County Hazards

States › Ohio › Paulding County

Paulding County, Ohio

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 39125 · 18,871 residents (2021) · 416 sq mi · dominant hazard Wind

Hail · 49Tornado · 16Flood · 20Wind · 143Winter · 84
1980-07-12: Hail1985-03-28: Hail1988-05-09: Hail1992-06-23: Hail1992-02-18: Hail1998-06-12: Hail1999-05-17: Hail1999-04-10: Hail2000-08-02: Hail2001-08-22: Hail2001-08-22: Hail2001-08-22: Hail2001-08-22: Hail2003-08-01: Hail2003-07-04: Hail2003-07-04: Hail2004-05-17: Hail2004-06-13: Hail2005-04-20: Hail2005-05-11: Hail2005-07-21: Hail2005-09-22: Hail2006-06-22: Hail2006-06-19: Hail2006-06-19: Hail2006-06-19: Hail2006-06-19: Hail2006-05-17: Hail2006-05-17: Hail2007-05-01: Hail2008-06-25: Hail2008-06-25: Hail2010-05-05: Hail2010-05-07: Hail2011-08-24: Hail2011-05-25: Hail2011-05-25: Hail2011-04-19: Hail2012-09-07: Hail2014-07-26: Hail2014-07-26: Hail2016-03-27: Hail2016-03-27: Hail2017-04-19: Hail2017-02-28: Hail2019-06-01: Hail2019-05-28: Hail2024-09-24: Hail1974-04-03: Tornado1974-04-03: Tornado1974-04-03: Tornado1974-04-03: Tornado1977-06-30: Tornado1980-07-05: Tornado1989-06-03: Tornado2002-11-10: Tornado2010-10-26: Tornado2010-10-26: Tornado2013-11-17: Tornado2016-08-24: Tornado2023-03-31: Tornado2024-05-07: Tornado2024-05-07: Tornado2025-04-02: Tornado2008-02-06: Flood2010-05-21: Flood2011-05-25: Flood2015-06-27: Flood2015-06-15: Flood2015-06-27: Flood2017-06-30: Flood1975-01-10: Wind1980-04-08: Wind1980-04-08: Wind1980-04-08: Wind1980-04-08: Wind1982-06-15: Wind1984-08-04: Wind1984-08-08: Wind1984-08-08: Wind1985-09-09: Wind1986-06-27: Wind1986-09-12: Wind1986-09-26: Wind1986-08-26: Wind1986-05-06: Wind1986-07-25: Wind1987-06-29: Wind1992-06-17: Wind1992-06-17: Wind1992-07-14: Wind1992-07-14: Wind1996-10-29: Wind1997-04-30: Wind1997-06-25: Wind1997-05-18: Wind1998-11-10: Wind1998-12-06: Wind1998-06-19: Wind1998-05-03: Wind1998-08-24: Wind1998-06-12: Wind1998-03-28: Wind1999-06-09: Wind1999-05-17: Wind2000-05-18: Wind2000-05-09: Wind2000-05-18: Wind2000-06-14: Wind2000-06-14: Wind2000-08-06: Wind2000-08-06: Wind2000-08-06: Wind2001-07-10: Wind2001-07-10: Wind2001-06-12: Wind2001-06-12: Wind2001-09-08: Wind2001-09-08: Wind2001-09-08: Wind2003-08-01: Wind2003-08-26: Wind2003-08-01: Wind2003-08-01: Wind2003-08-01: Wind2003-11-12: Wind2003-06-28: Wind2003-07-06: Wind2003-07-08: Wind2003-07-08: Wind2003-07-07: Wind2004-05-23: Wind2004-06-14: Wind2004-06-14: Wind2004-05-21: Wind2004-06-13: Wind2004-06-13: Wind2005-06-05: Wind2005-11-06: Wind2006-03-31: Wind2006-06-19: Wind2007-08-24: Wind2007-08-24: Wind2008-05-30: Wind2008-06-06: Wind2008-06-06: Wind2010-04-07: Wind2010-04-07: Wind2010-08-11: Wind2010-08-11: Wind2010-06-23: Wind2010-06-23: Wind2010-06-18: Wind2010-06-18: Wind2011-07-22: Wind2011-08-09: Wind2011-08-09: Wind2011-08-09: Wind2011-07-11: Wind2011-07-11: Wind2011-08-24: Wind2012-09-07: Wind2012-06-29: Wind2012-06-29: Wind2012-06-29: Wind2012-06-29: Wind2013-11-17: Wind2014-07-01: Wind2014-05-09: Wind2015-05-30: Wind2015-08-23: Wind2015-08-23: Wind2015-08-23: Wind2015-06-15: Wind2015-07-18: Wind2015-07-18: Wind2017-05-18: Wind2017-05-18: Wind2017-05-18: Wind2017-05-18: Wind
Paulding County within Ohio. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 320 storm events in Paulding County, Ohio, led by damaging wind.

