County Hazards

States › Mississippi › Holmes County

Holmes County, Mississippi

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 28051 · 16,496 residents (2021) · 757 sq mi · dominant hazard Wind

Hail · 100Tornado · 51Flood · 27Wind · 233Winter · 23
1955-03-25: Hail1960-06-01: Hail1962-04-11: Hail1970-06-21: Hail1971-03-06: Hail1973-05-23: Hail1988-05-22: Hail1988-01-19: Hail1988-05-22: Hail1988-11-04: Hail1988-05-10: Hail1988-05-10: Hail1988-11-04: Hail1989-02-20: Hail1989-06-11: Hail1991-04-28: Hail1992-06-03: Hail1992-04-24: Hail1996-03-18: Hail1997-05-14: Hail1997-05-14: Hail1998-04-08: Hail1999-03-02: Hail1999-01-17: Hail1999-04-14: Hail2000-03-30: Hail2001-04-04: Hail2001-05-27: Hail2001-06-02: Hail2002-05-26: Hail2004-10-23: Hail2005-04-11: Hail2005-04-11: Hail2006-02-03: Hail2007-04-14: Hail2007-04-04: Hail2007-05-10: Hail2008-03-14: Hail2008-07-06: Hail2008-12-09: Hail2008-08-03: Hail2008-12-09: Hail2008-01-10: Hail2009-05-02: Hail2009-06-13: Hail2009-06-13: Hail2009-05-02: Hail2009-05-02: Hail2009-05-02: Hail2010-05-29: Hail2010-12-31: Hail2010-03-11: Hail2010-05-20: Hail2011-05-13: Hail2011-09-11: Hail2011-04-15: Hail2011-04-15: Hail2012-04-05: Hail2012-05-30: Hail2012-05-21: Hail2012-05-21: Hail2012-03-02: Hail2012-03-02: Hail2012-08-16: Hail2013-03-23: Hail2013-03-23: Hail2014-04-28: Hail2014-04-24: Hail2014-04-28: Hail2015-03-30: Hail2015-04-16: Hail2015-04-16: Hail2016-04-11: Hail2016-03-03: Hail2016-03-03: Hail2016-03-18: Hail2016-06-17: Hail2016-11-29: Hail2017-03-01: Hail2018-03-11: Hail2019-04-06: Hail2019-04-07: Hail2019-04-07: Hail2019-04-07: Hail2020-05-27: Hail2022-11-29: Hail2022-04-17: Hail2023-12-09: Hail2024-05-09: Hail1957-11-07: Tornado1966-04-26: Tornado1970-04-26: Tornado1971-02-21: Tornado1974-04-01: Tornado1986-11-08: Tornado1986-03-18: Tornado1986-03-18: Tornado1988-12-28: Tornado1990-12-21: Tornado1992-08-26: Tornado1997-05-14: Tornado1997-05-02: Tornado1999-04-14: Tornado1999-01-22: Tornado1999-01-22: Tornado2001-02-16: Tornado2004-03-05: Tornado2004-10-23: Tornado2005-09-24: Tornado2005-09-24: Tornado2006-10-16: Tornado2007-10-17: Tornado2008-12-09: Tornado2008-01-10: Tornado2010-04-24: Tornado2011-04-27: Tornado2011-04-27: Tornado2011-04-15: Tornado2011-04-27: Tornado2011-04-27: Tornado2011-04-27: Tornado2017-04-30: Tornado2017-04-30: Tornado2017-04-30: Tornado2019-04-13: Tornado2020-04-12: Tornado2020-02-05: Tornado2021-05-02: Tornado2021-05-02: Tornado2021-05-02: Tornado2021-05-02: Tornado2022-03-22: Tornado2022-03-22: Tornado2022-03-30: Tornado2022-12-14: Tornado2023-03-24: Tornado2024-07-09: Tornado2025-03-14: Tornado2001-04-04: Flood2005-04-11: Flood2005-09-25: Flood2006-10-16: Flood2009-12-08: Flood2010-11-29: Flood2010-07-16: Flood2011-01-01: Flood2011-04-15: Flood2015-04-16: Flood2018-09-06: Flood2019-07-21: Flood2019-07-21: Flood2019-07-21: Flood2019-07-21: Flood2019-07-21: Flood2019-04-13: Flood2021-07-07: Flood2021-06-10: Flood2021-06-10: Flood2026-04-28: Wind2025-05-25: Wind2025-05-24: Wind2025-05-24: Wind2025-03-31: Wind2025-02-15: Wind2025-02-15: Wind2024-12-28: Wind2024-06-03: Wind2024-04-18: Wind2024-01-12: Wind2024-01-12: Wind2023-09-06: Wind2023-06-14: Wind2023-06-14: Wind2023-06-10: Wind2023-05-11: Wind2023-05-11: Wind2023-03-12: Wind2023-03-12: Wind2023-03-12: Wind2022-12-14: Wind2022-07-13: Wind2022-07-09: Wind2022-06-08: Wind2022-06-08: Wind2022-04-17: Wind2022-04-16: Wind2022-04-16: Wind2022-03-30: Wind2022-03-30: Wind2022-03-22: Wind2022-02-17: Wind2022-02-17: Wind2021-09-01: Wind2021-06-13: Wind2021-05-04: Wind2021-05-04: Wind2021-05-04: Wind2020-07-31: Wind2020-06-05: Wind2020-06-03: Wind2020-04-12: Wind2019-06-24: Wind2019-06-23: Wind2019-06-19: Wind2019-06-19: Wind2019-04-06: Wind2018-12-31: Wind2018-12-27: Wind2018-07-21: Wind2018-07-21: Wind2018-07-21: Wind2018-07-21: Wind2018-07-20: Wind2018-07-20: Wind2018-05-30: Wind2018-03-28: Wind2018-03-28: Wind2018-03-28: Wind2018-03-11: Wind2017-06-16: Wind2017-04-30: Wind2017-04-22: Wind2016-11-29: Wind2016-11-29: Wind2016-11-28: Wind2016-11-28: Wind2016-06-17: Wind2016-06-17: Wind2016-04-11: Wind2015-06-09: Wind2015-05-24: Wind2014-10-13: Wind2014-07-02: Wind2014-07-02: Wind2014-06-09: Wind2014-06-09: Wind2014-04-28: Wind2014-04-28: Wind2014-04-24: Wind2014-04-14: Wind2013-12-21: Wind2013-12-21: Wind2013-06-28: Wind2013-06-09: Wind2013-06-01: Wind2013-05-21: Wind2013-02-10: Wind2013-01-30: Wind2012-12-20: Wind2012-08-16: Wind2012-06-12: Wind2012-06-11: Wind2011-07-04: Wind2011-06-13: Wind2011-04-27: Wind2011-04-15: Wind2011-03-14: Wind2011-02-24: Wind2010-12-31: Wind2010-12-31: Wind2010-12-31: Wind2010-12-31: Wind2010-12-11: Wind2010-12-11: Wind2010-11-29: Wind2010-08-22: Wind2010-08-22: Wind2010-08-22: Wind2010-08-04: Wind2009-12-08: Wind2009-07-30: Wind2009-07-30: Wind2009-05-12: Wind2009-05-06: Wind
Holmes County within Mississippi. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 464 events for Holmes County, Mississippi, between 1950 and 2026; damaging wind account for the largest share.

