County Hazards

States › Texas › Shelby County

Shelby County, Texas

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 48419 · 23,939 residents (2021) · 796 sq mi · dominant hazard Wind

Hail · 167Tornado · 45Flood · 55Wind · 224Winter · 25
1957-04-17: Hail1962-04-10: Hail1962-04-11: Hail1974-03-20: Hail1974-05-04: Hail1976-03-26: Hail1976-03-30: Hail1978-05-12: Hail1979-05-22: Hail1982-04-19: Hail1982-04-25: Hail1982-04-26: Hail1983-04-01: Hail1983-04-01: Hail1983-05-19: Hail1984-04-29: Hail1984-04-29: Hail1984-04-10: Hail1984-04-02: Hail1984-05-02: Hail1984-05-02: Hail1984-05-02: Hail1984-08-30: Hail1984-08-30: Hail1984-04-10: Hail1984-04-10: Hail1984-04-02: Hail1984-04-10: Hail1984-04-02: Hail1985-07-03: Hail1985-04-23: Hail1985-04-23: Hail1985-04-23: Hail1985-04-23: Hail1985-08-02: Hail1985-03-30: Hail1985-04-21: Hail1986-05-24: Hail1986-05-24: Hail1986-04-19: Hail1986-04-19: Hail1987-01-24: Hail1987-06-17: Hail1988-05-22: Hail1988-10-01: Hail1988-07-26: Hail1988-04-01: Hail1988-10-01: Hail1988-04-01: Hail1989-03-20: Hail1989-05-05: Hail1989-05-16: Hail1989-05-16: Hail1989-05-16: Hail1989-05-05: Hail1990-05-12: Hail1990-12-21: Hail1990-01-17: Hail1990-02-15: Hail1990-12-20: Hail1990-04-27: Hail1990-02-09: Hail1991-05-03: Hail1991-02-18: Hail1991-04-13: Hail1992-11-03: Hail1992-04-19: Hail1992-05-25: Hail1992-05-14: Hail1992-11-21: Hail1992-05-25: Hail1996-05-29: Hail1996-05-29: Hail1996-05-29: Hail1996-05-29: Hail1996-10-22: Hail1996-03-18: Hail1996-03-18: Hail1996-04-14: Hail1996-04-14: Hail1996-04-14: Hail1996-04-14: Hail1996-04-14: Hail1997-05-02: Hail1997-05-02: Hail1998-01-11: Hail1998-01-11: Hail1998-04-27: Hail1998-06-15: Hail1998-06-15: Hail1999-03-02: Hail1999-05-05: Hail2000-03-18: Hail2000-04-02: Hail2000-04-23: Hail2000-04-02: Hail2000-05-03: Hail2002-03-30: Hail2002-03-25: Hail2002-05-02: Hail2002-08-04: Hail2003-04-20: Hail2003-04-20: Hail2003-07-11: Hail2004-04-07: Hail2004-04-07: Hail2005-04-05: Hail2005-03-14: Hail2005-03-31: Hail2005-08-22: Hail2005-06-16: Hail2005-06-16: Hail1950-02-12: Tornado1950-02-12: Tornado1957-04-03: Tornado1959-03-20: Tornado1963-09-05: Tornado1964-04-26: Tornado1964-04-26: Tornado1964-04-26: Tornado1972-07-04: Tornado1973-01-21: Tornado1973-01-20: Tornado1973-01-20: Tornado1974-03-20: Tornado1976-02-17: Tornado1980-04-11: Tornado1980-04-11: Tornado1980-04-11: Tornado1980-08-12: Tornado1982-04-19: Tornado1984-05-02: Tornado1984-10-20: Tornado1987-11-15: Tornado1990-04-27: Tornado1992-11-03: Tornado1996-04-20: Tornado1999-04-03: Tornado1999-03-02: Tornado2000-05-03: Tornado2009-12-23: Tornado2011-06-21: Tornado2011-06-21: Tornado2013-02-18: Tornado2017-05-11: Tornado2019-04-24: Tornado2019-05-02: Tornado2020-04-12: Tornado2020-01-11: Tornado2024-07-08: