County Hazards

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Musselshell County, Montana

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 30065 · 4,896 residents (2021) · 1,869 sq mi · dominant hazard Hail

Hail · 230Tornado · 5Flood · 35Wind · 114Winter · 74
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Musselshell County within Montana. Dots: HailTornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

Musselshell County, Montana, has 474 weather events in the NCEI Storm Events record since 1950, most of them hail.

That is 25.4 events per 100 square miles, in line with the Montana figure of 24.9, and 968.1 per 10,000 residents against 328.5 statewide.

11 events fall in the 12 months to 30 Jun 2026. NCEI attributes 0 deaths and 0 injuries to events in the county, with property damage estimated at $6.2M.

FEMA has designated the county in 15 federal disaster declarations since 1953; the most recent is Flooding (major disaster, 11 Oct 2023).

National Flood Insurance Program policyholders in the county filed 60 claims since 1978, of which 55 were paid, totalling $1.2M (about $22K per paid claim). FEMA counts 15 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Very Low" and its expected annual loss as "Very Low" ($4.9M a year across 18 hazards).

11events, last 12 monthsto 30 Jun 2026
474events since 19500 deaths, 0 injuries recorded
15disaster declarationslast 11 Oct 2023
60NFIP flood claims$1.2M paid

Compared with Montana and the United States

MeasureMusselshell CountyMontanaUS
Recorded events since 195047436,2771,977,440
Events per 100 square miles25.424.956.0
Events per 10,000 residents968.1328.559.6
Events in the last 12 months111,52262,008
Deaths recorded by NCEI016626,435
Property damage (NCEI estimates)$6.2M$369M$575B
NFIP claims per 1,000 residents12.32.08.1
Average paid NFIP claim$22K$12K$43K
Claims per 100 policies in force, last 10 years0.09.816.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Hail: 3
Hail: 2
Tornado: 1Wind: 3
Hail: 20Tornado: 2Flood: 3Wind: 5Winter: 1Other: 3
Hail: 110Tornado: 1Flood: 6Wind: 29Winter: 32Other: 1
Hail: 65Tornado: 1Flood: 22Wind: 45Winter: 30Wildfire: 4Other: 3
Hail: 30Flood: 4Wind: 32Winter: 11Drought: 1Wildfire: 1Other: 3
31950s21960s01970s41980s341990s1792000s1702010s822020s
Recorded events in Musselshell County by decade and hazard group. HailTornadoFloodWindWinterDroughtWildfireOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 324 events in the 20 years to 2025 against 137 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Hail230
Wind114
Winter74
Flood35
Other10
Tornado5
Wildfire5
Drought1
HazardEventsDeathsShare of state's events
■ Hail230—2.7%detail
■ Wind114—0.8%detail
■ Winter74—0.9%detail
■ Flood35—3.0%detail
■ Other10—1.3%
■ Tornado5—1.2%
■ Wildfire5—1.9%
■ Drought1—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
23 May 2011FloodFlood—$6.0M———County
3 Jul 1998Flash FloodFlood—$200K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
11 Oct 2023DR-4745Major disasterFloodFloodingPublic assistance
2 Sep 2020FM-5344Fire management assistanceFireBobcat FirePublic assistance
31 Mar 2020DR-4508Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3476EmergencyBiologicalCovid-19Public assistance
31 Oct 2018DR-4405Major disasterFloodFloodingPublic assistance
9 Oct 2014DR-4198Major disasterSevere StormSevere Storms, Straight-Line Winds, And FloodingPublic assistance
17 Apr 2014DR-4172Major disasterFloodIce Jams And FloodingPublic assistance
10 Jul 2013DR-4127Major disasterFloodFloodingPublic assistance
26 Jun 2012FM-2988Fire management assistanceFireDahl FirePublic assistance
17 Jun 2011DR-1996Major disasterSevere StormSevere Storms And FloodingIndividual assistance, Public assistance
13 Sep 2005EM-3253EmergencyHurricaneHurricane Katrina EvacuationPublic assistance
30 Aug 2000DR-1340Major disasterFireWildfiresIndividual assistance
26 Jul 1999FM-2266Fire management assistanceFireFishel Creek Fire ComplexPublic assistance
25 Jul 1997DR-1183Major disasterSevere StormSevere Storms,Ice Jams, Snow Melt, FloodingPublic assistance
22 Aug 1977EM-3050EmergencyDroughtDroughtPublic assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Musselshell County, 1978 to 2026 (hover for the amount paid).
Claims since 197860
Paid claims55
Total paid$1.2M
Average paid claim$22K
Repetitive-loss properties30 severe
Residential policies in force150.5% of 3,174 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
201455$114,124$22,825
20112826$915,788$35,223
200321$4,550$4,550
199110$0—
19792323$167,371$7,277
197810$0—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskVery Lowscore 17.0 of 100
Expected annual loss$4.9MVery Low
Social vulnerabilityRelatively High
Community resilienceRelatively Low
Hazard (NRI)Risk ratingExpected annual loss
Inland floodingVery Low$1,407,507
WildfireRelatively Moderate$1,403,019
Cold waveRelatively Moderate$1,316,080
LightningRelatively Moderate$425,778
HailRelatively Low$112,346
Winter weatherRelatively Moderate$77,336
Strong windVery Low$51,875
Heat waveVery Low$36,115
TornadoVery Low$33,972
EarthquakeVery Low$22,797
DroughtVery Low$8,899
LandslideRelatively Low$2,601
Ice stormVery Low$2,059

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Musselshell County, MT?

NCEI records 230 hail events in Musselshell County since 1950, in 36 different years; that is about 3.0 recorded events a year. 55 reports were golf-ball size (1.75 in) or larger.

Has Musselshell County had a tornado?

Yes. NCEI records 5 tornadoes in Musselshell County since 1950, 1 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Musselshell County?

11 Oct 2023: Flooding, a major disaster declaration for flood. The county appears in 15 declarations since 1953.

How many flood insurance claims have been filed in Musselshell County, and how much was paid?

60 NFIP claims since 1978, 55 of them paid, for $1.2M in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Musselshell County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Very Low" for overall risk, "Very Low" for expected annual loss, "Relatively High" for social vulnerability and "Relatively Low" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Musselshell County compare with the rest of Montana?

25.4 recorded events per 100 square miles against 24.9 statewide, and 12.3 NFIP claims per 1,000 residents against 2.0. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.