That is 61.3 events per 100 square miles, below the Mississippi figure of 89.7, and 281.3 per 10,000 residents against 142.8 statewide.

5 events fall in the 12 months to 30 Jun 2026. NCEI attributes 6 deaths and 48 injuries to events in the county, with property damage estimated at $91M and crop damage at $26M.

FEMA has designated the county in 30 federal disaster declarations since 1953; the most recent is Severe Winter Storm (major disaster, 6 Feb 2026).

National Flood Insurance Program policyholders in the county filed 117 claims since 1978, of which 99 were paid, totalling $1.4M (about $15K per paid claim). FEMA counts 26 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Very Low" ($9.1M a year across 18 hazards).

28 tropical storm or hurricane tracks in the HURDAT2 record passed within 100 miles of the county's centre at tropical-storm strength or more, 0 of them within 50 miles at hurricane strength.

5events, last 12 monthsto 30 Jun 2026
464events since 19506 deaths, 48 injuries recorded
30disaster declarationslast 6 Feb 2026
117NFIP flood claims$1.4M paid

Compared with Mississippi and the United States

MeasureHolmes CountyMississippiUS
Recorded events since 195046442,1141,977,440
Events per 100 square miles61.389.756.0
Events per 10,000 residents281.3142.859.6
Events in the last 12 months51,52462,008
Deaths recorded by NCEI692826,435
Property damage (NCEI estimates)$91M$31B$575B
NFIP claims per 1,000 residents7.121.98.1
Average paid NFIP claim$15K$58K$43K
Claims per 100 policies in force, last 10 years34.611.516.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 1Tornado: 1Wind: 1
Hail: 2Tornado: 2Wind: 5
Hail: 3Tornado: 3Wind: 6
Hail: 9Tornado: 4Wind: 20
Hail: 16Tornado: 8Flood: 3Wind: 30Winter: 2
Hail: 29Tornado: 9Flood: 9Wind: 56Winter: 4Tropical: 3Heat: 4Drought: 5
Hail: 35Tornado: 11Flood: 12Wind: 70Winter: 8Heat: 1Cold: 1Drought: 8
Hail: 5Tornado: 13Flood: 3Wind: 45Winter: 9Tropical: 1Cold: 1Drought: 5Other: 1
31950s91960s121970s331980s591990s1192000s1462010s832020s
Recorded events in Holmes County by decade and hazard group. HailTornadoFloodWindWinterTropicalHeatColdDroughtOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 289 events in the 20 years to 2025 against 138 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Wind233
Hail100
Tornado51
Flood27
Winter23
Drought18
Heat5
Tropical4
Cold2
Other1
HazardEventsDeathsShare of state's events
■ Wind23311.2%detail
■ Hail100—1.2%detail
■ Tornado5151.4%detail
■ Flood27—0.7%detail
■ Winter23—1.2%detail
■ Drought18—1.3%
■ Heat5—0.2%
■ Tropical4—0.7%
■ Cold2—0.6%
■ Other1—0.5%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
7 Nov 1957TornadoTornadoF3$250K—2—County
24 Apr 2010TornadoTornadoEF4$60M$4.0M140County
16 Feb 2001TornadoTornadoF2$50K—11County
30 Apr 2017TornadoTornadoEF2$3.5M$700K1—County
30 Aug 2012Strong WindWind46 mph$30K—1—Forecast zone
10 Jan 2008TornadoTornadoEF3$3.0M$700K—3County
22 May 1999Thunderstorm WindWind—$80K——2County
29 Aug 2005Hurricane (Typhoon)Tropical—$1.0M$15M——Forecast zone
30 Mar 2022TornadoTornadoEF1$130K——1County
22 Mar 2022Thunderstorm WindWind58 mph$15K——1County
10 Jun 1997Flash FloodFlood—$10M———County
1 Jun 2007DroughtDrought——$1.3M——Forecast zone
27 Apr 2011TornadoTornadoEF3$600K$600K——County
16 Oct 2006Flash FloodFlood—$1.0M$100K——County
4 Apr 2001Flash FloodFlood—$1.0M———County
1 Oct 2006DroughtDrought——$1.0M——Forecast zone
9 Dec 2008TornadoTornadoEF2$700K———County
22 Mar 2022TornadoTornadoEF1$600K$50K——County