Tornado2024-07-08: Tornado2024-07-08: Tornado2024-07-08: Tornado2024-07-08: Tornado2025-03-28: Tornado2026-02-14: Tornado2005-09-24: Flood2005-09-24: Flood2009-10-13: Flood2009-10-29: Flood2009-10-29: Flood2013-01-13: Flood2013-01-13: Flood2015-05-18: Flood2015-05-18: Flood2015-11-17: Flood2015-06-18: Flood2016-03-08: Flood2017-08-30: Flood2017-08-30: Flood2020-04-22: Flood2020-04-22: Flood2022-04-13: Flood2022-04-13: Flood2022-09-01: Flood2023-01-02: Flood2023-04-06: Flood2023-05-11: Flood2024-01-23: Flood2024-06-01: Flood2024-06-01: Flood2024-06-02: Flood2024-06-02: Flood2024-04-09: Flood2024-07-26: Flood2025-08-29: Flood2025-10-18: Wind2025-10-18: Wind2025-06-08: Wind2025-06-08: Wind2025-03-04: Wind2024-06-01: Wind2024-05-30: Wind2024-05-28: Wind2024-05-28: Wind2024-05-28: Wind2024-04-28: Wind2024-04-28: Wind2024-04-09: Wind2024-03-08: Wind2024-03-08: Wind2023-06-10: Wind2023-06-10: Wind2023-04-26: Wind2023-04-26: Wind2023-03-02: Wind2022-07-13: Wind2022-07-13: Wind2022-07-13: Wind2022-06-26: Wind2022-03-30: Wind2022-03-30: Wind2021-06-08: Wind2020-09-04: Wind2020-09-04: Wind2020-04-29: Wind2020-04-22: Wind2020-04-19: Wind2019-10-03: Wind2019-06-20: Wind2019-05-18: Wind2019-04-13: Wind2019-04-13: Wind2018-10-31: Wind2017-07-08: Wind2017-07-08: Wind2017-05-11: Wind2017-05-11: Wind2017-05-03: Wind2017-05-03: Wind2017-05-03: Wind2017-05-03: Wind2017-04-02: Wind2017-03-24: Wind2015-05-11: Wind2014-12-27: Wind2014-08-11: Wind2014-08-11: Wind2014-07-23: Wind2014-03-28: Wind2013-12-21: Wind2013-12-21: Wind2013-03-31: Wind2013-03-31: Wind2012-12-25: Wind2012-12-09: Wind2012-08-09: Wind2012-07-21: Wind2012-07-21: Wind2012-04-02: Wind2010-07-26: Wind2010-03-24: Wind2009-08-29: Wind2009-08-06: Wind2009-07-05: Wind2009-05-03: Wind2009-03-25: Wind2009-03-25: Wind2009-02-11: Wind2009-02-11: Wind2008-08-03: Wind2008-06-17: Wind2008-06-17: Wind2008-06-17: Wind2008-05-15: Wind2008-05-07: Wind2008-05-07: Wind2008-02-16: Wind2008-02-16: Wind2007-06-03: Wind2006-11-10: Wind2006-07-19: Wind2006-06-05: Wind2005-08-27: Wind2005-08-27: Wind2005-08-22: Wind2005-07-02: Wind2005-07-02: Wind2005-06-06: Wind2005-06-06: Wind2005-06-06: Wind2004-08-19: Wind2004-06-29: Wind2004-06-02: Wind2004-06-01: Wind2004-04-07: Wind2003-08-21: Wind2003-07-13: Wind2003-07-13: Wind2003-07-11: Wind2003-07-11: Wind2003-07-11: Wind2002-12-30: Wind2002-12-23: Wind2002-08-27: Wind2002-08-04: Wind2002-07-13: Wind2002-05-26: Wind2001-08-26: Wind2001-08-26: Wind2001-05-07: Wind2001-03-12: Wind2000-11-06: Wind2000-08-21: Wind2000-08-21: Wind2000-05-27: Wind
Shelby County within Texas. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Shelby County, Texas, has 665 weather events in the NCEI Storm Events record since 1950, most of them damaging wind.

