States › Nebraska › Clay County
Clay County, Nebraska
Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.
Between 1950 and 2026, NCEI recorded 844 storm events in Clay County, Nebraska, led by hail.
That is 147.5 events per 100 square miles, above the Nebraska figure of 83.3, and 1,388.6 per 10,000 residents against 325.9 statewide.
6 events fall in the 12 months to 30 Jun 2026. NCEI attributes 0 deaths and 5 injuries to events in the county, with property damage estimated at $101M and crop damage at $249M.
FEMA has designated the county in 19 federal disaster declarations since 1953; the most recent is Severe Winter Storm And Straight-Line Winds (major disaster, 21 May 2025).
National Flood Insurance Program policyholders in the county filed 1 claim since 1978, of which 1 were paid, totalling $2K (about $2K per paid claim). FEMA counts 8 residential flood policies in force.
FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($20M a year across 18 hazards).
Compared with Nebraska and the United States
| Measure | Clay County | Nebraska | US |
|---|---|---|---|
| Recorded events since 1950 | 844 | 64,002 | 1,977,440 |
| Events per 100 square miles | 147.5 | 83.3 | 56.0 |
| Events per 10,000 residents | 1,388.6 | 325.9 | 59.6 |
| Events in the last 12 months | 6 | 1,590 | 62,008 |
| Deaths recorded by NCEI | 0 | 182 | 26,435 |
| Property damage (NCEI estimates) | $101M | $5.1B | $575B |
| NFIP claims per 1,000 residents | 0.2 | 3.1 | 8.1 |
| Average paid NFIP claim | $2K | $22K | $43K |
| Claims per 100 policies in force, last 10 years | 12.5 | 23.8 | 16.1 |
County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.
Events by decade
Trend: 551 events in the 20 years to 2025 against 219 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.
Events by type
Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.
Largest recorded events
| Date | Event type | Group | Magnitude | Property damage | Crop damage | Deaths | Injuries | Geography |
|---|---|---|---|---|---|---|---|---|
| 1 Jul 1994 | Thunderstorm Wind | Wind | 100 mph | $5.0M | $50M | — | 2 | County |
| 13 Mar 1990 | Tornado | Tornado | F4 | $25M | — | — | 3 | County |
| 1 Dec 2002 | Drought | Drought | — | — | $20M | — | — | Forecast zone |
| 9 Jul 2021 | Thunderstorm Wind | Wind | 96 mph | $5.0M | $15M | — | — | County |
| 14 Jun 2022 | Thunderstorm Wind | Wind | 96 mph | $2.0M | $15M | — | — | County |
| 11 May 2014 | Tornado | Tornado | EF3 | $13M | — | — | — | County |
| 1 Aug 2013 | Hail | Hail | 1.75 in | $1.0M | $10M | — | — | County |
| 1 Aug 2013 | Thunderstorm Wind | Wind | 81 mph | $1.0M | $10M | — | — | County |
| 1 Aug 2013 | Hail | Hail | 1.50 in | $100K | $10M | — | — | County |
| 1 Aug 2013 | Hail | Hail | 1.75 in | $100K | $10M | — | — | County |
| 1 Sep 2000 | Drought | Drought | — | — | $10M | — | — | Forecast zone |
| 28 Jul 2023 | Hail | Hail | 2.50 in | $250K | $6.0M | — | — | County |
| 27 May 2013 | Thunderstorm Wind | Wind | 90 mph | $6.0M | — | — | — | County |
| 1 Aug 2013 | Thunderstorm Wind | Wind | 81 mph | $1.0M | $5.0M | — | — | County |
| 22 May 2004 | Tornado | Tornado | F2 | $4.5M | $1.0M | — | — | County |
| 1 Oct 2012 | Drought | Drought | — | — | $5.0M | — | — | Forecast zone |
| 27 May 2013 | Tornado | Tornado | EF2 | $4.0M | — | — | — | County |
| 14 Aug 2020 | Hail | Hail | 2.75 in | $1.0M | $3.0M | — | — | County |
| 22 Aug 2007 | Thunderstorm Wind | Wind | 81 mph | $1.5M | $2.0M | — | — | County |
| 4 Jun 2015 | Flood | Flood | — | $250K | $3.0M | — | — | County |
Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.
