States › Texas › Jackson County

Jackson County, Texas

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 48239 · 15,121 residents (2021) · 829 sq mi · dominant hazard Wind

Hail · 52Tornado · 43Flood · 34Wind · 64Winter · 4

Jackson County within Texas. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 229 storm events in Jackson County, Texas, led by damaging wind.

That is 27.6 events per 100 square miles, below the Texas figure of 63.3, and 151.4 per 10,000 residents against 56.0 statewide.

11 events fall in the 12 months to 30 Jun 2026. NCEI attributes 1 death and 13 injuries to events in the county, with property damage estimated at $506M and crop damage at $7.3M.

FEMA has designated the county in 24 federal disaster declarations since 1953; the most recent is Hurricane Beryl (major disaster, 9 Jul 2024).

National Flood Insurance Program policyholders in the county filed 232 claims since 1978, of which 189 were paid, totalling $3.4M (about $18K per paid claim). FEMA counts 470 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($24M a year across 18 hazards).

65 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 11 of them within 50 miles at hurricane strength.

11events, last 12 monthsto 30 Jun 2026

229events since 19501 death, 13 injuries recorded

24disaster declarationslast 9 Jul 2024

232NFIP flood claims$3.4M paid

Compared with Texas and the United States

Measure	Jackson County	Texas	US
Recorded events since 1950	229	165,476	1,977,440
Events per 100 square miles	27.6	63.3	56.0
Events per 10,000 residents	151.4	56.0	59.6
Events in the last 12 months	11	4,723	62,008
Deaths recorded by NCEI	1	2,429	26,435
Property damage (NCEI estimates)	$506M	$111B	$575B
NFIP claims per 1,000 residents	15.3	13.4	8.1
Average paid NFIP claim	$18K	$55K	$43K
Claims per 100 policies in force, last 10 years	13.8	24.7	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 1Tornado: 1Wind: 1

Hail: 4Tornado: 14Wind: 5

Hail: 6Tornado: 6Wind: 5

Hail: 2Tornado: 3Wind: 1

Hail: 16Tornado: 13Flood: 16Wind: 13Winter: 1Tropical: 2Heat: 2Drought: 7

Hail: 19Tornado: 5Flood: 8Wind: 9Winter: 2Tropical: 2Heat: 4Drought: 2Other: 7

Hail: 4Flood: 2Wind: 15Winter: 1Tropical: 2Other: 1

Tornado: 1Flood: 8Wind: 15Other: 3

31950s231960s171970s61980s701990s582000s252010s272020s

Recorded events in Jackson County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatDroughtOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 55 events in the 20 years to 2025 against 115 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind64

Hail52

Tornado43

Flood34

Other11

Drought9

Tropical6

Heat6

Winter4

Hazard	Events	Deaths	Share of state's events
■ Wind	64	—	0.1%	detail
■ Hail	52	—	0.1%	detail
■ Tornado	43	—	0.4%	detail
■ Flood	34	—	0.2%	detail
■ Other	11	—	0.6%
■ Drought	9	—	0.0%
■ Tropical	6	—	1.0%
■ Heat	6	—	0.1%
■ Winter	4	1	0.0%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
12 Jan 1997	Ice Storm	Winter	—	—	—	1	—	Forecast zone
25 Aug 2017	Tropical Storm	Tropical	—	$500M	—	—	—	Forecast zone
11 Sep 1961	Tornado	Tornado	F3	$25K	—	—	3	County
20 Sep 1967	Tornado	Tornado	F3	—	—	—	3	County
14 Jul 2003	Hurricane (Typhoon)	Tropical	—	$594K	—	—	2	Forecast zone
16 Jun 1991	Tornado	Tornado	F0	$25K	—	—	2	County
19 May 1984	Tornado	Tornado	F0	$250K	—	—	1	County
20 Sep 1967	Tornado	Tornado	—	$25K	—	—	1	County
20 Sep 1967	Tornado	Tornado	—	$25K	—	—	1	County
1 Aug 1998	Drought	Drought	—	$1.0M	$7.3M	—	—	Forecast zone
21 Nov 2004	Flash Flood	Flood	—	$500K	—	—	—	County
25 Sep 2023	Thunderstorm Wind	Wind	81 mph	$500K	—	—	—	County
22 Apr 2026	Thunderstorm Wind	Wind	119 mph	$400K	—	—	—	County
1 Oct 1991	Tornado	Tornado	F1	$250K	—	—	—	County
25 Sep 2023	Tornado	Tornado	EF0	$200K	—	—	—	County
10 May 2023	Flash Flood	Flood	—	$200K	—	—	—	County
7 Sep 1998	Tropical Storm	Tropical	—	$100K	—	—	—	Forecast zone
26 Aug 2017	Flash Flood	Flood	—	$100K	—	—	—	County
25 Aug 2017	Flash Flood	Flood	—	$100K	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
9 Jul 2024	DR-4798	Major disaster	Hurricane	Hurricane Beryl	Individual assistance, Public assistance
19 Feb 2021	DR-4586	Major disaster	Severe Ice Storm	Severe Winter Storms	Individual assistance, Public assistance
14 Feb 2021	EM-3554	Emergency	Severe Ice Storm	Severe Winter Storm	Public assistance
24 Aug 2020	EM-3540	Emergency	Hurricane	Tropical Storms Marco And Laura	Public assistance
26 Jul 2020	EM-3530	Emergency	Hurricane	Hurricane Hanna	Public assistance
25 Mar 2020	DR-4485	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3458	Emergency	Biological	Covid-19	Public assistance
25 Aug 2017	DR-4332	Major disaster	Hurricane	Hurricane Harvey	Individual assistance, Public assistance
10 Sep 2008	EM-3294	Emergency	Hurricane	Hurricane Ike	Public assistance
29 Aug 2008	EM-3290	Emergency	Hurricane	Hurricane Gustav	Public assistance
18 Aug 2007	EM-3277	Emergency	Hurricane	Hurricane Dean	Public assistance
11 Jan 2006	DR-1624	Major disaster	Fire	Extreme Wildfire Threat	Public assistance
24 Sep 2005	DR-1606	Major disaster	Hurricane	Hurricane Rita	Public assistance
21 Sep 2005	EM-3261	Emergency	Hurricane	Hurricane Rita	Public assistance
2 Sep 2005	EM-3216	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
17 Jul 2003	DR-1479	Major disaster	Hurricane	Hurricane Claudette	Individual assistance, Public assistance
1 Feb 2003	EM-3171	Emergency	Other	Loss Of The Space Shuttle Columbia	Public assistance
1 Sep 1999	EM-3142	Emergency	Fire	Extreme Fire Hazards	Public assistance
21 Oct 1998	DR-1257	Major disaster	Flood	Tx-Flooding 10/18/98	Individual assistance, Public assistance
26 Aug 1998	DR-1239	Major disaster	Severe Storm	Tropical Storm Charley	—
18 Oct 1994	DR-1041	Major disaster	Flood	Severe Thunderstorms And Flooding	Individual assistance, Public assistance
10 Sep 1993	EM-3113	Emergency	Drought	Extreme Fire Hazard	Public assistance
12 Apr 1991	DR-900	Major disaster	Severe Storm	Severe Storms, Tornadoes & Flooding	Individual assistance, Public assistance
28 Sep 1967	DR-232	Major disaster	Hurricane	Hurricane Beulah	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Jackson County, 1978 to 2026 (hover for the amount paid).

