States › Texas › Henderson County

Henderson County, Texas

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 48213 · 83,667 residents (2021) · 874 sq mi · dominant hazard Wind

Hail · 209Tornado · 38Flood · 60Wind · 212Winter · 25

Henderson County within Texas. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Henderson County, Texas, has 685 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 78.4 events per 100 square miles, in line with the Texas figure of 63.3, and 81.9 per 10,000 residents against 56.0 statewide.

24 events fall in the 12 months to 30 Jun 2026. NCEI attributes 4 deaths and 38 injuries to events in the county, with property damage estimated at $22M and crop damage at $1.8M.

FEMA has designated the county in 25 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (major disaster, 17 May 2024).

National Flood Insurance Program policyholders in the county filed 90 claims since 1978, of which 62 were paid, totalling $3.4M (about $55K per paid claim). FEMA counts 225 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Moderate" and its expected annual loss as "Relatively Low" ($37M a year across 18 hazards).

16 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

24events, last 12 monthsto 30 Jun 2026

685events since 19504 deaths, 38 injuries recorded

25disaster declarationslast 17 May 2024

90NFIP flood claims$3.4M paid

Compared with Texas and the United States

Measure	Henderson County	Texas	US
Recorded events since 1950	685	165,476	1,977,440
Events per 100 square miles	78.4	63.3	56.0
Events per 10,000 residents	81.9	56.0	59.6
Events in the last 12 months	24	4,723	62,008
Deaths recorded by NCEI	4	2,429	26,435
Property damage (NCEI estimates)	$22M	$111B	$575B
NFIP claims per 1,000 residents	1.1	13.4	8.1
Average paid NFIP claim	$55K	$55K	$43K
Claims per 100 policies in force, last 10 years	11.6	24.7	16.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 2Tornado: 5Wind: 1

Tornado: 2Wind: 2

Hail: 4Tornado: 8Wind: 14

Hail: 19Tornado: 6Wind: 21

Hail: 59Tornado: 5Flood: 16Wind: 70Winter: 5Heat: 2Drought: 2Other: 5

Hail: 30Tornado: 2Flood: 24Wind: 55Winter: 9Tropical: 1Heat: 3Drought: 14Lightning: 2

Hail: 41Tornado: 6Flood: 13Wind: 33Winter: 6Heat: 7Cold: 1Drought: 26Wildfire: 8Lightning: 1Other: 1

Hail: 54Tornado: 4Flood: 7Wind: 16Winter: 5Heat: 42Cold: 6Drought: 20

81950s41960s261970s461980s1641990s1402000s1432010s1542020s

Recorded events in Henderson County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtWildfireLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 346 events in the 20 years to 2025 against 262 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind212

Hail209

Drought62

Flood60

Heat54

Tornado38

Winter25

Wildfire8

Cold7

Other6

Lightning3

Tropical1

Hazard	Events	Deaths	Share of state's events
■ Wind	212	—	0.5%	detail
■ Hail	209	—	0.4%	detail
■ Drought	62	—	0.3%
■ Flood	60	1	0.4%	detail
■ Heat	54	—	0.8%
■ Tornado	38	—	0.4%	detail
■ Winter	25	—	0.3%	detail
■ Wildfire	8	—	0.5%
■ Cold	7	2	0.3%
■ Other	6	1	0.3%
■ Lightning	3	—	0.3%
■ Tropical	1	—	0.2%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