That is 83.6 events per 100 square miles, above the Texas figure of 63.3, and 277.8 per 10,000 residents against 56.0 statewide.

18 events fall in the 12 months to 30 Jun 2026. NCEI attributes 4 deaths and 74 injuries to events in the county, with property damage estimated at $15M.

FEMA has designated the county in 27 federal disaster declarations since 1953; the most recent is Hurricane Beryl (major disaster, 9 Jul 2024).

National Flood Insurance Program policyholders in the county filed 6 claims since 1978, of which 3 were paid, totalling $99K (about $33K per paid claim). FEMA counts 23 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Very Low" ($13M a year across 18 hazards).

28 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

18events, last 12 monthsto 30 Jun 2026
665events since 19504 deaths, 74 injuries recorded
27disaster declarationslast 9 Jul 2024
6NFIP flood claims$99K paid

Compared with Texas and the United States

MeasureShelby CountyTexasUS
Recorded events since 1950665165,4761,977,440
Events per 100 square miles83.663.356.0
Events per 10,000 residents277.856.059.6
Events in the last 12 months184,72362,008
Deaths recorded by NCEI42,42926,435
Property damage (NCEI estimates)$15M$111B$575B
NFIP claims per 1,000 residents0.313.48.1
Average paid NFIP claim$33K$55K$43K
Claims per 100 policies in force, last 10 years4.324.716.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 1Tornado: 4
Hail: 2Tornado: 5
Hail: 6Tornado: 6Wind: 12
Hail: 46Tornado: 8Wind: 27
Hail: 45Tornado: 5Flood: 18Wind: 62Winter: 2Drought: 3Lightning: 2Other: 1
Hail: 30Tornado: 2Flood: 12Wind: 57Winter: 3Tropical: 1Drought: 1Lightning: 4
Hail: 20Tornado: 6Flood: 9Wind: 34Winter: 12Heat: 27Cold: 2Drought: 23Lightning: 4
Hail: 17Tornado: 9Flood: 16Wind: 32Winter: 8Tropical: 1Heat: 57Cold: 4Drought: 19
51950s71960s241970s811980s1381990s1102000s1372010s1632020s
Recorded events in Shelby County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtLightningOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 329 events in the 20 years to 2025 against 242 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind224
Hail167
Heat84
Flood55
Drought46
Tornado45
Winter25
Lightning10
Cold6
Tropical2
Other1
HazardEventsDeathsShare of state's events
■ Wind224—0.5%detail
■ Hail167—0.3%detail
■ Heat84—1.3%
■ Flood5510.3%detail
■ Drought46—0.2%
■ Tornado4530.4%detail
■ Winter25—0.3%detail
■ Lightning10—1.0%
■ Cold6—0.3%
■ Tropical2—0.3%
■ Other1—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
12 Feb 1950TornadoTornadoF3$250K—315County
28 Jan 1999Flash FloodFlood———1—County
12 Feb 1950TornadoTornadoF1$250K——32County
15 Nov 1987TornadoTornadoF3$2.5M——15County
3 May 1990Thunderstorm WindWind0 mph———5County
21 Jan 1973TornadoTornadoF2$250K——3County
11 Jan 2020TornadoTornadoEF1$500K——1County
12 Aug 1980TornadoTornadoF1$25K——1County
19 Feb 1991Thunderstorm WindWind0 mph———1County
18 May 2015LightningLightning————1County
10 Feb 1998Thunderstorm WindWind92 mph$8.0M———County
13 Sep 2008Tropical StormTropical—$400K———Forecast zone
8 Jul 2024TornadoTornadoEF1$300K———County
20 Jan 1973TornadoTornadoF1$250K———County
20 Jan 1973TornadoTornadoF1$250K———County
20 Mar 1974TornadoTornadoF2$250K———County
23 Dec 2009TornadoTornadoEF2$250K———County
14 Jul 2014LightningLightning—$250K———County
8 Jul 2024TornadoTornadoEF1$200K———County
11 May 2015Thunderstorm WindWind70 mph$130K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
9 Jul 2024DR-4798Major disasterHurricaneHurricane BerylIndividual assistance, Public assistance
17 May 2024DR-4781Major disasterFloodSevere Storms, Straight-Line Winds, Tornadoes, And FloodingPublic assistance
19 Feb 2021DR-4586Major disasterSevere Ice StormSevere Winter StormsIndividual assistance, Public assistance
14 Feb 2021EM-3554EmergencySevere Ice StormSevere Winter StormPublic assistance
24 Aug 2020EM-3540EmergencyHurricaneTropical Storms Marco And LauraPublic assistance
25 Mar 2020DR-4485Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3458EmergencyBiologicalCovid-19Public assistance
19 Mar 2016DR-4266Major disasterFloodSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
29 May 2015DR-4223Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds And FloodingIndividual assistance, Public assistance
9 Sep 2011DR-4029Major disasterFireWildfiresPublic assistance
13 Sep 2008DR-1791Major disasterHurricaneHurricane IkeIndividual assistance, Public assistance
10 Sep 2008EM-3294EmergencyHurricaneHurricane IkePublic assistance
29 Aug 2008EM-3290EmergencyHurricaneHurricane GustavPublic assistance
11 Jan 2006DR-1624Major disasterFireExtreme Wildfire ThreatPublic assistance
24 Sep 2005DR-1606Major disasterHurricaneHurricane RitaIndividual assistance, Public assistance
21 Sep 2005EM-3261EmergencyHurricaneHurricane RitaPublic assistance
2 Sep 2005EM-3216EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
1 Feb 2003EM-3171EmergencyOtherLoss Of The Space Shuttle ColumbiaPublic assistance
9 Jun 2001DR-1379Major disasterCoastal StormTx-Tropical Storm Allison-06-06-2001Individual assistance, Public assistance
8 Jan 2001DR-1356Major disasterSevere Ice StormSevere Winter Ice StormPublic assistance
1 Sep 1999EM-3142EmergencyFireExtreme Fire HazardsPublic assistance
26 Aug 1998DR-1239Major disasterSevere StormTropical Storm Charley—
23 Feb 1996EM-3117EmergencyFireExtreme Fire HazardPublic assistance
18 Oct 1994DR-1041Major disasterFloodSevere Thunderstorms And FloodingIndividual assistance, Public assistance
19 May 1989DR-828Major disasterSevere StormSevere Storms, Tornadoes & FloodingIndividual assistance, Public assistance
20 Nov 1987DR-802Major disasterTornadoSevere Storms & TornadoesIndividual assistance
12 May 1966DR-218Major disasterFloodSevere Storms & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Shelby County, 1978 to 2026 (hover for the amount paid).
Claims since 19786
Paid claims3
Total paid$99K
Average paid claim$33K
Repetitive-loss properties0
Residential policies in force230.2% of 9,564 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202210$0—
200811$64,900$64,900
200211$1,414$1,414
199710$0—
199211$32,712$32,712
197810$0—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 55.7 of 100
Expected annual loss$13MVery Low
Social vulnerabilityRelatively High
Community resilienceVery Low
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingRelatively Low$3,982,405
TornadoRelatively Moderate$2,175,100
HurricaneRelatively Moderate$2,129,703
Strong windRelatively High$1,697,642
Heat waveRelatively Low$885,399
Cold waveRelatively Low$740,947
DroughtRelatively Moderate$297,655
Ice stormRelatively Moderate$270,943
LightningRelatively Moderate$266,103
EarthquakeVery Low$172,197
HailRelatively Low$145,264
WildfireRelatively Low$124,980
Winter weatherRelatively Low$55,911
LandslideVery Low$1,148

