Florida, 2004
The year's recorded storm events, federal disaster declarations and flood insurance claims.
NCEI notes that Storm Data is compiled from a variety of sources including the National Weather Service, other federal, state and local agencies, the media and the public; that property and crop damage figures are estimates; and that some events are recorded by NWS forecast zone rather than by county. FEMA notes that NFIP claim records are redacted and aggregated to protect the privacy of policyholders.
Events by hazard
Includes events recorded by forecast zone. The state's yearly total for 2004 was 1,091 against 886 in 2003.
Counties with the most recorded events
Notable events
| Date | County | Event type | Magnitude | Property damage | Deaths | Injuries |
|---|---|---|---|---|---|---|
| 13 Aug 2004 | Charlotte | Hurricane (Typhoon) | — | $3,000,000,000 | 4 | 700 |
| 13 Sep 2004 | Forecast zone | Hurricane (Typhoon) | — | $4,000,000,000 | 6 | — |
| 15 Sep 2004 | Calhoun | Hurricane (Typhoon) | — | $2,500,000 | 4 | 5 |
| 15 Sep 2004 | Calhoun | Tornado | F2 | $2,500,000 | 4 | 5 |
| 13 Aug 2004 | Orange | High Wind | 105 mph | $881,000,000 | 3 | — |
| 13 Aug 2004 | Lee | Hurricane (Typhoon) | — | $2,000,000,000 | 1 | 30 |
| 4 Sep 2004 | Alachua | Tropical Storm | — | — | 3 | — |
| 4 Sep 2004 | St. Lucie | Hurricane (Typhoon) | — | $2,500,000,000 | — | — |
| 15 Sep 2004 | Bay | Hurricane (Typhoon) | — | $25,000,000 | 2 | 8 |
| 13 Aug 2004 | Volusia | Hurricane (Typhoon) | — | $52,000,000 | 2 | — |
| 13 Aug 2004 | Forecast zone | Hurricane (Typhoon) | — | $382,000,000 | 1 | 50 |
| 13 Aug 2004 | Polk | High Wind | 78 mph | $674,000,000 | 1 | 6 |
| 13 Aug 2004 | Osceola | High Wind | 75 mph | $373,000,000 | 1 | — |
| 15 Sep 2004 | Bay | Tornado | F1 | $5,000,000 | 1 | 7 |
| 13 Aug 2004 | Sarasota | Hurricane (Typhoon) | — | $32,400,000 | 1 | — |
| 4 Sep 2004 | Martin | Hurricane (Typhoon) | — | $1,000,000,000 | — | — |
| 4 Sep 2004 | Indian River | Hurricane (Typhoon) | — | $1,000,000,000 | — | — |
| 18 Jul 2004 | Brevard | Lightning | — | — | 1 | 2 |
| 25 Aug 2004 | Orange | Lightning | — | — | 1 | 2 |
| 26 Sep 2004 | Lake | Strong Wind | 47 mph | $8,000,000 | 1 | — |
| 15 Sep 2004 | Bay | Tornado | F1 | $500,000 | 1 | 1 |
| 5 Sep 2004 | Lee | Tropical Storm | — | $6,400,000 | 1 | — |
| 13 Aug 2004 | Brevard | Tropical Storm | — | $900,000 | 1 | — |
| 17 May 2004 | Lee | Lightning | — | — | 1 | — |
| 7 Jul 2004 | Manatee | Lightning | — | — | 1 | — |
| 11 Jul 2004 | St. Johns | Lightning | — | — | 1 | — |
| 13 Sep 2004 | Forecast zone | Hurricane (Typhoon) | — | — | 1 | — |
| 4 Sep 2004 | Hamilton | Tropical Storm | — | — | 1 | — |
| 25 Sep 2004 | Hamilton | Tropical Storm | — | — | 1 | — |
| 26 Sep 2004 | Brevard | Flash Flood | — | — | 1 | — |
| 4 Sep 2004 | Forecast zone | Hurricane (Typhoon) | — | $500,000,000 | — | — |
| 25 Sep 2004 | Highlands | High Wind | 70 mph | $452,000,000 | — | — |
| 25 Sep 2004 | Brevard | Hurricane (Typhoon) | — | $320,400,000 | — | — |
| 13 Aug 2004 | Hardee | High Wind | 108 mph | $177,000,000 | — | 6 |
| 25 Sep 2004 | Forecast zone | Hurricane (Typhoon) | — | $260,000,000 | — | — |
| 25 Sep 2004 | Polk | High Wind | 58 mph | $250,000,000 | — | — |
| 4 Sep 2004 | Volusia | Hurricane (Typhoon) | — | $240,000,000 | — | — |
| 13 Aug 2004 | Highlands | High Wind | 75 mph | $78,000,000 | — | — |
| 5 Sep 2004 | Polk | High Wind | 69 mph | $94,000,000 | — | — |
| 4 Sep 2004 | Brevard | Hurricane (Typhoon) | — | $90,000,000 | — | — |
Up to 40 events with deaths, injuries, damage of $50,000 or more, or a tornado rating, ranked by deaths, injuries and damage.
Federal disaster declarations in 2004
| Declared | Number | Type | Incident | Title | Counties |
|---|---|---|---|---|---|
| 26 Sep 2004 | DR-1561 | Major disaster | Hurricane | Hurricane Jeanne | 53 |
| 16 Sep 2004 | DR-1551 | Major disaster | Hurricane | Hurricane Ivan | 45 |
| 4 Sep 2004 | DR-1545 | Major disaster | Hurricane | Hurricane Frances | 67 |
| 13 Aug 2004 | DR-1539 | Major disaster | Hurricane | Tropical Storm Bonnie And Hurricane Charley | 67 |
Flood insurance claims with a 2004 date of loss
34,726 NFIP claims, 22,234 of them paid, for $1,268,770,465.
Sources: NOAA NCEI Storm Events through 30 Jun 2026; OpenFEMA DisasterDeclarationsSummaries v2 (1 Oct 2026); OpenFEMA NfipClaims v3 (8 Sep 2026). Built 1 Oct 2026.