States › Texas › Montgomery County
Montgomery County, Texas
Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.
Montgomery County, Texas, has 641 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.
That is 61.5 events per 100 square miles, in line with the Texas figure of 63.3, and 9.9 per 10,000 residents against 56.0 statewide.
12 events fall in the 12 months to 30 Jun 2026. NCEI attributes 32 deaths and 32 injuries to events in the county, with property damage estimated at $7.7B and crop damage at $7.5M.
FEMA has designated the county in 39 federal disaster declarations since 1953; the most recent is Pauline Road Fire (fire management assistance, 20 Mar 2025).
National Flood Insurance Program policyholders in the county filed 13,035 claims since 1978, of which 11,305 were paid, totalling $634M (about $56K per paid claim). FEMA counts 21,232 residential flood policies in force.
FEMA's National Risk Index rates the county's overall risk as "Relatively High" and its expected annual loss as "Relatively High" ($222M a year across 18 hazards).
53 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 5 of them within 50 miles at hurricane strength.
Compared with Texas and the United States
| Measure | Montgomery County | Texas | US |
|---|---|---|---|
| Recorded events since 1950 | 641 | 165,476 | 1,977,440 |
| Events per 100 square miles | 61.5 | 63.3 | 56.0 |
| Events per 10,000 residents | 9.9 | 56.0 | 59.6 |
| Events in the last 12 months | 12 | 4,723 | 62,008 |
| Deaths recorded by NCEI | 32 | 2,429 | 26,435 |
| Property damage (NCEI estimates) | $7.7B | $111B | $575B |
| NFIP claims per 1,000 residents | 20.1 | 13.4 | 8.1 |
| Average paid NFIP claim | $56K | $55K | $43K |
| Claims per 100 policies in force, last 10 years | 21.0 | 24.7 | 16.1 |
County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.
Events by decade
Trend: 322 events in the 20 years to 2025 against 268 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.
Events by type
Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.
Largest recorded events
| Date | Event type | Group | Magnitude | Property damage | Crop damage | Deaths | Injuries | Geography |
|---|---|---|---|---|---|---|---|---|
| 22 Sep 2005 | Heat | Heat | — | — | — | 13 | — | Forecast zone |
| 27 Aug 2017 | Flash Flood | Flood | — | $7.0B | $10K | 4 | — | County |
| 15 Feb 2021 | Extreme Cold/Wind Chill | Cold | — | $238K | — | 3 | — | Forecast zone |
| 12 Sep 2008 | Hurricane (Typhoon) | Tropical | — | $500M | — | 2 | — | Forecast zone |
| 23 May 2023 | Thunderstorm Wind | Wind | 58 mph | — | — | 2 | 7 | County |
| 3 Feb 2011 | Ice Storm | Winter | — | — | — | 2 | — | Forecast zone |
| 9 Sep 2010 | Lightning | Lightning | — | — | — | 1 | 1 | County |
| 28 May 2024 | Thunderstorm Wind | Wind | 69 mph | $50K | — | 1 | — | County |
| 22 Sep 2006 | Strong Wind | Wind | 46 mph | $3K | — | 1 | — | Forecast zone |
| 3 May 2024 | Lightning | Lightning | — | — | — | 1 | — | County |
| 16 Jun 2026 | Flood | Flood | — | — | — | 1 | — | County |
| 16 Jun 2026 | Heavy Rain | Other | — | — | — | 1 | — | County |
| 19 Sep 2019 | Flash Flood | Flood | — | $190M | — | — | — | County |
| 28 Dec 2024 | Tornado | Tornado | EF3 | — | — | — | 10 | County |
| 19 Feb 1954 | Tornado | Tornado | F2 | $250K | — | — | 7 | County |
| 5 Jun 2001 | Tropical Storm | Tropical | — | $20M | — | — | — | Forecast zone |
| 9 May 1981 | Tornado | Tornado | F2 | $25K | — | — | 2 | County |
| 23 Oct 1997 | Tornado | Tornado | F2 | $175K | — | — | 1 | County |
| 3 Aug 2008 | Thunderstorm Wind | Wind | 63 mph | $40K | — | — | 1 | County |
| 20 Sep 2018 | Thunderstorm Wind | Wind | 64 mph | $25K | — | — | 1 | County |
Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.
