County Hazards

States › Texas › Matagorda County

Matagorda County, Texas

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 48321 · 36,344 residents (2021) · 1,093 sq mi · dominant hazard Wind

Hail · 34Tornado · 47Flood · 35Wind · 94Winter · 4
1973-04-26: Hail1978-02-17: Hail1981-05-14: Hail1990-08-31: Hail1991-01-14: Hail1997-09-11: Hail1998-01-21: Hail1998-02-16: Hail1998-02-16: Hail1999-02-27: Hail1999-02-27: Hail1999-12-20: Hail1999-05-02: Hail1999-05-02: Hail2000-05-02: Hail2001-05-25: Hail2002-04-08: Hail2003-03-13: Hail2003-03-13: Hail2003-03-13: Hail2004-06-14: Hail2004-11-23: Hail2006-01-21: Hail2006-05-14: Hail2006-05-14: Hail2011-05-26: Hail2011-06-06: Hail2012-04-04: Hail2019-05-09: Hail2024-05-31: Hail1954-04-15: Tornado1955-05-18: Tornado1956-11-01: Tornado1957-03-31: Tornado1959-09-29: Tornado1961-09-11: Tornado1962-09-17: Tornado1964-07-18: Tornado1967-09-20: Tornado1967-09-20: Tornado1967-09-20: Tornado1967-09-20: Tornado1969-04-11: Tornado1969-04-11: Tornado1969-04-11: Tornado1969-05-15: Tornado1970-10-11: Tornado1972-03-20: Tornado1972-03-20: Tornado1975-06-25: Tornado1975-08-03: Tornado1976-09-26: Tornado1977-09-10: Tornado1977-04-16: Tornado1981-05-31: Tornado1984-12-31: Tornado1991-01-14: Tornado1991-01-18: Tornado1992-04-17: Tornado1992-04-17: Tornado1992-04-17: Tornado1995-12-17: Tornado1995-12-17: Tornado1998-09-10: Tornado2001-05-25: Tornado2002-09-06: Tornado2003-11-17: Tornado2003-06-14: Tornado2003-06-14: Tornado2003-07-15: Tornado2010-06-30: Tornado2017-03-05: Tornado2017-02-14: Tornado2017-08-25: Tornado2007-07-04: Flood2010-01-15: Flood2012-04-16: Flood2015-10-24: Flood2017-08-26: Flood2017-08-26: Flood2017-08-27: Flood2019-06-05: Flood2021-05-16: Flood2021-05-19: Flood2021-07-09: Flood2025-06-12: Flood2025-06-12: Flood1957-10-15: Wind1962-05-29: Wind1963-06-24: Wind1963-04-30: Wind1965-04-26: Wind1965-06-05: Wind1969-02-14: Wind1970-10-11: Wind1973-04-26: Wind1974-01-19: Wind1975-05-30: Wind1977-04-20: Wind1977-04-16: Wind1978-02-17: Wind1978-08-30: Wind1979-07-10: Wind1979-05-30: Wind1980-05-16: Wind1980-05-18: Wind1980-05-18: Wind1981-05-14: Wind1981-05-25: Wind1984-10-21: Wind1985-08-25: Wind1985-04-23: Wind1985-04-23: Wind1985-02-10: Wind1986-05-17: Wind1986-05-17: Wind1987-11-25: Wind1987-11-16: Wind1987-11-16: Wind1987-11-16: Wind1990-03-29: Wind1990-04-14: Wind1990-10-17: Wind1991-01-14: Wind1991-04-05: Wind1991-04-05: Wind1991-04-05: Wind1992-09-03: Wind1992-06-22: Wind1996-09-21: Wind1997-04-11: Wind1997-11-04: Wind1998-10-06: Wind1998-02-10: Wind1998-02-26: Wind1998-02-26: Wind2000-04-12: Wind2000-07-23: Wind2002-12-23: Wind2002-04-08: Wind2002-05-17: Wind2002-08-03: Wind2002-09-07: Wind2005-07-07: Wind2005-07-07: Wind2005-05-29: Wind2006-04-21: Wind2011-05-26: Wind2012-05-10: Wind2013-05-10: Wind2013-04-29: Wind2014-07-23: Wind2015-04-17: Wind2015-04-16: Wind2015-04-16: Wind2018-10-31: Wind2018-10-31: Wind2019-04-07: Wind2019-04-07: Wind2023-09-25: Wind2023-10-05: Wind2024-05-13: Wind2024-05-13: Wind2024-05-13: Wind2024-05-31: Wind2024-05-31: Wind2024-05-31: Wind2024-05-31: Wind2025-06-12: Wind2025-06-12: Wind2025-06-12: Wind2026-05-01: Wind2026-05-01: Wind
Matagorda County within Texas. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Between 1950 and 2026, NCEI recorded 253 storm events in Matagorda County, Texas, led by damaging wind.

That is 23.1 events per 100 square miles, below the Texas figure of 63.3, and 69.6 per 10,000 residents against 56.0 statewide.

2 events fall in the 12 months to 30 Jun 2026. NCEI attributes 7 deaths and 35 injuries to events in the county, with property damage estimated at $552M and crop damage at $7.3M.

