County Hazards

States › Texas › Colorado County

Colorado County, Texas

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 48089 · 20,630 residents (2021) · 960 sq mi · dominant hazard Hail

Hail · 83Tornado · 32Flood · 31Wind · 80Winter · 10
1955-03-31: Hail1977-09-19: Hail1980-05-16: Hail1980-05-16: Hail1980-05-15: Hail1984-10-22: Hail1986-08-03: Hail1986-08-03: Hail1986-02-05: Hail1987-02-15: Hail1988-03-31: Hail1988-04-29: Hail1989-05-17: Hail1990-02-09: Hail1990-06-25: Hail1992-05-27: Hail1996-04-05: Hail1996-04-05: Hail1997-06-17: Hail1997-05-21: Hail1998-01-21: Hail1998-06-05: Hail1998-06-05: Hail1998-02-10: Hail1998-02-16: Hail1999-02-27: Hail1999-02-27: Hail1999-05-30: Hail1999-05-30: Hail1999-05-30: Hail2000-05-04: Hail2001-05-26: Hail2002-12-23: Hail2002-03-30: Hail2002-04-07: Hail2002-10-19: Hail2003-04-24: Hail2003-04-24: Hail2003-04-24: Hail2004-04-10: Hail2005-03-07: Hail2005-03-07: Hail2005-03-07: Hail2005-03-07: Hail2005-05-29: Hail2005-05-29: Hail2005-05-29: Hail2005-05-29: Hail2005-05-29: Hail2006-12-21: Hail2006-12-21: Hail2009-04-02: Hail2009-04-17: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2011-05-25: Hail2013-04-02: Hail2015-04-16: Hail2015-04-19: Hail2015-04-19: Hail2015-04-19: Hail2015-04-16: Hail2015-04-16: Hail2019-05-09: Hail2023-04-05: Hail2023-09-14: Hail2024-01-08: Hail2024-12-28: Hail2025-05-02: Hail2025-05-06: Hail1954-07-06: Tornado1955-06-05: Tornado1958-07-07: Tornado1962-09-08: Tornado1964-02-04: Tornado1966-03-28: Tornado1967-05-14: Tornado1967-05-14: Tornado1967-09-21: Tornado1967-09-19: Tornado1967-09-19: Tornado1970-09-01: Tornado1971-02-25: Tornado1973-06-13: Tornado1988-04-29: Tornado1991-01-18: Tornado1991-01-18: Tornado1991-01-14: Tornado1991-01-18: Tornado1994-05-13: Tornado1994-05-13: Tornado1995-01-12: Tornado1995-03-13: Tornado1995-03-13: Tornado1997-05-21: Tornado1999-08-29: Tornado2000-11-12: Tornado2002-12-23: Tornado2012-05-10: Tornado2018-10-31: Tornado2019-05-03: Tornado2007-01-13: Flood2007-05-28: Flood2007-05-26: Flood2007-04-30: Flood2009-04-17: Flood2014-05-13: Flood2015-05-25: Flood2015-05-18: Flood2016-04-18: Flood2017-08-27: Flood2019-05-07: Flood2020-06-25: Flood2020-06-25: Flood2021-05-19: Flood2022-08-24: Flood2024-01-24: Flood1965-05-16: Wind1980-05-15: Wind1981-05-01: Wind1981-04-23: Wind1982-05-13: Wind1990-08-27: Wind1992-09-22: Wind1996-04-29: Wind1997-06-17: Wind1997-12-23: Wind1997-12-23: Wind1998-08-03: Wind1998-06-05: Wind1998-02-10: Wind1998-02-10: Wind1998-07-14: Wind1998-07-14: Wind1998-07-14: Wind1998-02-10: Wind1998-02-10: Wind1999-05-30: Wind1999-07-19: Wind2000-04-02: Wind2000-05-02: Wind2000-11-05: Wind2000-07-31: Wind2000-07-23: Wind2001-05-26: Wind2001-05-05: Wind2001-08-06: Wind2002-12-23: Wind2002-03-30: Wind2002-04-07: Wind2002-08-03: Wind2002-07-08: Wind2002-10-19: Wind2003-08-09: Wind2003-08-08: Wind2004-06-04: Wind2006-04-21: Wind2006-12-21: Wind2007-03-31: Wind2007-03-12: Wind2007-06-03: Wind2007-06-03: Wind2009-09-03: Wind2010-08-23: Wind2010-08-23: Wind2011-05-12: Wind2012-03-20: Wind2012-06-26: Wind2014-06-10: Wind2014-06-10: Wind2015-05-25: Wind2015-04-16: Wind2015-05-25: Wind2016-04-12: Wind2016-04-12: Wind2016-04-12: Wind2017-03-24: Wind2017-05-23: Wind2019-06-06: Wind2019-05-03: Wind2019-06-06: Wind2020-01-10: Wind2021-05-18: Wind2021-05-18: Wind2022-03-22: Wind2023-01-24: Wind2025-10-25: Wind
Colorado County within Texas. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 277 events for Colorado County, Texas, between 1950 and 2026; hail account for the largest share.