Claims since 1978232

Paid claims189

Total paid$3.4M

Average paid claim$18K

Repetitive-loss properties212 severe

Residential policies in force4706.5% of 7,222 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2025	7	6	$224,409	$37,401
2024	1	0	$0	—
2023	4	4	$247,370	$61,842
2021	14	13	$256,823	$19,756
2020	8	7	$107,599	$15,371
2019	1	1	$46,798	$46,798
2017	30	12	$306,833	$25,569
2015	16	15	$241,242	$16,083
2014	2	2	$32,018	$16,009
2013	1	1	$2,976	$2,976
2012	1	0	$0	—
2009	1	1	$8,092	$8,092
2008	2	0	$0	—
2007	1	1	$19,223	$19,223
2006	2	2	$3,600	$1,800
2004	17	15	$230,096	$15,340
2003	4	2	$26,816	$13,408
2002	1	0	$0	—
2001	3	3	$17,794	$5,931
1998	12	10	$153,582	$15,358
1997	2	2	$43,252	$21,626
1995	2	1	$1,542	$1,542
1994	66	63	$1,245,054	$19,763
1993	2	2	$1,577	$789
1991	16	15	$137,188	$9,146

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 71.7 of 100

Expected annual loss$24MRelatively Low

Social vulnerabilityRelatively High

Community resilienceRelatively Low

Hazard (NRI)	Risk rating	Expected annual loss
Hurricane	Relatively High	$13,439,104
Inland flooding	Relatively Low	$6,139,996
Drought	Relatively Moderate	$1,326,696
Tornado	Relatively Low	$984,346
Cold wave	Relatively Low	$982,906
Heat wave	Relatively Low	$377,749
Lightning	Relatively Low	$197,055
Coastal flooding	Relatively Low	$124,173
Hail	Relatively Low	$113,634
Strong wind	Very Low	$93,391
Wildfire	Relatively Low	$88,950
Ice storm	Relatively Low	$74,695
Earthquake	Very Low	$17,200
Winter weather	Very Low	$11,522
Landslide	Very Low	$22

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles65

Tracks within 50 miles26

Hurricane strength within 50 miles11

Storm	Year	Closest approach	Max wind while within 100 mi
Beryl	2024	43 mi	92 mph
Nicholas	2021	55 mi	75 mph
Beta	2020	17 mi	52 mph
Imelda	2019	70 mi	46 mph
Harvey	2017	17 mi	132 mph
Bill	2015	21 mi	58 mph
Claudette	2003	31 mi	92 mph
Grace	2003	89 mi	40 mph
Fay	2002	36 mi	58 mph
Allison	2001	78 mi	58 mph
Charley	1998	86 mi	46 mph
Frances	1998	40 mi	52 mph
Dean	1995	80 mi	46 mph
Allison	1989	55 mi	52 mph
Jerry	1989	96 mi	86 mph
Alicia	1983	83 mi	115 mph
Danielle	1980	29 mi	40 mph
Elena	1979	57 mi	40 mph
Delia	1973	48 mi	58 mph
Fern	1971	46 mi	75 mph
Celia	1970	86 mi	138 mph
Felice	1970	92 mi	46 mph
Candy	1968	59 mi	69 mph
Abby	1964	31 mi	69 mph
Carla	1961	19 mi	144 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

77957 166
77962 23
77969 9

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Jackson County, TX?

NCEI records 52 hail events in Jackson County since 1950, in 24 different years; that is about 0.7 recorded events a year. 23 reports were golf-ball size (1.75 in) or larger.

Has Jackson County had a tornado?

Yes. NCEI records 43 tornadoes in Jackson County since 1950, 4 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Jackson County?

9 Jul 2024: Hurricane Beryl, a major disaster declaration for hurricane. The county appears in 24 declarations since 1953.

How many flood insurance claims have been filed in Jackson County, and how much was paid?

232 NFIP claims since 1978, 189 of them paid, for $3.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Jackson County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Jackson County compare with the rest of Texas?

27.6 recorded events per 100 square miles against 63.3 statewide, and 15.3 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.