Date	Event type	Group	Magnitude	Property damage	Crop damage	Deaths	Injuries	Geography
15 Feb 2021	Extreme Cold/Wind Chill	Cold	—	$1.2M	—	2	—	Forecast zone
6 Jun 2013	Heavy Rain	Other	—	—	—	1	—	County
11 May 2015	Flood	Flood	—	—	—	1	—	County
23 May 2024	Tornado	Tornado	EF1	$300K	—	—	6	County
29 Apr 2017	Tornado	Tornado	EF2	$500K	$90K	—	5	County
29 Apr 2017	Tornado	Tornado	EF2	$300K	$40K	—	5	County
2 Mar 1997	Thunderstorm Wind	Wind	—	$200K	—	—	5	County
2 May 1954	Tornado	Tornado	F3	—	—	—	4	County
4 Nov 1959	Tornado	Tornado	F3	$250K	—	—	3	County
5 Jun 1998	Thunderstorm Wind	Wind	—	$50K	—	—	3	County
19 Nov 1991	Thunderstorm Wind	Wind	0 mph	—	—	—	2	County
22 Oct 1972	Tornado	Tornado	F2	$250K	—	—	1	County
4 Nov 1994	Tornado	Tornado	F1	$50K	—	—	1	County
23 May 1952	Tornado	Tornado	F0	$3K	—	—	1	County
13 Mar 2007	Lightning	Lightning	—	—	—	—	1	County
25 Apr 2011	Lightning	Lightning	—	—	—	—	1	County
2 Mar 1997	Thunderstorm Wind	Wind	—	$3.0M	—	—	—	County
4 Nov 2022	Tornado	Tornado	EF2	$3.0M	—	—	—	County
29 Dec 2006	Tornado	Tornado	F1	$2.0M	—	—	—	County
2 Mar 1997	Thunderstorm Wind	Wind	—	$1.7M	—	—	—	County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

Declared	Number	Type	Incident	Title	Programs
17 May 2024	DR-4781	Major disaster	Flood	Severe Storms, Straight-Line Winds, Tornadoes, And Flooding	Individual assistance, Public assistance
21 Apr 2023	DR-4705	Major disaster	Winter Storm	Severe Winter Storm	Public assistance
19 Feb 2021	DR-4586	Major disaster	Severe Ice Storm	Severe Winter Storms	Individual assistance, Public assistance
14 Feb 2021	EM-3554	Emergency	Severe Ice Storm	Severe Winter Storm	Public assistance
25 Mar 2020	DR-4485	Major disaster	Biological	Covid-19 Pandemic	Individual assistance, Public assistance
13 Mar 2020	EM-3458	Emergency	Biological	Covid-19	Public assistance
19 Mar 2016	DR-4266	Major disaster	Flood	Severe Storms, Tornadoes, And Flooding	Individual assistance, Public assistance
9 Feb 2016	DR-4255	Major disaster	Severe Storm	Severe Winter Storms, Tornadoes, Straight-Line Winds, And Flooding	Public assistance
29 May 2015	DR-4223	Major disaster	Severe Storm	Severe Storms, Tornadoes, Straight-Line Winds And Flooding	Individual assistance, Public assistance
9 Sep 2011	DR-4029	Major disaster	Fire	Wildfires	Individual assistance, Public assistance
10 Sep 2008	EM-3294	Emergency	Hurricane	Hurricane Ike	Public assistance
14 Mar 2008	EM-3284	Emergency	Fire	Wildfires	Public assistance
29 Jun 2007	DR-1709	Major disaster	Severe Storm	Severe Storms, Tornadoes, And Flooding	Individual assistance, Public assistance
11 Jan 2006	DR-1624	Major disaster	Fire	Extreme Wildfire Threat	Public assistance
24 Sep 2005	DR-1606	Major disaster	Hurricane	Hurricane Rita	Public assistance
21 Sep 2005	EM-3261	Emergency	Hurricane	Hurricane Rita	Public assistance
2 Sep 2005	EM-3216	Emergency	Hurricane	Hurricane Katrina Evacuation	Public assistance
1 Feb 2003	EM-3171	Emergency	Other	Loss Of The Space Shuttle Columbia	Public assistance
1 Sep 1999	EM-3142	Emergency	Fire	Extreme Fire Hazards	Public assistance
26 Aug 1998	DR-1239	Major disaster	Severe Storm	Tropical Storm Charley	—
10 Sep 1993	EM-3113	Emergency	Drought	Extreme Fire Hazard	Public assistance
26 Dec 1991	DR-930	Major disaster	Flood	Severe Thunderstorms	Individual assistance
2 May 1990	DR-863	Major disaster	Severe Storm	Severe Storms, Tornadoes & Flooding	Individual assistance
19 May 1989	DR-828	Major disaster	Severe Storm	Severe Storms, Tornadoes & Flooding	Individual assistance, Public assistance
12 May 1966	DR-218	Major disaster	Flood	Severe Storms & Flooding	Individual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026

NFIP claims by year of loss in Henderson County, 1978 to 2026 (hover for the amount paid).