That is 28.8 events per 100 square miles, below the Texas figure of 63.3, and 134.3 per 10,000 residents against 56.0 statewide.

1 event fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 25 injuries to events in the county, with property damage estimated at $33M and crop damage at $7.3M.

FEMA has designated the county in 20 federal disaster declarations since 1953; the most recent is Hurricane Beryl (major disaster, 9 Jul 2024).

National Flood Insurance Program policyholders in the county filed 83 claims since 1978, of which 62 were paid, totalling $4.4M (about $71K per paid claim). FEMA counts 303 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($16M a year across 18 hazards).

59 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 8 of them within 50 miles at hurricane strength.

1events, last 12 monthsto 30 Jun 2026
277events since 19501 death, 25 injuries recorded
20disaster declarationslast 9 Jul 2024
83NFIP flood claims$4.4M paid

Compared with Texas and the United States

MeasureColorado CountyTexasUS
Recorded events since 1950277165,4761,977,440
Events per 100 square miles28.863.356.0
Events per 10,000 residents134.356.059.6
Events in the last 12 months14,72362,008
Deaths recorded by NCEI12,42926,435
Property damage (NCEI estimates)$33M$111B$575B
NFIP claims per 1,000 residents4.013.48.1
Average paid NFIP claim$71K$55K$43K
Claims per 100 policies in force, last 10 years12.524.716.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 1Tornado: 3
Tornado: 9Wind: 1
Hail: 1Tornado: 3
Hail: 11Tornado: 1Wind: 4
Hail: 26Tornado: 11Flood: 12Wind: 27Winter: 1Tropical: 1Heat: 2Drought: 7Lightning: 1
Hail: 25Tornado: 2Flood: 8Wind: 24Winter: 2Heat: 4Drought: 2Other: 9
Hail: 13Tornado: 3Flood: 6Wind: 18Winter: 3Tropical: 1Other: 1
Hail: 6Flood: 5Wind: 6Winter: 4Heat: 6Cold: 1Drought: 6
41950s101960s41970s161980s881990s762000s452010s342020s
Recorded events in Colorado County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 98 events in the 20 years to 2025 against 153 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Hail83
Wind80
Tornado32
Flood31
Drought15
Heat12
Winter10
Other10
Tropical2
Cold1
Lightning1
HazardEventsDeathsShare of state's events
■ Hail83—0.1%detail
■ Wind80—0.2%detail
■ Tornado3210.3%detail
■ Flood31—0.2%detail
■ Drought15—0.1%
■ Heat12—0.2%
■ Winter10—0.1%detail
■ Other10—0.5%
■ Tropical2—0.3%
■ Cold1—0.0%
■ Lightning1—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
14 Jan 1991TornadoTornadoF1$25M—111County
10 May 2012TornadoTornadoEF2$500K——8County
14 Jul 1998Thunderstorm WindWind92 mph$100K——4County
4 Feb 1964TornadoTornadoF2$250K——1County
12 Mar 2007Thunderstorm WindWind60 mph$60K——1County
1 Aug 1998DroughtDrought—$1.0M$7.3M——Forecast zone
18 Apr 2016Flash FloodFlood—$2.5M———County
15 Feb 2021Extreme Cold/Wind ChillCold—$305K———Forecast zone
19 Oct 2002Thunderstorm WindWind—$215K———County
4 Jun 2004Thunderstorm WindWind58 mph$150K———County
29 Aug 1999TornadoTornadoF0$100K———County
30 May 1999HailHail2.75 in$100K———County
2 Apr 2000Thunderstorm WindWind—$100K———County
24 Jan 2023Thunderstorm WindWind64 mph$100K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
9 Jul 2024DR-4798Major disasterHurricaneHurricane BerylPublic assistance
19 Feb 2021DR-4586Major disasterSevere Ice StormSevere Winter StormsIndividual assistance, Public assistance
14 Feb 2021EM-3554EmergencySevere Ice StormSevere Winter StormPublic assistance
25 Mar 2020DR-4485Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3458EmergencyBiologicalCovid-19Public assistance
25 Aug 2017DR-4332Major disasterHurricaneHurricane HarveyIndividual assistance, Public assistance
25 Apr 2016DR-4269Major disasterFloodSevere Storms And FloodingIndividual assistance, Public assistance
29 May 2015DR-4223Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds And FloodingPublic assistance
9 Sep 2011DR-4029Major disasterFireWildfiresIndividual assistance, Public assistance
10 Sep 2008EM-3294EmergencyHurricaneHurricane IkePublic assistance
29 Aug 2008EM-3290EmergencyHurricaneHurricane GustavPublic assistance
11 Jan 2006DR-1624Major disasterFireExtreme Wildfire ThreatPublic assistance
24 Sep 2005DR-1606Major disasterHurricaneHurricane RitaPublic assistance
21 Sep 2005EM-3261EmergencyHurricaneHurricane RitaPublic assistance
2 Sep 2005EM-3216EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
1 Sep 1999EM-3142EmergencyFireExtreme Fire HazardsPublic assistance
21 Oct 1998DR-1257Major disasterFloodTx-Flooding 10/18/98Individual assistance, Public assistance
26 Aug 1998DR-1239Major disasterSevere StormTropical Storm Charley—
18 Oct 1994DR-1041Major disasterFloodSevere Thunderstorms And FloodingIndividual assistance
10 Sep 1993EM-3113EmergencyDroughtExtreme Fire HazardPublic assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Colorado County, 1978 to 2026 (hover for the amount paid).
Claims since 197883
Paid claims62
Total paid$4.4M
Average paid claim$71K
Repetitive-loss properties40 severe
Residential policies in force3033.4% of 8,979 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202410$0—
202311$15,376$15,376
202233$554,945$184,982
202011$2,752$2,752
201910$0—
20173121$2,592,813$123,467
20161111$748,621$68,056
201521$17,531$17,531
201453$24,690$8,230
201221$1,715$1,715
201010$0—
200922$21,337$10,669
200431$6,963$6,963
200211$39,725$39,725
199876$268,619$44,770
199710$0—
199422$27,243$13,622
199311$15,598$15,598
199122$19,709$9,854
198511$20,405$20,405
198333$32,405$10,802
198111$7,310$7,310

