County Hazards

States › Oregon › Polk County

Polk County, Oregon

Recorded hazard history: storm events since 1950, federal disaster declarations since 1953, flood insurance claims since 1978, and FEMA's risk index.

FIPS 41053 · 89,164 residents (2021) · 741 sq mi · dominant hazard Flood

Hail · 0Tornado · 3Flood · 27Wind · 3Winter · 0
1997-09-15: Tornado1997-09-15: Tornado2003-06-21: Tornado2005-12-28: Flood2006-01-10: Flood2006-01-17: Flood2006-12-15: Flood2007-12-04: Flood2009-01-02: Flood2009-01-08: Flood2010-12-29: Flood2011-01-17: Flood2012-03-30: Flood2012-01-18: Flood2012-11-20: Flood2014-12-21: Flood2015-12-08: Flood2015-12-18: Flood2015-12-08: Flood2016-11-25: Flood2017-02-09: Flood2020-12-20: Flood2021-01-13: Flood2021-12-20: Flood2022-01-04: Flood2022-01-07: Flood2023-12-07: Flood2024-01-28: Flood2024-12-27: Flood2025-02-24: Flood1996-01-15: Wind2010-12-13: Wind2021-01-12: Wind
Polk County within Oregon. Dots: TornadoFloodWind event locations in the kept record. Boundaries: US Census Bureau.

NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders. NCEI storm records through 30 Jun 2026; OpenFEMA declarations refreshed 1 Oct 2026; NFIP claims as of 8 Sep 2026.

The NCEI record lists 54 events for Polk County, Oregon, between 1950 and 2026; floods and flash floods account for the largest share.

That is 7.3 events per 100 square miles, below the Oregon figure of 11.7, and 6.1 per 10,000 residents against 26.5 statewide.

0 events fall in the 12 months to 30 Jun 2026. NCEI attributes 0 deaths and 0 injuries to events in the county, with property damage estimated at $4.4M and crop damage at $1K.

FEMA has designated the county in 15 federal disaster declarations since 1953; the most recent is Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides (major disaster, 7 Apr 2026).

National Flood Insurance Program policyholders in the county filed 78 claims since 1978, of which 50 were paid, totalling $852K (about $17K per paid claim). FEMA counts 359 residential flood policies in force.

FEMA's National Risk Index rates the county's overall risk as "Relatively Low" and its expected annual loss as "Relatively Low" ($38M a year across 18 hazards).

0events, last 12 monthsto 30 Jun 2026
54events since 19500 deaths, 0 injuries recorded
15disaster declarationslast 7 Apr 2026
78NFIP flood claims$852K paid

Compared with Oregon and the United States

MeasurePolk CountyOregonUS
Recorded events since 19505411,2341,977,440
Events per 100 square miles7.311.756.0
Events per 10,000 residents6.126.559.6
Events in the last 12 months09462,008
Deaths recorded by NCEI036026,435
Property damage (NCEI estimates)$4.4M$5.0B$575B
NFIP claims per 1,000 residents0.91.48.1
Average paid NFIP claim$17K$24K$43K
Claims per 100 policies in force, last 10 years2.23.116.1

County-recorded events plus zone-recorded events whose forecast zone is named for the county. State and US rows include events recorded only by forecast zone. Rates use 2021 Census population and land area.

Events by decade

Tornado: 2Wind: 1
Tornado: 1Flood: 7Other: 14
Flood: 11Wind: 1Other: 3
Flood: 9Wind: 1Other: 4
01950s01960s01970s01980s31990s222000s152010s142020s
Recorded events in Polk County by decade and hazard group. TornadoFloodWindOther NCEI recorded only tornadoes, hail and thunderstorm wind before 1996.

Trend: 39 events in the 20 years to 2025 against 15 in the 20 years before. Reporting practice changed in 1996 and again with automated reports in the 2000s, so decade totals measure the record as much as the weather.

Events by type

Flood27
Other21
Tornado3
Wind3
HazardEventsDeathsShare of state's events
■ Flood27—3.2%detail
■ Other21—3.8%
■ Tornado3—2.2%
■ Wind3—0.1%

Hazard pages exist for hail, tornado, flood, wind and winter where the county has at least 10 recorded events. "Other" covers heavy rain, debris flow, dust, funnel clouds and similar reports.

Largest recorded events

DateEvent typeGroupMagnitudeProperty damageCrop damageDeathsInjuriesGeography
18 Jan 2012FloodFlood—$3.0M———County
4 Dec 2007FloodFlood—$1.0M———County
8 Dec 2015FloodFlood—$225K———County

Ranked by deaths, then injuries, then NCEI's damage estimate. Deaths and injuries are NCEI counts (direct plus indirect); no personal details are recorded here.