Federal disaster declarations
| Declared | Number | Type | Incident | Title | Programs |
|---|---|---|---|---|---|
| 21 May 2025 | DR-4868 | Major disaster | Winter Storm | Severe Winter Storm And Straight-Line Winds | Public assistance |
| 24 Sep 2024 | DR-4822 | Major disaster | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, And Flooding | Public assistance |
| 6 Sep 2021 | DR-4616 | Major disaster | Severe Storm | Severe Storms And Straight-Line Winds | Public assistance |
| 4 Apr 2020 | DR-4521 | Major disaster | Biological | Covid-19 Pandemic | Individual assistance, Public assistance |
| 13 Mar 2020 | EM-3483 | Emergency | Biological | Covid-19 | Public assistance |
| 21 Mar 2019 | DR-4420 | Major disaster | Flood | Severe Winter Storm, Straight-Line Winds, And Flooding | Public assistance |
| 29 Jun 2018 | DR-4375 | Major disaster | Snowstorm | Severe Winter Storm And Straight-Line Winds | Public assistance |
| 25 Jun 2015 | DR-4225 | Major disaster | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, And Flooding | Public assistance |
| 17 Jun 2014 | DR-4179 | Major disaster | Tornado | Severe Storms, Tornadoes, Straight-Line Winds, And Flooding | Public assistance |
| 25 Feb 2010 | DR-1878 | Major disaster | Severe Storm | Severe Winter Storms And Snowstorm | Public assistance |
| 7 Jan 2007 | DR-1674 | Major disaster | Severe Storm | Severe Winter Storms | Public assistance |
| 13 Sep 2005 | EM-3245 | Emergency | Hurricane | Hurricane Katrina Evacuees | Public assistance |
| 25 May 2004 | DR-1517 | Major disaster | Severe Storm | Severe Storms, Tornadoes And Flooding | Individual assistance, Public assistance |
| 1 Nov 1997 | DR-1190 | Major disaster | Severe Storm | Severe Snow Storms, Rain, And Strong Winds | Public assistance |
| 19 Jul 1993 | DR-998 | Major disaster | Flood | Severe Storms And Flooding | Individual assistance, Public assistance |
| 4 Jul 1990 | DR-873 | Major disaster | Severe Storm | Severe Storms, Tornadoes & Flooding | Individual assistance, Public assistance |
| 8 Apr 1976 | DR-500 | Major disaster | Severe Ice Storm | Ice Storms & High Winds | Public assistance |
| 20 Oct 1973 | DR-406 | Major disaster | Flood | Severe Storms & Flooding | Individual assistance, Public assistance |
| 18 Jul 1967 | DR-228 | Major disaster | Flood | Severe Storms & Flooding | Individual assistance, Public assistance |
Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.
Flood insurance claims
| Year of loss | Claims | Paid claims | Amount paid | Average paid |
|---|---|---|---|---|
| 2017 | 1 | 1 | $1,561 | $1,561 |
OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).
National Risk Index
| Hazard (NRI) | Risk rating | Expected annual loss |
|---|---|---|
| Hail | $8,489,294 | |
| Strong wind | $5,024,121 | |
| Drought | $2,248,943 | |
| Inland flooding | $2,002,647 | |
| Tornado | $1,543,200 | |
| Lightning | $286,453 | |
| Ice storm | $245,209 | |
| Winter weather | $102,307 | |
| Wildfire | $87,870 | |
| Cold wave | $83,459 | |
| Heat wave | $27,234 | |
| Earthquake | $19,808 | |
| Landslide | $8 |
FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.
Hurricane and tropical storm passes
No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).
Questions and answers
How often does it hail in Clay County, NE?
NCEI records 295 hail events in Clay County since 1950, in 51 different years; that is about 3.8 recorded events a year. 87 reports were golf-ball size (1.75 in) or larger.
Has Clay County had a tornado?
Yes. NCEI records 52 tornadoes in Clay County since 1950, 11 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.
When was the last federal disaster declaration for Clay County?
21 May 2025: Severe Winter Storm And Straight-Line Winds, a major disaster declaration for winter storm. The county appears in 19 declarations since 1953.
How many flood insurance claims have been filed in Clay County, and how much was paid?
1 NFIP claim since 1978, 1 of them paid, for $2K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.
Is Clay County in the National Risk Index's high-risk band?
FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Relatively Low" for social vulnerability and "Relatively Moderate" for community resilience. These ratings are FEMA's relative comparison across all US counties.
How does Clay County compare with the rest of Nebraska?
147.5 recorded events per 100 square miles against 83.3 statewide, and 0.2 NFIP claims per 1,000 residents against 3.1. The comparison table on this page shows each measure beside the state and national figures.
Provenance
Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.