Gray County, Texas
Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 29 Sep 2026; NFIP claims as of 8 Sep 2026.
The NCEI record lists 1,179 events for Gray County, Texas, between 1950 and 2026; hail account for the largest share.
That is 127.3 events per 100 square miles, above the Texas figure of 63.3, and 560.6 per 10,000 residents against 56.0 statewide.
22 events fall in the 12 months to 30 Jun 2026. NCEI attributes 19 deaths and 97 injuries to events in the county, with property damage estimated at $67M and crop damage at $118M.
FEMA has designated the county in 16 federal disaster declarations since 1953; the most recent is Rest Area Fire (fire management assistance, 14 Mar 2025).
National Flood Insurance Program policyholders in the county filed 3 claims since 1978, of which 2 were paid, totalling $5K (about $3K per paid claim). FEMA counts 3 residential flood policies in force.
FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($18M a year across 18 hazards).
Compared with Texas and the United States
| Measure | Gray County | Texas | US |
|---|---|---|---|
| Recorded events since 1950 | 1,179 | 165,476 | 1,977,440 |
| Events per 100 square miles | 127.3 | 63.3 | 56.0 |
| Events per 10,000 residents | 560.6 | 56.0 | 59.6 |
| Events in the last 12 months | 22 | 4,723 | 62,008 |
| Deaths recorded by NCEI | 19 | 2,429 | 26,435 |
| Property damage (NCEI estimates) | $67M | $111B | $575B |
| NFIP claims per 1,000 residents | 0.1 | 13.4 | 8.1 |
| Average paid NFIP claim | $3K | $55K | $43K |
| Claims per 100 policies in force, last 10 years | 0.0 | 24.7 | 16.1 |
County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.
Events by decade
Trend: 783 events in the 20 years to 2025 against 285 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.
Events by type
Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.
Largest recorded events
| Date | Event type | Group | Magnitude | Property damage | Crop damage | Deaths | Injuries | Geography |
|---|---|---|---|---|---|---|---|---|
| 12 Mar 2006 | Wildfire | Wildfire | — | $20M | $18M | 12 | 8 | Forecast zone |
| 6 Mar 2017 | Wildfire | Wildfire | — | — | — | 3 | — | Forecast zone |
| 26 Mar 1975 | Tornado | Tornado | F3 | — | — | 2 | 42 | County |
| 22 Dec 2007 | Winter Weather | Winter | — | $400K | — | 1 | 13 | Forecast zone |
| 1 Jun 2000 | Lightning | Lightning | — | — | — | 1 | — | County |
| 18 Apr 1970 | Tornado | Tornado | F4 | $2.5M | — | — | 10 | County |
| 14 Jul 1987 | Tornado | Tornado | F2 | $2.5M | — | — | 10 | County |
| 1 Jun 1995 | Tornado | Tornado | F4 | $30M | — | — | 7 | County |
| 1 Nov 2012 | Drought | Drought | — | — | $22M | — | — | Forecast zone |
| 28 Mar 2007 | Tornado | Tornado | EF3 | $100K | — | — | 2 | County |
| 1 Dec 2012 | Drought | Drought | — | — | $20M | — | — | Forecast zone |
| 1 Jan 2013 | Drought | Drought | — | — | $15M | — | — | Forecast zone |
| 28 Aug 2005 | Drought | Drought | — | $18K | $12M | — | — | Forecast zone |
| 15 May 1998 | Thunderstorm Wind | Wind | 86 mph | $575K | — | — | 1 | County |
| 15 May 2009 | Tornado | Tornado | EF2 | $50K | — | — | 1 | County |
| 3 Dec 2002 | Heavy Snow | Winter | — | $30K | — | — | 1 | Forecast zone |
| 19 Mar 2012 | Thunderstorm Wind | Wind | 70 mph | $20K | — | — | 1 | County |
| 6 Apr 2006 | Wildfire | Wildfire | — | — | — | — | 1 | Forecast zone |
| 1 Jun 2013 | Drought | Drought | — | — | $10M | — | — | Forecast zone |
| 1 Oct 2012 | Drought | Drought | — | — | $6.0M | — | — | Forecast zone |
Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.