Federal disaster declarations

DeclaredNumberTypeIncidentTitlePrograms
7 Apr 2026DR-4907Major disasterSevere StormSevere Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
4 May 2021DR-4599Major disasterSevere StormSevere Winter StormPublic assistance
28 Mar 2020DR-4499Major disasterBiologicalCovid-19 PandemicIndividual assistance, Public assistance
13 Mar 2020EM-3429EmergencyBiologicalCovid-19Public assistance
17 Feb 2016DR-4258Major disasterSevere StormSevere Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesPublic assistance
2 Mar 2012DR-4055Major disasterFloodSevere Winter Storm, Flooding, Landslides, And MudslidesPublic assistance
2 Mar 2009DR-1824Major disasterSevere StormSevere Winter Storm, Record And Near Record SnowPublic assistance
8 Dec 2007DR-1733Major disasterSevere StormSevere Storms, Flooding, Landslides, And MudslidesIndividual assistance, Public assistance
22 Feb 2007DR-1683Major disasterSevere StormSevere Winter Storm And FloodingPublic assistance
20 Mar 2006DR-1632Major disasterSevere StormSevere Storms, Flooding, Landslides, And MudslidesPublic assistance
7 Sep 2005EM-3228EmergencyCoastal StormHurricane Katrina EvacuationPublic assistance
19 Feb 2004DR-1510Major disasterSevere StormSevere Winter StormsPublic assistance
9 Feb 1996DR-1099Major disasterFloodHigh Winds, Severe Storms And FloodingIndividual assistance, Public assistance
25 Jan 1974DR-413Major disasterFloodSevere Storms, Snowmelt & FloodingIndividual assistance, Public assistance
24 Dec 1964DR-184Major disasterFloodHeavy Rains & FloodingIndividual assistance, Public assistance

Declarations in which FEMA designated this county, from the OpenFEMA Disaster Declarations Summaries (v2). DR: major disaster; EM: emergency; FM: fire management assistance. Programs show whether individual or public assistance was made available.

Flood insurance claims

197820022026
NFIP claims by year of loss in Polk County, 1978 to 2026 (hover for the amount paid).
Claims since 197878
Paid claims50
Total paid$852K
Average paid claim$17K
Repetitive-loss properties11 severe
Residential policies in force3591.2% of 30,081 structures
Year of lossClaimsPaid claimsAmount paidAverage paid
202521$3,994$3,994
202133$94,614$31,538
202010$0—
201911$4,236$4,236
201711$704$704
201542$19,716$9,858
201410$0—
201284$96,246$24,062
201011$28,834$28,834
200820$0—
20072319$342,213$18,011
200610$0—
200510$0—
200411$7,126$7,126
200311$28,948$28,948
200210$0—
200010$0—
199933$4,116$1,372
199822$3,682$1,841
19961711$217,221$19,747
199510$0—
198020$0—

OpenFEMA NFIP claims (v3, as of 8 Sep 2026), aggregated by year of loss; amounts are building, contents and increased-cost-of-compliance payments as recorded. Repetitive-loss counts from the NFIP Multiple Loss Properties file (2 Aug 2026); policies in force from the NFIP Residential Penetration Rates file (3 Aug 2026).

National Risk Index

Overall riskRelatively Lowscore 72.8 of 100
Expected annual loss$38MRelatively Low
Social vulnerabilityVery Low
Community resilienceRelatively High
Hazard (NRI)Risk ratingExpected annual loss
EarthquakeRelatively Moderate$19,369,994
Inland floodingRelatively Low$14,679,590
Heat waveRelatively Moderate$2,967,256
Ice stormRelatively Moderate$196,379
Cold waveVery Low$186,693
LightningRelatively Low$153,404
TornadoVery Low$124,446
Strong windVery Low$104,632
Winter weatherRelatively Low$43,542
WildfireVery Low$38,374
LandslideRelatively Low$31,283
HailVery Low$25,310
Volcanic activityVery Low$2,099
AvalancheVery Low$22
DroughtVery Low$2

FEMA National Risk Index, December 2025 release. Ratings are FEMA's relative comparison of counties; expected annual loss is FEMA's modelled estimate of average yearly building, population and agriculture loss. See how to read the NRI.

Hurricane and tropical storm passes

No HURDAT2 track at tropical-storm strength passes within 100 miles of the county's centre point (through the 2025 season).

ZIP codes with flood claims

ZIP codes whose NFIP claims carry this county's code, with the number of claims. Five or more claims are needed for a ZIP page to be indexed.

Questions and answers

How often does it hail in Polk County, OR?

NCEI records no hail events in Polk County since 1950. Reports depend on someone observing and reporting the hail, so absence of a record is not proof of absence.

Has Polk County had a tornado?

Yes. NCEI records 3 tornadoes in Polk County since 1950, 0 of them rated (E)F2 or stronger. Tornado deaths recorded: 0.

When was the last federal disaster declaration for Polk County?

7 Apr 2026: Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides, a major disaster declaration for severe storm. The county appears in 15 declarations since 1953.

How many flood insurance claims have been filed in Polk County, and how much was paid?

78 NFIP claims since 1978, 50 of them paid, for $852K in total. FEMA publishes these figures redacted and aggregated; individual properties are not identified.

Is Polk County in the National Risk Index's high-risk band?

FEMA's National Risk Index (December 2025) rates the county "Relatively Low" for overall risk, "Relatively Low" for expected annual loss, "Very Low" for social vulnerability and "Relatively High" for community resilience. These ratings are FEMA's relative comparison across all US counties.

How does Polk County compare with the rest of Oregon?

7.3 recorded events per 100 square miles against 11.7 statewide, and 0.9 NFIP claims per 1,000 residents against 1.4. The comparison table on this page shows each measure beside the state and national figures.

Provenance

Storm events: NOAA NCEI Storm Events Database, yearly details files through 30 Jun 2026 (public domain). Declarations: OpenFEMA DisasterDeclarationsSummaries v2, refreshed 1 Oct 2026. Flood claims: OpenFEMA NfipClaims v3 as of 8 Sep 2026; NfipMultipleLossProperties v1 (2 Aug 2026); NfipResidentialPenetrationRates v1 (3 Aug 2026). Risk index: FEMA National Risk Index, December 2025. Hurricane tracks: NHC HURDAT2 through 2025. Population and area: US Census Bureau, 2021 vintage. Built 1 Oct 2026; see the methodology and corrections pages. Hazard hubs: Hail · Tornado · Flood · Wind · Winter.