15 Apr 2011TornadoTornadoEF1$10K$500K——County
25 Jun 1994HailHail2.75 in$500K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
6 Feb 2026DR-4899Major disasterWinter StormSevere Winter StormIndividual assistance, Public assistance
24 Jan 2026EM-3640EmergencyWinter StormSevere Winter StormPublic assistance
12 Aug 2023DR-4727Major disasterSevere StormSevere Storms, Straight-Line Winds, And Tornadoes.Public assistance
22 Oct 2021DR-4626Major disasterHurricaneHurricane IdaPublic assistance
28 Aug 2021EM-3569EmergencyHurricaneHurricane IdaPublic assistance
4 May 2021DR-4598Major disasterSevere Ice StormSevere Winter StormsPublic assistance
23 Apr 2020DR-4538Major disasterSevere StormSevere Storms, Flooding, And MudslidesPublic assistance
16 Apr 2020DR-4536Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
5 Apr 2020DR-4528Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3474EmergencyBiologicalCovid-19Public assistance
20 Jun 2019DR-4450Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
22 May 2017DR-4314Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And FloodingPublic assistance
25 Mar 2016DR-4268Major disasterFloodSevere Storms And FloodingPublic assistance
29 Aug 2012DR-4081Major disasterHurricaneHurricane IsaacPublic assistance
28 Aug 2012EM-3348EmergencyHurricaneTropical Storm IsaacPublic assistance
29 Apr 2011DR-1972Major disasterSevere StormSevere Storms, Tornadoes, Straight-Line Winds, And Associated FloodingIndividual assistance, Public assistance
29 Apr 2010DR-1906Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
30 Aug 2008EM-3291EmergencyHurricaneHurricane GustavPublic assistance
29 Aug 2005DR-1604Major disasterHurricaneHurricane KatrinaIndividual assistance, Public assistance
10 Jul 2005DR-1594Major disasterHurricaneHurricane Dennis—
24 Apr 2003DR-1459Major disasterSevere StormSevere Storms, Tornadoes, FloodsIndividual assistance
7 Dec 2001DR-1398Major disasterSevere StormSevere Storms, Tornadoes And FloodingPublic assistance
17 Apr 2001DR-1365Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
23 Feb 2001DR-1360Major disasterSevere StormSevere Storms And TornadoesIndividual assistance, Public assistance
17 May 1991DR-906Major disasterSevere StormSevere Storms, Tornadoes & FloodingIndividual assistance, Public assistance
1 Jun 1983DR-683Major disasterSevere StormSevere Storms, Tornadoes, And FloodingIndividual assistance, Public assistance
16 Apr 1979DR-577Major disasterSevere StormStorms, Tornadoes, FloodsIndividual assistance
22 Feb 1977EM-3032EmergencySnowstormDrought & FreezingPublic assistance
27 Mar 1973DR-368Major disasterSevere StormHeavy Rains, Tornadoes & FloodingIndividual assistance, Public assistance
22 Feb 1971DR-302Major disasterTornadoStorms & TornadoesIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Holmes County, 1978 to 2026 (hover for the amount paid).
Claims since 1978117
Paid claims99
Total paid$1.4M
Average paid claim$15K
Repetitive-loss properties150 severe
Residential policies in force260.4% of 6,697 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202021$70,000$70,000
201955$231,344$46,269
201822$70,017$35,008
201111$5,267$5,267
201011$4,323$4,323
200811$417$417
200633$23,664$7,888
200510$0—
200311$239$239
20013633$720,708$21,840
200074$25,507$6,377
199811$1,815$1,815
199787$119,345$17,049
199532$20,593$10,297
199432$18,200$9,100
199311$1,906$1,906
19911614$64,421$4,601
199020$0—
198810$0—
198720$0—
19831414$39,106$2,793
198211$1,600$1,600
198044$18,382$4,595
197911$650$650