Claims since 197890

Paid claims62

Total paid$3.4M

Average paid claim$55K

Repetitive-loss properties71 severe

Residential policies in force2250.6% of 40,444 structures

Year of loss	Claims	Paid claims	Amount paid	Average paid
2026	6	5	$520,971	$104,194
2025	3	2	$96,316	$48,158
2024	4	1	$5,735	$5,735
2022	2	1	$140,253	$140,253
2021	2	1	$86,300	$86,300
2020	2	2	$52,226	$26,113
2019	2	2	$59,396	$29,698
2018	2	0	$0	—
2017	3	2	$40,363	$20,181
2016	7	3	$287,290	$95,763
2015	20	14	$746,175	$53,298
2014	1	0	$0	—
2013	1	1	$887	$887
2012	7	6	$386,365	$64,394
2010	4	4	$414,856	$103,714
2009	1	1	$8,131	$8,131
2008	2	1	$2,728	$2,728
2007	6	5	$220,722	$44,144
2006	1	1	$2,501	$2,501
2005	1	0	$0	—
2004	1	1	$174,000	$174,000
2002	1	1	$2,921	$2,921
2001	2	1	$93,547	$93,547
2000	1	0	$0	—
1999	1	0	$0	—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Moderatescore 84.5 of 100

Expected annual loss$37MRelatively Low

Social vulnerabilityVery High

Community resilienceRelatively Low

Hazard (NRI)	Risk rating	Expected annual loss
Cold wave	Relatively High	$14,242,120
Inland flooding	Relatively Low	$10,354,728
Tornado	Relatively High	$6,997,129
Heat wave	Relatively Moderate	$1,701,968
Strong wind	Relatively High	$1,363,351
Hail	Relatively Moderate	$838,749
Lightning	Relatively High	$606,531
Ice storm	Relatively High	$346,832
Hurricane	Relatively Low	$286,957
Earthquake	Very Low	$200,830
Wildfire	Relatively Low	$191,177
Drought	Relatively Low	$181,458
Winter weather	Relatively Moderate	$84,439
Landslide	Very Low	$1,288

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles16

Tracks within 50 miles3

Hurricane strength within 50 miles0

Storm	Year	Closest approach	Max wind while within 100 mi
Ike	2008	48 mi	58 mph
Chantal	1989	99 mi	40 mph
Alicia	1983	70 mi	40 mph
Unnamed Atlantic storm	1949	75 mi	46 mph
Unnamed Atlantic storm	1947	51 mi	40 mph
Unnamed Atlantic storm	1945	95 mi	40 mph
Unnamed Atlantic storm	1941	74 mi	46 mph
Unnamed Atlantic storm	1940	84 mi	40 mph
Unnamed Atlantic storm	1921	92 mi	46 mph
Unnamed Atlantic storm	1918	73 mi	52 mph
Unnamed Atlantic storm	1915	38 mi	46 mph
Unnamed Atlantic storm	1902	60 mi	40 mph
Unnamed Atlantic storm	1891	93 mi	63 mph
Unnamed Atlantic storm	1888	93 mi	40 mph
Unnamed Atlantic storm	1871	21 mi	46 mph
Unnamed Atlantic storm	1871	77 mi	46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

75156 25
75143 20
75148 14
75751 11
75758 7
75752 6
75163 5

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Henderson County, TX?

NCEI records 209 hail events in Henderson County since 1950, in 47 different years; that is about 2.7 recorded events a year. 69 reports were golf-ball size (1.75 in) or larger.

Has Henderson County had a tornado?

Yes. NCEI records 38 tornadoes in Henderson County since 1950, 12 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Henderson County?

17 May 2024: Severe Storms, Straight-Line Winds, Tornadoes, And Flooding, a major disaster declaration for flood. The county appears in 25 declarations since 1953.

How many flood insurance claims have been filed in Henderson County, and how much was paid?

90 NFIP claims since 1978, 62 of them paid, for $3.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Henderson County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Moderate" for overall risk, "Relatively Low" for expected annual loss, "Very High" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Henderson County compare with the rest of Texas?

78.4 recorded events per 100 square miles against 63.3 statewide, and 1.1 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.