FEMA has designated the county in 29 federal disaster declarations since 1953; the most recent is Hurricane Beryl (major disaster, 9 Jul 2024).

National Flood Insurance Program policyholders in the county filed 2,137 claims since 1978, of which 1,549 were paid, totalling $25M (about $16K per paid claim). FEMA counts 2,405 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($33M a year across 18 hazards).

75 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 19 of them within 50 miles at hurricane strength.

2events, last 12 monthsto 30 Jun 2026
253events since 19507 deaths, 35 injuries recorded
29disaster declarationslast 9 Jul 2024
2,137NFIP flood claims$25M paid

Compared with Texas and the United States

MeasureMatagorda CountyTexasUS
Recorded events since 1950253165,4761,977,440
Events per 100 square miles23.163.356.0
Events per 10,000 residents69.656.059.6
Events in the last 12 months24,72362,008
Deaths recorded by NCEI72,42926,435
Property damage (NCEI estimates)$552M$111B$575B
NFIP claims per 1,000 residents58.813.48.1
Average paid NFIP claim$16K$55K$43K
Claims per 100 policies in force, last 10 years24.924.716.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 5Wind: 1
Tornado: 11Wind: 6
Hail: 2Tornado: 8Wind: 10
Hail: 2Tornado: 2Wind: 16
Hail: 14Tornado: 11Flood: 8Wind: 23Winter: 1Tropical: 2Heat: 2Drought: 7
Hail: 11Tornado: 6Flood: 15Wind: 12Winter: 2Tropical: 5Heat: 4Drought: 2Lightning: 1Other: 10
Hail: 4Tornado: 4Flood: 7Wind: 12Winter: 1Tropical: 2Other: 3
Hail: 1Flood: 5Wind: 14Other: 1
61950s171960s201970s201980s681990s682000s332010s212020s
Recorded events in Matagorda County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 69 events in the 20 years to 2025 against 125 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind94
Tornado47
Flood35
Hail34
Other14
Tropical9
Drought9
Heat6
Winter4
Lightning1
HazardEventsDeathsShare of state's events
■ Wind9430.2%detail
■ Tornado4740.5%detail
■ Flood35—0.2%detail
■ Hail34—0.1%detail
■ Other14—0.8%
■ Tropical9—1.6%
■ Drought9—0.0%
■ Heat6—0.1%
■ Winter4—0.0%
■ Lightning1—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
20 Sep 1967TornadoTornadoF3$25K—47County
25 Nov 1987Thunderstorm WindWind0 mph——22County
16 Nov 1987Thunderstorm WindWind109 mph——1—County
25 Aug 2017Tropical StormTropical—$500M———Forecast zone
11 Apr 1969TornadoTornadoF3$2.5M——13County
14 Feb 2017TornadoTornadoEF1$900K——6County
10 Sep 1998TornadoTornadoF0$15K——5County
7 Sep 1998Tropical StormTropical—$29M———Forecast zone
23 Dec 2002Thunderstorm WindWind60 mph$150K——1County
5 Jun 2007LightningLightning————1County
1 Aug 1998DroughtDrought—$1.0M$7.3M——Forecast zone
12 Sep 2008Storm Surge/TideTropical—$8.0M———Forecast zone
12 Sep 2008Hurricane (Typhoon)Tropical—$6.0M———Forecast zone
17 Dec 1995TornadoTornadoF0$1.0M———County
14 Jul 2003Hurricane (Typhoon)Tropical—$716K———Forecast zone
6 Sep 2002Flash FloodFlood—$500K———County
25 Aug 2017TornadoTornadoEF1$500K———County
17 Apr 1992TornadoTornadoF1$250K———County
29 Apr 2013Thunderstorm WindWind75 mph$200K———County
17 Dec 1995TornadoTornadoF0$150K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
9 Jul 2024DR-4798Major disasterHurricaneHurricane BerylIndividual assistance, Public assistance
19 Feb 2021DR-4586Major disasterSevere Ice StormSevere Winter StormsIndividual assistance, Public assistance
14 Feb 2021EM-3554EmergencySevere Ice StormSevere Winter StormPublic assistance
24 Aug 2020EM-3540EmergencyHurricaneTropical Storms Marco And LauraPublic assistance
26 Jul 2020EM-3530EmergencyHurricaneHurricane HannaPublic assistance
25 Mar 2020DR-4485Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3458EmergencyBiologicalCovid-19Public assistance
25 Aug 2017DR-4332Major disasterHurricaneHurricane HarveyIndividual assistance, Public assistance
9 Sep 2011DR-4029Major disasterFireWildfiresPublic assistance
13 Sep 2008DR-1791Major disasterHurricaneHurricane IkeIndividual assistance, Public assistance
10 Sep 2008EM-3294EmergencyHurricaneHurricane IkePublic assistance
29 Aug 2008EM-3290EmergencyHurricaneHurricane GustavPublic assistance
18 Aug 2007EM-3277EmergencyHurricaneHurricane DeanPublic assistance
11 Jan 2006DR-1624Major disasterFireExtreme Wildfire ThreatPublic assistance
24 Sep 2005DR-1606Major disasterHurricaneHurricane RitaPublic assistance
21 Sep 2005EM-3261EmergencyHurricaneHurricane RitaPublic assistance
2 Sep 2005EM-3216EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
17 Jul 2003DR-1479Major disasterHurricaneHurricane ClaudetteIndividual assistance, Public assistance
26 Sep 2002DR-1434Major disasterCoastal StormTropical Storm FayIndividual assistance
1 Sep 1999EM-3142EmergencyFireExtreme Fire HazardsPublic assistance
21 Oct 1998DR-1257Major disasterFloodTx-Flooding 10/18/98Individual assistance, Public assistance
23 Sep 1998DR-1245Major disasterSevere StormHurricane Georges - TexasIndividual assistance, Public assistance
26 Aug 1998DR-1239Major disasterSevere StormTropical Storm Charley—
18 Oct 1994DR-1041Major disasterFloodSevere Thunderstorms And FloodingIndividual assistance, Public assistance
26 Dec 1991DR-930Major disasterFloodSevere ThunderstormsIndividual assistance, Public assistance
19 Aug 1983DR-689Major disasterHurricaneHurricane AliciaIndividual assistance
25 Sep 1979DR-603Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
11 Jul 1973DR-398Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance
28 Sep 1967DR-232Major disasterHurricaneHurricane BeulahIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Matagorda County, 1978 to 2026 (hover for the amount paid).
Claims since 19782,137
Paid claims1,549
Total paid$25M
Average paid claim$16K
Repetitive-loss properties17327 severe
Residential policies in force2,40515.1% of 15,926 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202597$187,204$26,743
202412378$1,572,013$20,154
202331$1,741$1,741
20218142$868,187$20,671
202052$150,697$75,348
20197058$2,036,217$35,107
201854$57,684$14,421
2017304181$8,937,434$49,378
201642$22,079$11,039
2015124$115,164$28,791
20121513$164,666$12,667
201096$161,565$26,928
20088859$663,039$11,238
20071414$242,501$17,322
20061310$161,917$16,192
200541$4,806$4,806
20042621$399,855$19,041
2003248187$2,711,477$14,500
20029581$1,162,007$14,346
20011714$224,458$16,033
200010$0—
1998196149$2,090,831$14,032
199753$33,448$11,149
199632$27,379$13,690
19953832$275,158$8,599