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles28
Tracks within 50 miles11
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Laura202064 mi98 mph
Barry201940 mi46 mph
Cindy201724 mi46 mph
Gustav200867 mi46 mph
Ike200868 mi58 mph
Humberto200791 mi40 mph
Rita200513 mi75 mph
Unnamed Atlantic storm198792 mi46 mph
Bonnie198670 mi40 mph
Chris198281 mi46 mph
Debra1959100 mi46 mph
Audrey195780 mi92 mph
Barbara1954100 mi46 mph
Unnamed Atlantic storm194941 mi46 mph
Unnamed Atlantic storm194729 mi46 mph
Unnamed Atlantic storm194149 mi46 mph
Unnamed Atlantic storm194021 mi52 mph
Unnamed Atlantic storm193863 mi40 mph
Unnamed Atlantic storm192095 mi46 mph
Unnamed Atlantic storm191839 mi69 mph
Unnamed Atlantic storm190887 mi40 mph
Unnamed Atlantic storm189112 mi63 mph
Unnamed Atlantic storm188652 mi75 mph
Unnamed Atlantic storm188280 mi46 mph
Unnamed Atlantic storm187941 mi81 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Shelby County, TX?

NCEI records 167 hail events in Shelby County since 1950, in 44 different years; that is about 2.2 recorded events a year. 54 reports were golf-ball size (1.75 in) or larger.

Has Shelby County had a tornado?

Yes. NCEI records 45 tornadoes in Shelby County since 1950, 12 of them rated (E)F2 or stronger. Tornado deaths recorded: 3.

When was the last federal disaster declaration for Shelby County?

9 Jul 2024: Hurricane Beryl, a major disaster declaration for hurricane. The county appears in 27 declarations since 1953.

How many flood insurance claims have been filed in Shelby County, and how much was paid?

6 NFIP claims since 1978, 3 of them paid, for $99K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Shelby County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Very Low" for expected annual loss, "Relatively High" for social vulnerability and "Very Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Shelby County compare with the rest of Texas?

83.6 recorded events per 100 square miles against 63.3 statewide, and 0.3 NFIP claims per 1,000 residents against 13.4. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.