Federal disaster declarations
| Declared | Number | Type | Incident | Title | Programs |
|---|---|---|---|---|---|
| 20 Mar 2025 | FM-5573 | Fire management assistance | Fire | Pauline Road Fire | Public assistance |
| 9 Jul 2024 | DR-4798 | Major disaster | Hurricane | Hurricane Beryl | Individual assistance, Public assistance |
| 17 May 2024 | DR-4781 | Major disaster | Flood | Severe Storms, Straight-Line Winds, Tornadoes, And Flooding | Individual assistance, Public assistance |
| 19 Feb 2021 | DR-4586 | Major disaster | Severe Ice Storm | Severe Winter Storms | Individual assistance, Public assistance |
| 14 Feb 2021 | EM-3554 | Emergency | Severe Ice Storm | Severe Winter Storm | Public assistance |
| 24 Aug 2020 | EM-3540 | Emergency | Hurricane | Tropical Storms Marco And Laura | Public assistance |
| 25 Mar 2020 | DR-4485 | Major disaster | Biological | Covid-19 Pandemic | Individual assistance, Public assistance |
| 13 Mar 2020 | EM-3458 | Emergency | Biological | Covid-19 | Public assistance |
| 4 Oct 2019 | DR-4466 | Major disaster | Flood | Tropical Storm Imelda | Individual assistance |
| 25 Aug 2017 | DR-4332 | Major disaster | Hurricane | Hurricane Harvey | Individual assistance, Public assistance |
| 11 Jun 2016 | DR-4272 | Major disaster | Flood | Severe Storms And Flooding | Individual assistance, Public assistance |
| 25 Apr 2016 | DR-4269 | Major disaster | Flood | Severe Storms And Flooding | Individual assistance, Public assistance |
| 29 May 2015 | DR-4223 | Major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds And Flooding | Individual assistance |
| 9 Sep 2011 | DR-4029 | Major disaster | Fire | Wildfires | Individual assistance |
| 6 Sep 2011 | FM-2964 | Fire management assistance | Fire | Riley Road Fire | Public assistance |
| 6 Sep 2011 | FM-2962 | Fire management assistance | Fire | Tamina Fire | Public assistance |
| 13 Sep 2008 | DR-1791 | Major disaster | Hurricane | Hurricane Ike | Individual assistance, Public assistance |
| 10 Sep 2008 | EM-3294 | Emergency | Hurricane | Hurricane Ike | Public assistance |
| 29 Aug 2008 | EM-3290 | Emergency | Hurricane | Hurricane Gustav | Public assistance |
| 14 Mar 2008 | EM-3284 | Emergency | Fire | Wildfires | Public assistance |
| 11 Jan 2006 | DR-1624 | Major disaster | Fire | Extreme Wildfire Threat | Public assistance |
| 24 Sep 2005 | DR-1606 | Major disaster | Hurricane | Hurricane Rita | Individual assistance, Public assistance |
| 21 Sep 2005 | EM-3261 | Emergency | Hurricane | Hurricane Rita | Public assistance |
| 2 Sep 2005 | EM-3216 | Emergency | Hurricane | Hurricane Katrina Evacuation | Public assistance |
| 1 Feb 2003 | EM-3171 | Emergency | Other | Loss Of The Space Shuttle Columbia | Public assistance |
| 5 Nov 2002 | DR-1439 | Major disaster | Severe Storm | Severe Storms, Tornadoes And Flooding | Individual assistance |
| 9 Jun 2001 | DR-1379 | Major disaster | Coastal Storm | Tx-Tropical Storm Allison-06-06-2001 | Individual assistance, Public assistance |
| 5 Sep 2000 | FM-2331 | Fire management assistance | Fire | Tx - Peach Creek Fire - 09/04/00 | Public assistance |
| 1 Sep 1999 | EM-3142 | Emergency | Fire | Extreme Fire Hazards | Public assistance |
| 21 Oct 1998 | DR-1257 | Major disaster | Flood | Tx-Flooding 10/18/98 | Individual assistance, Public assistance |
| 26 Aug 1998 | DR-1239 | Major disaster | Severe Storm | Tropical Storm Charley | — |
| 23 Feb 1996 | EM-3117 | Emergency | Fire | Extreme Fire Hazard | Public assistance |
| 18 Oct 1994 | DR-1041 | Major disaster | Flood | Severe Thunderstorms And Flooding | Individual assistance, Public assistance |
| 10 Sep 1993 | EM-3113 | Emergency | Drought | Extreme Fire Hazard | Public assistance |
| 19 May 1989 | DR-828 | Major disaster | Severe Storm | Severe Storms, Tornadoes & Flooding | Individual assistance, Public assistance |
| 19 Aug 1983 | DR-689 | Major disaster | Hurricane | Hurricane Alicia | Individual assistance, Public assistance |
| 25 Sep 1979 | DR-603 | Major disaster | Flood | Severe Storms & Flooding | Individual assistance, Public assistance |
| 26 Apr 1979 | DR-580 | Major disaster | Severe Storm | Severe Storms, Tornadoes & Flooding | Individual assistance, Public assistance |
| 11 Jul 1973 | DR-398 | Major disaster | Flood | Severe Storms & Flooding | Individual assistance, Public assistance |
Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.