Federal disaster declarations
| Declared | Number | Type | Incident | Title | Programs |
|---|---|---|---|---|---|
| 14 Mar 2025 | FM-5555 | Fire management assistance | Fire | Rest Area Fire | Public assistance |
| 19 Feb 2021 | DR-4586 | Major disaster | Severe Ice Storm | Severe Winter Storms | Public assistance |
| 14 Feb 2021 | EM-3554 | Emergency | Severe Ice Storm | Severe Winter Storm | Public assistance |
| 25 Mar 2020 | DR-4485 | Major disaster | Biological | Covid-19 Pandemic | Individual assistance, Public assistance |
| 13 Mar 2020 | EM-3458 | Emergency | Biological | Covid-19 | Public assistance |
| 18 Apr 2018 | FM-5235 | Fire management assistance | Fire | Mcclellan Fire | Public assistance |
| 14 Mar 2008 | EM-3284 | Emergency | Fire | Wildfires | Public assistance |
| 11 Jan 2006 | DR-1624 | Major disaster | Fire | Extreme Wildfire Threat | Individual assistance, Public assistance |
| 24 Sep 2005 | DR-1606 | Major disaster | Hurricane | Hurricane Rita | Public assistance |
| 21 Sep 2005 | EM-3261 | Emergency | Hurricane | Hurricane Rita | Public assistance |
| 2 Sep 2005 | EM-3216 | Emergency | Hurricane | Hurricane Katrina Evacuation | Public assistance |
| 8 Jan 2001 | DR-1356 | Major disaster | Severe Ice Storm | Severe Winter Ice Storm | Public assistance |
| 1 Sep 1999 | EM-3142 | Emergency | Fire | Extreme Fire Hazards | Public assistance |
| 26 Aug 1998 | DR-1239 | Major disaster | Severe Storm | Tropical Storm Charley | — |
| 1 Apr 1975 | DR-462 | Major disaster | Tornado | Tornadoes | Individual assistance, Public assistance |
| 13 May 1970 | DR-286 | Major disaster | Tornado | Tornadoes, Windstorms & Flooding | Individual assistance, Public assistance |
Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.
Flood insurance claims
| Year of loss | Claims | Paid claims | Amount paid | Average paid |
|---|---|---|---|---|
| 2010 | 1 | 1 | $3,656 | $3,656 |
| 2002 | 1 | 0 | $0 | — |
| 1979 | 1 | 1 | $1,395 | $1,395 |
OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).
National Risk Index
| Hazard (NRI) | Risk rating | Expected annual loss |
|---|---|---|
| Drought | $3,793,410 | |
| Tornado | $2,928,115 | |
| Cold wave | $2,516,654 | |
| Inland flooding | $2,513,943 | |
| Wildfire | $2,204,141 | |
| Hail | $2,019,459 | |
| Strong wind | $983,906 | |
| Lightning | $503,141 | |
| Winter weather | $349,805 | |
| Ice storm | $326,154 | |
| Earthquake | $189,403 | |
| Heat wave | $72,951 | |
| Hurricane | $9,763 | |
| Landslide | $5 |
FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.
Hurricane and tropical storm passes
No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).
Questions and answers
How often does it hail in Gray County, TX?
NCEI records 493 hail events in Gray County since 1950, in 58 different years; that is about 6.4 recorded events a year. 191 reports were golf-ball size (1.75 in) or larger.
Has Gray County had a tornado?
Yes. NCEI records 87 tornadoes in Gray County since 1950, 24 of them rated (E)F2 or stronger. Tornado deaths recorded: 2.
When was the last federal disaster declaration for Gray County?
14 Mar 2025: Rest Area Fire, a fire management assistance declaration for fire. The county appears in 16 declarations since 1953.
How many flood insurance claims have been filed in Gray County, and how much was paid?
3 NFIP claims since 1978, 2 of them paid, for $5K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.
Is Gray County in the National Risk Index's high-risk band?
FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Moderate" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.
How does Gray County compare with the rest of Texas?
127.3 recorded events per 100 square miles against 63.3 statewide, and 0.1 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.
Provenance
Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 29 Sep 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 30 Sep 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.