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 49.8 of 100
Expected annual loss$9.1MVery Low
Social vulnerabilityVery High
Community resilienceVery Low
Hazard (NRI)Risk ratingExpected annual loss
TornadoRelatively Moderate$2,510,541
Inland floodingVery Low$2,096,269
Cold waveRelatively Moderate$1,251,189
DroughtRelatively Moderate$670,796
Strong windRelatively Moderate$577,256
Heat waveRelatively Low$505,231
EarthquakeRelatively Low$436,212
HailRelatively Low$350,489
LightningRelatively Moderate$292,831
HurricaneRelatively Low$238,018
Ice stormRelatively Low$69,785
WildfireVery Low$40,706
Winter weatherRelatively Low$32,421
LandslideRelatively Low$1,936

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

Tracks within 100 miles28
Tracks within 50 miles8
Hurricane strength within 50 miles0
StormYearClosest approachMax wind while within 100 mi
Ida202168 mi40 mph
Delta202087 mi40 mph
Olga201999 mi52 mph
Katrina200568 mi58 mph
Isidore200266 mi46 mph
Erin199581 mi40 mph
Edith197192 mi46 mph
Camille196919 mi86 mph
Audrey195765 mi46 mph
Unnamed Atlantic storm194881 mi40 mph
Unnamed Atlantic storm193417 mi52 mph
Unnamed Atlantic storm193221 mi46 mph
Unnamed Atlantic storm193220 mi40 mph
Unnamed Atlantic storm192375 mi52 mph
Unnamed Atlantic storm192360 mi46 mph
Unnamed Atlantic storm19167 mi52 mph
Unnamed Atlantic storm191573 mi58 mph
Unnamed Atlantic storm191293 mi40 mph
Unnamed Atlantic storm190982 mi63 mph
Unnamed Atlantic storm190643 mi58 mph
Unnamed Atlantic storm190565 mi40 mph
Unnamed Atlantic storm190181 mi40 mph
Unnamed Atlantic storm189370 mi46 mph
Unnamed Atlantic storm188841 mi69 mph
Unnamed Atlantic storm188187 mi46 mph

HURDAT2 best-track positions at tropical-storm strength (34 kt) or more, measured from the county's Census centre point; through the 2025 season. Distance from a track is not the same as the extent of the storm's wind, rain or surge.

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Holmes County, MS?

NCEI records 100 hail events in Holmes County since 1950, in 40 different years; that is about 1.3 recorded events a year. 22 reports were golf-ball size (1.75 in) or larger.

Has Holmes County had a tornado?

Yes. NCEI records 51 tornadoes in Holmes County since 1950, 18 of them rated (E)F2 or stronger. Tornado deaths recorded: 5.

When was the last federal disaster declaration for Holmes County?

6 Feb 2026: Severe Winter Storm, a major disaster declaration for winter storm. The county appears in 30 declarations since 1953.

How many flood insurance claims have been filed in Holmes County, and how much was paid?

117 NFIP claims since 1978, 99 of them paid, for $1.4M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Holmes County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Very Low" for expected annual loss, "Very High" for social vulnerability and "Very Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Holmes County compare with the rest of Mississippi?

61.3 recorded events per 100 square miles against 89.7 statewide, and 7.1 NFIP claims per 1,000 residents against 21.9. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.