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 80.3 of 100
Expected annual loss$33MRelatively Low
Social vulnerabilityRelatively High
Community resilienceRelatively Moderate
Hazard (NRI)Risk ratingExpected annual loss
HurricaneRelatively High$20,089,310
Inland floodingRelatively Low$6,904,456
TornadoRelatively Low$1,359,891
DroughtRelatively Moderate$1,320,826
Cold waveRelatively Low$1,162,005
Heat waveRelatively Low$868,196
Coastal floodingRelatively Moderate$733,272
LightningRelatively Moderate$309,651
WildfireRelatively Low$179,477
HailRelatively Low$141,682
Strong windRelatively Low$138,504
Ice stormRelatively Low$73,483
EarthquakeVery Low$23,196
Winter weatherVery Low$3,216
LandslideVery Low$35

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles75
Tracks within 50 miles35
Hurricane strength within 50 miles19
StormYearClosest approachMax wind while within 100 mi
Beryl202412 mi92 mph
Nicholas202118 mi75 mph
Beta202035 mi52 mph
Imelda201933 mi46 mph
Harvey201722 mi132 mph
Bill201554 mi58 mph
Ike200887 mi109 mph
Humberto200769 mi63 mph
Claudette200335 mi92 mph
Grace200357 mi40 mph
Fay200226 mi58 mph
Allison200143 mi58 mph
Charley199893 mi69 mph
Frances199863 mi52 mph
Dean199552 mi46 mph
Allison198919 mi52 mph
Jerry198965 mi86 mph
Alicia198359 mi115 mph
Danielle198041 mi46 mph
Elena197923 mi40 mph
Delia197315 mi63 mph
Fern197119 mi81 mph
Edith197189 mi92 mph
Celia197090 mi138 mph
Felice197083 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Matagorda County, TX?

NCEI records 34 hail events in Matagorda County since 1950, in 21 different years; that is about 0.4 recorded events a year. 10 reports were golf-ball size (1.75 in) or larger.

Has Matagorda County had a tornado?

Yes. NCEI records 47 tornadoes in Matagorda County since 1950, 4 of them rated (E)F2 or stronger. Tornado deaths recorded: 4.

When was the last federal disaster declaration for Matagorda County?

9 Jul 2024: Hurricane Beryl, a major disaster declaration for hurricane. The county appears in 29 declarations since 1953.

How many flood insurance claims have been filed in Matagorda County, and how much was paid?

2,137 NFIP claims since 1978, 1,549 of them paid, for $25M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Matagorda County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Matagorda County compare with the rest of Texas?

23.1 recorded events per 100 square miles against 63.3 statewide, and 58.8 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.