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 62.2 of 100
Expected annual loss$16MRelatively Low
Social vulnerabilityVery High
Community resilienceRelatively Moderate
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$4,786,698
HurricaneRelatively Moderate$3,828,962
Cold waveRelatively Moderate$2,583,937
TornadoRelatively Moderate$1,824,932
DroughtRelatively High$1,401,529
Heat waveRelatively Low$447,062
Strong windRelatively Low$361,624
LightningRelatively Moderate$244,897
HailRelatively Low$221,586
Ice stormRelatively Low$78,502
WildfireVery Low$31,851
EarthquakeVery Low$27,311
Winter weatherRelatively Low$20,934
LandslideVery Low$54

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles59
Tracks within 50 miles17
Hurricane strength within 50 miles8
StormYearClosest approachMax wind while within 100 mi
Beryl202437 mi92 mph
Nicholas202170 mi75 mph
Beta202058 mi52 mph
Imelda201979 mi46 mph
Harvey201758 mi75 mph
Bill201542 mi58 mph
Ike200892 mi98 mph
Claudette200373 mi92 mph
Grace200380 mi40 mph
Fay200277 mi58 mph
Allison200176 mi52 mph
Frances199881 mi52 mph
Dean199578 mi46 mph
Allison198949 mi52 mph
Chantal198987 mi58 mph
Jerry198995 mi86 mph
Alicia198361 mi115 mph
Danielle198024 mi46 mph
Elena197987 mi40 mph
Delia197319 mi58 mph
Fern197182 mi69 mph
Felice197064 mi46 mph
Candy196871 mi69 mph
Abby196460 mi69 mph
Carla196142 mi144 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Colorado County, TX?

NCEI records 83 hail events in Colorado County since 1950, in 32 different years; that is about 1.1 recorded events a year. 30 reports were golf-ball size (1.75 in) or larger.

Has Colorado County had a tornado?

Yes. NCEI records 32 tornadoes in Colorado County since 1950, 7 of them rated (E)F2 or stronger. Tornado deaths recorded: 1.

When was the last federal disaster declaration for Colorado County?

9 Jul 2024: Hurricane Beryl, a major disaster declaration for hurricane. The county appears in 20 declarations since 1953.

How many flood insurance claims have been filed in Colorado County, and how much was paid?

83 NFIP claims since 1978, 62 of them paid, for $4.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Colorado County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Very High" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Colorado County compare with the rest of Texas?

28.8 recorded events per 100 square miles against 63.3 statewide, and 4.0 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.