Flood insurance claims
| Year of loss | Claims | Paid claims | Amount paid | Average paid |
|---|---|---|---|---|
| 2026 | 27 | 25 | $1,166,513 | $46,661 |
| 2025 | 19 | 14 | $720,704 | $51,479 |
| 2024 | 503 | 427 | $36,361,818 | $85,156 |
| 2023 | 42 | 30 | $1,020,289 | $34,010 |
| 2022 | 7 | 0 | $0 | — |
| 2021 | 53 | 26 | $465,016 | $17,885 |
| 2020 | 13 | 5 | $88,930 | $17,786 |
| 2019 | 1,297 | 1,217 | $90,244,303 | $74,153 |
| 2018 | 50 | 32 | $960,597 | $30,019 |
| 2017 | 2,445 | 2,130 | $248,890,793 | $116,850 |
| 2016 | 1,660 | 1,435 | $91,385,482 | $63,683 |
| 2015 | 115 | 88 | $2,196,676 | $24,962 |
| 2014 | 52 | 43 | $1,244,160 | $28,934 |
| 2013 | 4 | 1 | $1,188 | $1,188 |
| 2012 | 144 | 121 | $3,921,017 | $32,405 |
| 2010 | 8 | 2 | $13,767 | $6,884 |
| 2009 | 126 | 114 | $3,415,924 | $29,964 |
| 2008 | 454 | 290 | $12,404,298 | $42,773 |
| 2007 | 30 | 24 | $313,355 | $13,056 |
| 2006 | 151 | 136 | $2,953,529 | $21,717 |
| 2005 | 28 | 15 | $218,091 | $14,539 |
| 2004 | 68 | 59 | $885,650 | $15,011 |
| 2003 | 90 | 75 | $1,176,267 | $15,684 |
| 2002 | 206 | 174 | $5,020,741 | $28,855 |
| 2001 | 583 | 483 | $16,587,230 | $34,342 |
OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).
National Risk Index
| Hazard (NRI) | Risk rating | Expected annual loss |
|---|---|---|
| Inland flooding | $94,367,013 | |
| Tornado | $61,702,528 | |
| Cold wave | $22,753,605 | |
| Hurricane | $17,943,905 | |
| Lightning | $8,569,220 | |
| Heat wave | $7,912,850 | |
| Strong wind | $2,790,107 | |
| Ice storm | $1,933,972 | |
| Hail | $1,874,794 | |
| Earthquake | $713,358 | |
| Drought | $547,420 | |
| Wildfire | $426,215 | |
| Winter weather | $336,223 | |
| Landslide | $1,889 |
FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.
Hurricane and tropical storm passes
| Storm | Year | Closest approach | Max wind while within 100 mi |
|---|---|---|---|
| Beryl | 2024 | 28 mi | 81 mph |
| Nicholas | 2021 | 60 mi | 58 mph |
| Imelda | 2019 | 90 mi | 46 mph |
| Edouard | 2008 | 47 mi | 63 mph |
| Ike | 2008 | 18 mi | 109 mph |
| Humberto | 2007 | 86 mi | 92 mph |
| Rita | 2005 | 85 mi | 75 mph |
| Grace | 2003 | 65 mi | 40 mph |
| Allison | 2001 | 70 mi | 52 mph |
| Dean | 1995 | 77 mi | 46 mph |
| Allison | 1989 | 14 mi | 52 mph |
| Chantal | 1989 | 19 mi | 81 mph |
| Jerry | 1989 | 37 mi | 86 mph |
| Unnamed Atlantic storm | 1987 | 61 mi | 46 mph |
| Bonnie | 1986 | 63 mi | 86 mph |
| Alicia | 1983 | 33 mi | 115 mph |
| Danielle | 1980 | 72 mi | 46 mph |
| Claudette | 1979 | 72 mi | 46 mph |
| Delia | 1973 | 59 mi | 63 mph |
| Felice | 1970 | 28 mi | 69 mph |
| Cindy | 1963 | 39 mi | 63 mph |
| Debra | 1959 | 32 mi | 86 mph |
| Bertha | 1957 | 56 mi | 46 mph |
| Unnamed Atlantic storm | 1949 | 23 mi | 109 mph |
| Unnamed Atlantic storm | 1947 | 36 mi | 81 mph |
HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.
ZIP codes with flood claims
- 77302 1,755
- 77357 1,622
- 77365 1,410
- 77380 1,357
- 77386 1,343
- 77385 1,027
- 77372 618
- 77354 529
- 77356 494
- 77304 475
- 77301 474
- 77355 466
- 77381 301
- 77362 228
- 77303 201
- 77318 189
- 77306 171
- 77316 155
- 77382 64
- 77384 63
- 77378 22
- 77305 19
ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.
Questions and answers
How often does it hail in Montgomery County, TX?
NCEI records 168 hail events in Montgomery County since 1950, in 44 different years; that is about 2.2 recorded events a year. 41 reports were golf-ball size (1.75 in) or larger.
Has Montgomery County had a tornado?
Yes. NCEI records 55 tornadoes in Montgomery County since 1950, 8 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.
When was the last federal disaster declaration for Montgomery County?
20 Mar 2025: Pauline Road Fire, a fire management assistance declaration for fire. The county appears in 39 declarations since 1953.
How many flood insurance claims have been filed in Montgomery County, and how much was paid?
13,035 NFIP claims since 1978, 11,305 of them paid, for $634M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.
Is Montgomery County in the National Risk Index's high-risk band?
FEMA's National Risk Index (December 2025) rates the county "Relatively High" for overall risk, "Relatively High" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.
How does Montgomery County compare with the rest of Texas?
61.5 recorded events per 100 square miles against 63.3 statewide, and 20.1 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.
Provenance
Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.