That is 76.8 events per 100 square miles, below the Ohio figure of 126.7, and 169.6 per 10,000 residents against 44.0 statewide.

7 events fall in the 12 months to 30 Jun 2026. NCEI attributes 2 deaths and 17 injuries to events in the county, with property damage estimated at $4.8M and crop damage at $250K.

FEMA has designated the county in 13 federal disaster declarations since 1953; the most recent is Covid-19 Pandemic (major disaster, 31 Mar 2020).

National Flood Insurance Program policyholders in the county filed 34 claims since 1978, of which 29 were paid, totalling $239K (about $8K per paid claim). FEMA counts 49 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($8.3M a year across 18 hazards).

5 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

7events, last 12 monthsto 30 Jun 2026
320events since 19502 deaths, 17 injuries recorded
13disaster declarationslast 31 Mar 2020
34NFIP flood claims$239K paid

Compared with Ohio and the United States

MeasurePaulding CountyOhioUS
Recorded events since 195032051,7771,977,440
Events per 100 square miles76.8126.756.0
Events per 10,000 residents169.644.059.6
Events in the last 12 months71,44262,008
Deaths recorded by NCEI246026,435
Property damage (NCEI estimates)$4.8M$8.4B$575B
NFIP claims per 1,000 residents1.82.48.1
Average paid NFIP claim$8K$17K$43K
Claims per 100 policies in force, last 10 years12.216.216.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 5Wind: 1
Hail: 3Tornado: 2Wind: 16
Hail: 6Flood: 7Wind: 19Winter: 4Cold: 1
Hail: 24Tornado: 1Flood: 7Wind: 48Winter: 18Fog: 1
Hail: 15Tornado: 4Flood: 6Wind: 43Winter: 45Cold: 3Fog: 1
Hail: 1Tornado: 4Wind: 16Winter: 17Cold: 2
01950s01960s61970s211980s371990s992000s1172010s402020s
Recorded events in Paulding County by decade and hazard group. HailTornadoFloodWindWinterColdFog NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 181 events in the 20 years to 2025 against 115 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind143
Winter84
Hail49
Flood20
Tornado16
Cold6
Fog2
HazardEventsDeathsShare of state's events
■ Wind143—0.6%detail
■ Winter8411.1%detail
■ Hail49—0.5%detail
■ Flood20—0.3%detail
■ Tornado16—1.0%detail
■ Cold6—0.7%
■ Fog2114.3%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
5 Feb 2013Dense FogFog———19Forecast zone
25 Feb 2008Winter StormWinter———1—Forecast zone
5 Jul 1980TornadoTornadoF1$250K——6County
3 Apr 1974TornadoTornadoF3$250K——1County
6 Aug 2000Thunderstorm WindWind—$10K——1County
17 May 1996FloodFlood—$1.0M———Forecast zone
16 May 1996Flash FloodFlood—$750K———County
5 Aug 1998Flash FloodFlood—$400K$250K——County
3 Apr 1974TornadoTornadoF2$250K———County
30 Jun 1977TornadoTornadoF1$250K———County
3 Jun 1989TornadoTornadoF1$250K———County
7 May 2024TornadoTornadoEF1$200K———County
17 Jun 2003Flash FloodFlood—$150K———County
19 Jun 1998Thunderstorm WindWind—$100K———County
6 Nov 2005Thunderstorm WindWind69 mph$100K———County
7 Apr 2010Thunderstorm WindWind69 mph$100K———County
29 Aug 2022Thunderstorm WindWind70 mph$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
31 Mar 2020DR-4507Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3457EmergencyBiologicalCovid-19Public assistance
20 Aug 2012DR-4077Major disasterSevere StormSevere Storms And Straight-Line WindsPublic assistance
