: 20Wind: 35Winter: 5Heat: 2Drought: 1
Hail: 118Tornado: 14Flood: 84Wind: 59Winter: 16Heat: 4Cold: 3Drought: 7Wildfire: 1Other: 3
Hail: 102Tornado: 13Flood: 85Wind: 76Winter: 10Heat: 3Cold: 1Drought: 13Lightning: 2Other: 17
Hail: 42Tornado: 3Flood: 55Wind: 73Winter: 21Cold: 5Drought: 16Other: 6
101950s101960s281970s381980s1171990s3092000s3222010s2212020s
Recorded events in Newton County by decade and hazard group. HailTornadoFloodWindWinterHeatColdDroughtWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 656 events in the 20 years to 2025 against 307 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Hail345
Wind276
Flood244
Tornado54
Winter52
Drought37
Other26
Heat9
Cold9
Lightning2
Wildfire1
HazardEventsDeathsShare of state's events
■ Hail345—1.7%detail
■ Wind276—1.3%detail
■ Flood24422.3%detail
■ Tornado54171.7%detail
■ Winter5230.8%detail
■ Drought37—1.5%
■ Other26—2.1%
■ Heat9—0.2%
■ Cold9—0.5%
■ Lightning2—0.7%
■ Wildfire1—1.0%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
10 May 2008TornadoTornadoEF4$35M—14200County
24 Apr 1975TornadoTornadoF4$25M—322County
1 Feb 2011BlizzardWinter—$25K—21Forecast zone
16 Dec 2016Winter WeatherWinter—$50K—12Forecast zone
8 May 2002FloodFlood—$10K—1—Forecast zone
14 Jun 2026FloodFlood———1—County
8 Jun 1974TornadoTornadoF1$2.5M——6County
12 Mar 1961TornadoTornadoF2$250K——6County
12 Jan 2007Ice StormWinter—$40M———Forecast zone
31 Mar 2008TornadoTornadoEF0$100K——3County
1 Dec 2025Winter WeatherWinter————3Forecast zone
1 Sep 2014Thunderstorm WindWind70 mph$250K——2County
28 Jun 2014Thunderstorm WindWind60 mph$10K——2County
1 Aug 2011DroughtDrought——$15M——Forecast zone
1 Aug 2012DroughtDrought—$1.8M$11M——Forecast zone
15 Apr 2001TornadoTornadoF1$2.0M——1County
12 Mar 2006TornadoTornadoF1$200K——1County
11 Apr 2001Thunderstorm WindWind—$25K——1County
7 Jul 2016Thunderstorm WindWind60 mph$20K——1County
2 Feb 2022Winter StormWinter————1Forecast zone

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
3 Aug 2026DR-4929Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
9 Jun 2025DR-4876Major disasterSevere StormSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
26 Mar 2020DR-4490Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3482EmergencyBiologicalCovid-19Public assistance
9 Jul 2019DR-4451Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
2 Jun 2017DR-4317Major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds And FloodingIndividual assistance, Public assistance
21 Jan 2016DR-4250Major disasterFloodSevere Storms, Tornadoes, Straight-Line Winds, And FloodingIndividual assistance, Public assistance
2 Jan 2016EM-3374EmergencyFloodSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
9 May 2011DR-1980Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
23 Mar 2011DR-1961Major disasterSevere StormSevere Winter Storm And SnowstormPublic assistance
3 Feb 2011EM-3317EmergencySevere StormSevere Winter StormPublic assistance
19 Jun 2009DR-1847Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
30 Jan 2009EM-3303EmergencySevere Ice StormSevere Winter StormPublic assistance
23 May 2008DR-1760Major disasterSevere StormSevere Storms And TornadoesIndividual assistance
19 Mar 2008DR-1749Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
5 Feb 2008DR-1742Major disasterSevere StormSevere Storms, Tornadoes, And FloodingPublic assistance
27 Dec 2007DR-1736Major disasterSevere Ice StormSevere Winter StormsPublic assistance
12 Dec 2007EM-3281EmergencySevere Ice StormSevere Winter StormsPublic assistance
15 Jan 2007DR-1676Major disasterSevere Ice StormSevere Winter Storms And FloodingPublic assistance
16 Mar 2006DR-1631Major disasterSevere StormSevere Storms, Tornadoes And FloodingIndividual assistance
10 Sep 2005EM-3232EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
6 May 2003DR-1463Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance
6 May 2002DR-1412Major disasterSevere StormSevere Storms, Tornadoes And FloodingIndividual assistance
2 Jun 1995DR-1054Major disasterSevere StormSevere Storms, Tornadoes, Hail, FloodingIndividual assistance
9 Jul 1993DR-995Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
21 Jul 1976DR-516Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
3 May 1975DR-466Major disasterTornadoTornadoes, High Winds & HailIndividual assistance, Public assistance
10 Jun 1974DR-439Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
19 Apr 1973DR-372Major disasterSevere StormHeavy Rains, Tornadoes & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Newton County, 1978 to 2026 (hover for the amount paid).
Claims since 1978215
Paid claims176
Total paid$5.4M
Average paid claim$31K
Repetitive-loss properties307 severe
Residential policies in force1430.6% of 23,399 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202655$134,861$26,972
202411$26,654$26,654
202210$0—
202111$10,038$10,038
20193127$952,384$35,273
20176256$1,861,381$33,239
201610$0—
20152921$1,545,388$73,590
20112819$143,609$7,558
201011$14,721$14,721
200999$232,008$25,779
20081513$326,789$25,138
200411$460$460
200355$27,087$5,417
200111$9,340$9,340
200021$422$422
199721$633$633
199611$23,596$23,596
199554$22,570$5,642
199353$48,931$16,310
199220$0—
199110$0—
198644$7,259$1,815
198311$1,161$1,161
198011$96$96

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 77.5 of 100
Expected annual loss$35MRelatively Low
Social vulnerabilityRelatively Moderate
Community resilienceRelatively Low
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Moderate$18,446,097
TornadoRelatively Moderate$5,879,919
Heat waveRelatively Moderate$2,871,429
Ice stormVery High$1,801,634
Cold waveRelatively Moderate$1,724,339
Strong windRelatively High$1,490,507
HailRelatively Moderate$953,927
DroughtRelatively Moderate$781,122
EarthquakeRelatively Low$737,953
LightningRelatively Moderate$313,939
WildfireRelatively Low$296,667
Winter weatherRelatively Moderate$156,407
HurricaneVery Low$26,767
LandslideVery Low$1,318

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles2
Tracks within 50 miles0
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Carla196154 mi40 mph
Unnamed Atlantic storm190277 mi40 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Newton County, MO?

NCEI records 345 hail events in Newton County since 1950, in 52 different years; that is about 4.5 recorded events a year. 75 reports were golf-ball size (1.75 in) or larger.

Has Newton County had a tornado?

Yes. NCEI records 54 tornadoes in Newton County since 1950, 11 of them rated (E)F2 or stronger. Tornado deaths recorded: 17.

When was the last federal disaster declaration for Newton County?

3 Aug 2026: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding, a major disaster declaration for severe storm. The county appears in 29 declarations since 1953.

How many flood insurance claims have been filed in Newton County, and how much was paid?

215 NFIP claims since 1978, 176 of them paid, for $5.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Newton County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Newton County compare with the rest of Missouri?

168.9 recorded events per 100 square miles against 106.7 statewide, and 3.6 NFIP claims per 1,000 residents against 8.3. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.