30 Jun 2012EM-3346EmergencySevere StormSevere StormsPublic assistance
13 Sep 2005EM-3250EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
15 Feb 2005DR-1580Major disasterSevere StormSevere Winter Storms, Flooding, And MudslidesPublic assistance
19 Sep 2004DR-1556Major disasterSevere StormSevere Storms And Flooding—
18 Nov 2002DR-1444Major disasterSevere StormSevere Storms And TornadoesIndividual assistance
24 Jun 1996DR-1122Major disasterFloodFloodingPublic assistance
26 Mar 1982DR-653Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
26 Jan 1978EM-3055EmergencySnowstormBlizzards & SnowstormsPublic assistance
2 Feb 1977EM-3029EmergencySnowstormSnowstormsPublic assistance
4 Apr 1974DR-421Major disasterTornadoTornadoesIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Paulding County, 1978 to 2026 (hover for the amount paid).
Claims since 197834
Paid claims29
Total paid$239K
Average paid claim$8K
Repetitive-loss properties50 severe
Residential policies in force490.6% of 7,921 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202122$24,632$12,316
201911$14,203$14,203
201732$24,485$12,243
201544$63,654$15,913
200843$37,419$12,473
200522$37,380$18,690
199911$1,253$1,253
199811$2,822$2,822
199610$0—
199010$0—
198543$3,654$1,218
198266$16,186$2,698
198122$2,080$1,040
197911$5,700$5,700
197811$5,142$5,142

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 21.2 of 100
Expected annual loss$8.3MVery Low
Social vulnerabilityRelatively Low
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$5,130,834
TornadoRelatively Low$1,421,869
Strong windRelatively Low$548,549
HailRelatively Low$359,555
EarthquakeVery Low$307,424
Cold waveVery Low$267,636
Ice stormRelatively Low$82,983
LightningVery Low$66,280
Heat waveVery Low$50,066
Winter weatherVery Low$24,101
HurricaneVery Low$18,974
WildfireVery Low$1,540
LandslideVery Low$514

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles5
Tracks within 50 miles1
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Unnamed Atlantic storm193278 mi46 mph
Unnamed Atlantic storm192373 mi40 mph
Unnamed Atlantic storm191550 mi40 mph
Unnamed Atlantic storm190256 mi40 mph
Unnamed Atlantic storm189294 mi58 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Paulding County, OH?

NCEI records 49 hail events in Paulding County since 1950, in 23 different years; that is about 0.6 recorded events a year. 6 reports were golf-ball size (1.75 in) or larger.

Has Paulding County had a tornado?

Yes. NCEI records 16 tornadoes in Paulding County since 1950, 5 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Paulding County?

31 Mar 2020: Covid-19 Pandemic, a major disaster declaration for biological. The county appears in 13 declarations since 1953.

How many flood insurance claims have been filed in Paulding County, and how much was paid?

34 NFIP claims since 1978, 29 of them paid, for $239K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Paulding County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Paulding County compare with the rest of Ohio?

76.8 recorded events per 100 square miles against 126.7 statewide, and 1.8 NFIP claims per 1,000 residents against 2.4. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.